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Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

TSB App Text / Setup Size
When updating app to 8.5.3 have others found the new transactions layout takes up for too much space? I can now only see three transaction without scrolling, before I could see eight.
Santander OTP code every time I want to look at my account
Every time I log in to my Santander online account I get a request to put in a code into my mobile phone.This is inconvenient as I do not always have my mobile handy to my desktop PC, I am 78 years old and it is not an easy task to get up and down the stairs etc.I have spoken to Santander and they are not interested, they…
Halifax Reward Current Account - Do Internal Transfers Count?
I've had a Halifax Reward account for a few years now, and for some reason I just assumed that internal transfers would not count towards the £1500 monthly pay-in requirement, but having looked into this, I can't actually see anything to suggest that internal transfers wouldn't count. Can anyone confirm?
Best bank account for transfer of USD
Hello! Newbie here. I'll shortly be working overseas on a rotational basis, for a US company who will be paying me in USD into a US bank account (that they are setting up). I will be looking to transfer most (if not all) of the money across to a UK bank account to pay bills etc whilst I am away and obviously looking for…
Samsung/Google Wallet and Halifax
My son just changed his phone from a Galaxy S20fe to a S23FE and previously has his Halifax Expresscash debit card added to his Google wallet and now on this new phone its saying this Card is not supported. same on the samsung wallet. Seems strange as it worked before on the older phone and now we cant add it, is there…
HSBC Premier increases requirement
HSBC have increased the income requirement for their premier account from £75.000 to £100,000. In addition if you wish to use the savings route, you now need £100,000 instead of £50,000. I have to say if I had £100k sitting in an account, it wouldn’t be at HSBC! I wonder if existing account holders will be thrown out if…
List of Bank / Building Society app cheque deposit limits
For those of you who still receive cheques here's a consolidated list from contributions below and a previous defunct thread from another forumite. Thanks to you all in advance. Al Rayan - cannot see a way to deposit cheque Barclays - maximum £2000 per cheque four times a week Beehive - cannot see a way to deposit cheque…
Card reader vs mobile app
I've been using Nationwide's card reader for several years now via my laptop, for online banking, and all seems well (so far!). However, I keep getting hints from the bank to use their mobile app. Reading about the app, I can see the relative greater convenience, but for me it's not convenience per se but security that is…
Shopping for new bank account rather than using old savings account
Hey folks. I own a little cafe, and I pay the VAT quarterly. The way I manage this is every week £500 gets automatically transferred from my Natwest business account into a Natwest Flexible Saver account, and then when the VAT bill is due, once every three months, I transfer the money from the Saver account into my current…
Santander Edge savings account
I've been informed that the rate on my savings account will drop at the anniversary of opening. I'm assuming I can just close that account and re-open another one again to get the better interest rate. Is that correct?
Barclays Premier account opening/switching for offers and HSBC Premier account
I've had a HSBC premier account for years (like 10+) and use it to receive my monthly salary and pay some direct debts from (insurance, savings standing orders, any credit card monthly payments, amex etc...). I also have a Halifax current account (I think of this as the "House" account) which I transfer into at the start…
When to cancel Barclays Blue Rewards?
When to cancel Barclays Blue Rewards?
Santander edge current account
Hello, hope someone can help. I've just completed my first bank switch from first direct to santander. I populated the new edge current account with £2000. I then opened their edge saver and moved £400 over from edge current account. I then moved £10 back to my account that funded the £2000 just to see if it all worked. It…
Budgeting Bank Account
I was wondering if anyone has experience of a good bank account for budgeting. I’ve heard that Starling Bank and Monzo are good for this but I’m not sure if there are any others? I currently have the following set up: Main account - Lloyds Bank Club Lloyds account - wages go in and my own bills get paid from this. Joint…
CIFAS SAR Response issued but not received
Hi everyone, I was advised to do a SAR with cifas after trying to open a bank account with revolut. I did this and the status changed to “response issued” a week ago but I haven’t received this. They don’t respond to emails and I can’t get through on the phone so no idea how I can chase it up. I assumed any data was sent…
Santander standing order problem
Hi I noticed today that my standing order of £200 from my Santander Everyday Current Account to my Santander Monthly Saver has come off of my bank account but isn't appearing in my Monthly Saver. It's like the £200 has vanished into thin air. Has this happened to anyone else? Does anyone have any idea what the problem…
Santander - Current_Account - Problems_using_on-line_payment_mechanism_on_Windows_Desktop_Computer
For the past two weeks, I find that I am unable to pay anybody through my current account using my Windows Desktop Computer and Google Chrome browser. Whatever service provider I select to pay, after invoking the top-level "Pay Payees" function in the current account, that particular service providers payment page presents…
Chase- second account?
Hi all, I'm thinking of using chase as my everyday spending and my Lloyds for my bills, just curios to know if others do this? I know they a JP Morgan and the US biggest bank , funds are safe in there. thank you
Santander OTP texts asking to change payment reference
Hi everyone, I’ve recently started banking with Santander and get an OTP code sent to my phone to confirm bank transfers. I have an iPhone so the code automatically pulls through from the text message and then it automatically archives the message so I don’t actually need to open/read the full message. I’ve just noticed…
Lloyds club account
Hello!I opened a basic Club Lloyds Account account in June 2014 and found out from Google that in April 2023 they increased the minimum monthy amount to be paid in from 1500 to 2000, I don't remember getting and comms on that but perhaps I did. Anyway, I have continued to pay 1500 each month and the monthly £3 fee is…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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Budgeting & bank accounts

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