-
Nationwide Aviva Travel insurance - impossible terms
Does anyone else find some of the new terms in the travel insurance policy impossible to meet: eg under the belongings section for a claim you to provide Proof of purchase of the
lost, stolen or damaged
item
• Proof that you owned the
money and its value. How many people have receipts for everything in their suitcase. How…
-
new HSBC current account after switching out
Hello, I switched out of HSBC in June and closed my current account. I'd been with them for about 30 years so not my smartest decision. Now - I'd like to open a new HSBC current account as intend to open the 7% regular saver as soon as I can and also a Stocks & Shares ISA in April. Are there any hard rules about how…
-
HSBC reducing savings rates again.
Got an email this afternoon, HSBC regrettably is having to reduce interest rates on saving accounts. This seems rather mean.
-
HSBC - any way of finding my customer number online or in the app?
I have to phone them to have an account unblocked but can't get through the initial request for either my customer number or the 16 digit number from my debit card. Unfortunately I can't seem to find my debit card and think I may have destroyed it as it was not needed for the transactions I had planned for this account.…
-
Alterntives to curve card because of fees
Hi is there any altertives to curve card that store all yours card into one with a physical card for taking cash out thanks
-
LBG - restrictions on cash deposits
I have heard that with the upcoming banking hubs (currently in the first stages of rollout) that LBG will be limiting cash deposits to £2995 p/m or £20000 per year, There may have been rumours about this sort of thing in the past but it looks like it is going to happen in earnest. Watch this space...
-
Co-op Bank Everyday Extra - free for 3 months
Potentially of interest to those affected by Nationwide FlexPlus price hike, Co-operative Bank are offering a fee reimbursement for 3 months on their Everyday Extra account if the application is received before November 4th. Product link: https://www.co-operativebank.co.uk/products/bank-accounts/packaged-bank-account/…
-
Temporary bank account
I've just discovered that I now need to give ebay my bank account details to sell on their site- I do rarely sell anything on there and I suspect this is just something I have 'missed' ...I really don't want to give them my main bank account details - which is tied in with my and my children's saving accounts. (I don't use…
-
Chargeback question
Hi, I did a chargeback for a service that was cancelled and was getting no joy for a refund, the service then went ahead after all now the bank have paid me while they do their checks. Shall I ring them and tell them to take the money back or will they just do it automatically?
-
First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
-
Use of Savings Hub and trust structures
Hi I'm new here. Hope it's OK to post this, I don't think Martin's site offers an equivalent service so I don't think I'm promoting a direct competitor. I am thinking of signing up to the Savings Champion website's Saving Hub, where essentially they broker the individual's relationship with a number of banks. It's supposed…
-
50p direct debits / STRIPE payment suspension
Hi all. I set up 2 x 50p direct debits as part of meeting the Co-Op switch criteria. I noticed no payments were taken in August and then I saw this on the 50p site. 11/08/2024 - Unfortunately, due to a technical issue with our payment provider Stripe, we are unable to setup new direct debits. Also, all existing…
-
General Discussion about limit slashing on overdrafts and credit cards
I am concerned that banks and financial are using the cost of living crisis as an excuse to slash PCA overdraft limits or this could in turn cause financial hardship to and financial damage to already struggling families across the UK. Although banks are businesses and are entitled to do this, they are also expected to act…
-
Transferring Money between UK and Oman
We have recently arrived in Oman for work reasons and will need to transfer money between our new Omani account and our existing uk account. Is there way to do this without incurring large transfer fees? I have looked at Wise and Revolut which I believe work in similar ways but neither will transfer from Pounds to Omani…
-
Santander reducing my overdraft limit
I received an online letter in my online documents inbox today that Santander are going to reduce my overdraft from £2000 to £100 from 1st November. I rang Santander today and told them that my autism makes me vulnerable and sometimes I overspend, and while I don’t regularly use the overdraft and not usually in it by more…
-
Which UK bank accounts allow outbound transfers of very large amounts?
I have got my life savings in various investments, but the Labour Party's tax and other policies don't make it worthwhile to keep the money invested for ever-decreasing returns netted by me. Therefore, my intention is to exit from those investments over a period of around a year and then use the redeemed funds to buy a…
-
Halifax Reward Current Account - Do Internal Transfers Count?
I've had a Halifax Reward account for a few years now, and for some reason I just assumed that internal transfers would not count towards the £1500 monthly pay-in requirement, but having looked into this, I can't actually see anything to suggest that internal transfers wouldn't count. Can anyone confirm?
-
TSB App Text / Setup Size
When updating app to 8.5.3 have others found the new transactions layout takes up for too much space? I can now only see three transaction without scrolling, before I could see eight.
-
Raisin account timeline
Hi all, I applied for Raisin but now it says "Application verification in progress". Its been like that for 4 days. Anyone know how long it takes please? Thanks Mia
-
Samsung/Google Wallet and Halifax
My son just changed his phone from a Galaxy S20fe to a S23FE and previously has his Halifax Expresscash debit card added to his Google wallet and now on this new phone its saying this Card is not supported. same on the samsung wallet. Seems strange as it worked before on the older phone and now we cant add it, is there…
