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Accts that need a monthly set amount paid in...
Can anyone tell me if I was to set up a current account that has to have a regular monthly set amount (£1,000 or whatever) paid in - does this have to be wages. I currently work self employed (as and when!) though I am in the situation of having a lump sum in the bank - I am just wondering if I would be able to just set up…
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Transfer times
I am in the process of changing over to the A&L current account. But i would still like to keep my three Barclays accounts that i use at the moment. How long does it take for a standing order to move money from say the A&L account to the Barclays Account? Most of our money will be paid into the A&L on the last day of the…
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American Bank Account
My first visit to the site. This is my situation. I have shares in dollars in an American company and the shares are presently managed by the Bank of New York. What I would like to do is sell the shares and not have to convert them back to sterling because of the poor exchange rate. I would like to open an American Bank…
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Free £6 & £7.50 from Cahoot and A&L
Not really current account related, but it will appeal to anyone bagging current account bonuses, so I'm posting it here. https://www.linemypocket.co.uk is currently offering £6 and £7.50 to anyone opening A&L and Cahoot savings accounts via its site. I've done this, depositing a tenner in each (instant access), and the…
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Euro/barclays
Please Help !! I Import/export From Europe - I Opened A Euro Account With Barclays - Each Time I Pay A Euro Cheque Into My Euro Account Barclays Manage To Charge Me Commision And Interest !! ? Last Cheque I Paid In 320 Euros They Took 13.16 Euro Commision And 2.92 Euro Interest -how !! Any Help To Find A Cheaper Euro…
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Where can I get a current acct?
Hi Just wondering if anyone can help - basically Halifax downgraded my acct when I got a new card to a Visa Electron - the disadvantages of these have been well documented!! I have tried to upgrade but because I have a default on my credit file they will not do it. This is being paid off via a monthly payment to the CCCS -…
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First Direct £35 Free
I have read the post about the £25 free and I also received the offer in the post the last time round but didnt use it. This time round First Direct have mailed me Feb 2005 offering me £35 to open an account so long as I deposit £100 before the end of April. It may be worth asking for If you havent had the mailshot. ps I…
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Cancelling Application - Credit Rating
If you submit a current account application online. Wait a few days for them to prosess it and then decide to phone and cancel tha application, would the bank submit a note on your credit history? I waited over 7 days for an application to process. I called to find out the status and the bank claim they have requested some…
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Abbey £40 offer to open acc
I heard on the radio the other night an advert from Abbey stating it would give you £40 for opening an account with them in branch. I checked and there's nothing on their website about this. Has anyone been into the branch or seen this offer? Or if anyone knows under what conditions it would be paid, credits etc? TIA
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Rejected ???
I'd just like to share my experiance so if it happens to anyone else this might help... I am 19, and haven't got a credit history, missed a few direct debits etc. I wanted an overdraft / credit card, so I phoned up the HBOS phone bank, they took all details etc etc, and processed the application, I was rejected for both an…
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Abbey Debit Card
Just joined Abbey (for the £40), they have sent me a disgusting green debit card with a link logo on it. My question is: where can I use it free of charge? At all link machines I would guess? But can I use it in the big four's network? Excuse my ignorance, just never had a 'little bank's card before! thanks in advance
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Unintelligent Finance..........
"Intelligent Finance, part of HBOS, is slashing the current- account interest it pays to customers with both current and savings accounts. Since launch it has paid customers with both accounts the same — 4.75% at present — on all their cash. However, from next month customers will receive only 2.75% on money in their…
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Delayed Maestro transaction
Appologies if this is in the wrong section, but i'm fuming at the moment! I checked my HSBC current account on-line yesterday & there was a Maestro transaction dated the 16th Feb 2005. The recipient of the payment was Legoland Windsor. I visited Legoland Windsor LAST OCTOBER!!!!! This transaction has put my account into…
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Halifax email - take NO NOTICE!!
This is a copy of an email I received this morning - including "Halifax logo & pic of Howard" (and I'm not a customer of Halifax bank). "Dear Client of the Halifax Internet banking, Technical services of the bank are carrying out a software upgrade for the maximum convenience for the users of online services of the Halifax…
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Current Account SCORE???
I recently went to my local barclays branch to apply for a connect card, haning only a visa electron at the moment, and they lady told me that my ACCOUNT SCORE was not high enough? what does this mean and how can i improve it??? I had ever you the account
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How long can you use a stolen debit card for?
I had my wallet stolen on Thursday, with all my cards in it. All cards were cancelled by Thursday 6pm. On Friday, my smile debit card was then used and authorised for £750 worth of transactions. Obviously, I execpt that I will not have to pay for this, but why was it not stopped on Thursday? They cannot yet confirm whether…
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Stopping Cheques...
I'm bank with Lloyds and 2 of my cheques have gone missing in the post. (the 2 cheques were sent using the same envelope). 1. Will I be charged for cancelling them? 2. What happens if someone tried to cash them? Thanks. Perry
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Credit Card charges via Machine withdrawal New Tax ?
How about a campaign on here to stop this new tax on our cash. First we were told "How beneficial it is to have your money paid directly to your bank a/c , but you have the choice," then we were told you MUST put you salary into a bank a/c, now we are told "We are going to charge you to GET your money from your bank a/c.…
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£25 free when opening a first direct account!
hi guys, the other day i recieved a leaflet from first direct offering £25 credit to the account providing £100 was there on 31-3-05. i went to the web site and i was left a little confused as it says: Joining incentives are valid for three months from the date the account is opened and will be credited within 28 days of…
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Cahoot
Hi My husband has got a savings account with Cahoot. We want to change our current account, so that we can earn interest on that as well. Is it better to go for a current account at Cahoot, so that we can transfer money between the two? Has anyone had experience of Cahoot on current accounts? Thanks Jackie