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Virgin One Account - name change and app
I had a letter from them today:- The name is changing to Royal Bank One Account Mortgage. - Access to the Royal Bank mobile app and digital banking from June 2025.
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How to agree joint accounts and share finances with husband?
My husband and I are recently married and figuring out our finances and joint accounts. There is about a £10k difference in our salaries and we each have a property individually but we live in mine. How should we share finances, what should be paid into joint account etc and how should we manage our incomes?
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Excess on Halifax Fraud Claims
Just made a payment from a Halifax Reward bank account and saw a warning that if I proceeded with the payment and later made a fraud claim, Halifax would apply an excess of £100.Is this new? Are other banks applying a similar excess?
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Nationwide switch incentive - direct debits
I have a 'dummy' bank account that I want to switch to Nationwide to get the £175 switch bonus. It's saying I need to have 'two active direct debits'. Does this mean that the direct debits have to have left my account at least once before I do the switch? I've just moved the direct debits from my main account to the dummy…
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Received Fraudster 'Phone Call, Should I be Worried?
I received a call from someone stating they were from Nationwide and informing me that there had been suspicious activity on my card. They asked a few questions which I declined to answer (stating that would have the details on their screen). To confirm my identity they wanted the last 10 numbers of the card number. I…
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Santander Edge £36 for new customers
Good morning, Santander have launched an offer where new customers (those who do not hold a Santander current account on 8 September 2024) who open a Santander Edge current account between 9 September and 7 October 2024 and pay in £500+ will receive £36, so long as the account is still open on the day they make the…
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Problems freezing/unfreezing cards in the Halifax app? You might need to whitelist "tags.tiqcdn.com"
After spending several days wondering why I could only occasionally use the card freezing/unfreezing function in the Halifax app, I finally tracked down the problem. When you use this function, the app tries to connect to tags.tiqcdn.com. If it cannot connect to this domain, it simply won't let you change the freeze status…
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Monzo
hi all , tried getting a chase account but couldn’t so I’ve ended up with Monzo whilst I clear my debts etc as couldn’t get any other account due to credit score. im abit worried after reading many reviews people having accounts frozen etc I know there is probably reasons behind this! However I wouldn’t be in a position to…
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Problem with Santander Online Banking via Tethered Mobile 4G
HiI'm having ongoing problems with Santander's online banking using tethered mobile 4G. I've done a bit of google searching but can't find an obvious solution. Just wondering if anyone has a similar problem. The problem is more or less every time a try and logon. At various stages it just takes me back to the login page.I…
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High interest accounts with direct debit or Standing Orders
My wife is going into a care home. I have sold various investments to generate enough cash to pay for the care home for a year or two. Now I need to be able to put this money somewhere where it will earn a decent amount of interest, and from where they can suck the money via direct debit. Most savings accounts seem to say…
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Lloyd's withdrawing free accounts for community groups
As a community group with limited banking needs we have been able to obtain free banking from the major high st banks for many years, for a long time with Nat West and now with Lloyds. But having switched to Lloyds on the basis of a free current account 2 years ago for an updated online account (needed after all banks…
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Barclays App compulsory move to paperless to CONTINUE to account information
Interested that Barclays App "loading checking preferences" doesn't ask my preference but forces you to go paperless by pressing CONTINUE to get to your account information. I know I want to stay with paper but I have to go paperless to use the app and then reset to go back to paper. That's not checking my preferences…
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Cannot receive new debit card as post is stolen from home
Hi, I have a shared post box, and mail regularly is stolen. As such, when i order a new debit card, i cannot order it to my address. It is not possible to arrange to pick a new debit card up from a Lloyds Bank branch either. So how do i receive a new debit card?
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Metro Bank - using debit card in Europe
The MSE site says there are no fees when used for purchases in Europe. However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe. I thought the bank had changed its treatment of overseas usage since my last overseas trip. Can anyone with recent…
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Recommendations for a Joint Bank Account ?
After being single for several years I’ve started a new relationship and we’ve been together for 6 months. We both work full time, and have good jobs. I’m mortgage free, although not much savings. He has a small mortgage and savings from an inheritance. We have no plans to live together or unite our finances. We both have…
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Unauthorised recurring payments
Hi newbie here! just realised I’ve been stung on my chase card via the Apple Pay wallet. I supposedly set up a recurring payment to a company called flavor-fusion.com for £29.90 per month from feb 24. As this card is generally used for hols most of the payments have been declined insufficient funds. I have at no time had…
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Santander accounts
Hi all - hope youre all ok. Can anyone answer 2 quick questions about Santander pls? 1) I opened an Edge account, deposited £500 and received the bonus of £36. Can I close it now and just keep the £36? 2) Ive just had an email from them about the Edge Saver at 6%. Convoluted but could I open this and keep it but then still…
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Odd security question
Several times recently I have been asked a completely pointless security question by a bank (most recently by Co-Operative Bank, but not only them). It's no great issue, but I wonder why the bank asked a question that added no security whatsoever. I was first asked my date of birth, which is a reasonable security question.…
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Faster Payments into Ulster Bank savings account & daily interest
Hi All, I have a Loyalty Saver account with Ulster Bank that I use to store extra cash. It calculates interest daily. I noticed that sometimes my money transfers from another bank (HSBC) to Loyalty Saver are showed as made on a later day despite the money arriving to the account the same day. It looks like despite the…
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Joint accounts - why they don't seem to be offered as standard
Currently am I a Chase account holder. Noticed on a few of these new banking companies moving to the app only getting something with Joint accounts seems difficult. Would anyone know why for example Joint accounts aren't just a standard fixture for anyone creating current/spending accounts?
