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Abbey O/D charge LoopHole
On April 1st I checked my Abbey current account to find out I had been charged for breaching my O/D limit on about 13 occassions, £20 a pop. I thought that there was a £50 buffer at the end of my O/D limit similar to my HSBC account, oops. Anyway, I rang the Complaints Dept. to see what they could do and they offered me a…
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free £100 when u open NATWEST a/c
Open a Natwest Primeline current account and get £100 (see terms & condition) find out more by calling 0800 592 936 and MUST quote "email" and also ask for application pack! i've got email from them and said if u ring up and quote "email" u can get £100 but when i look at the website and if u apply from website…
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First Direct Referral Codes
For a long time existing First Direct customers have received referral codes through the post, they can then pass these onto people and you both benefit to the tune of £25.00 We have a thread running on the referral board where you can advertise how many codes you have, you can also request a code. Click Here - - - - - - -…
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trying to open an account!
Hi, can anyone advise me, I'm trying to help my 18 y.o. son to open a bank account, he has twice filled in applications but then been unable to provide the evidence required of his identity and address. He lives at home with me and his stepfather hence no utility bills, he has no credit or debit cards, no passport or…
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Cahoot & ATM Fraud
My wife found out today that her cash card had been cloned as a few hundred pounds had been removed from her account using a ATM several hundred miles away from where we live. This evening she contacted CAHOOT who she banks with to inform them of the fraudulent transactions & found them to be most unhelpful. They informed…
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Instant transfers between accounts - which bank?
I currently have a Smile acct. as does my wife, but we are looking at changing. Considering Lloyds TSB, A&L and Cahoot. Can anyone tell me if transfers between accounts is instant with either LTSB or Cahoot? I know A&L do it next day. Thanks
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First Direct overdraft
Hi all I have a £4000 overdraft limit on my First Direct bank account (I no longer use the account, having moved to A+L). Does anyone know whether First Direct will charge me a fee for going overdrawn, or do I just pay the 10.9% per year (not that I'm planning to hang onto the money for more than a couple of months)? I…
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Weird Happenings - HBOS
I'm with the Bank of Scotland and have found some weird things happening on my account. E.g. I use my Visa debit on the 5th April, my available balance instantly reduces by the amount and my current balance remains the same (i.e. swipe £50 available = £150 current = £200 ) I check my online banking on the 6th April and…
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Business Account charges - advice needed
My husband has a business account with HSBC which we have had for a year and the free banking has now expired. How can we reduce the costs for running the account? We pay in approx 20 cheques per month and write out approx 5-10. I plan to change the cheques we pay out to BACS payments and one of the clients who writes us…
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What do i do with the £1000 ?
I have recently opened an A&L current account and online savings account. As i have money in my Barclays account,i wanted to transfer it to my A&L online saver.I noticed that you could log into the A&L saver,and request money FROM my Barclays account,which i did on the 3rd April. On the 6th April the money duly arrived…
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Banks open on Saterday
Hi, Can any one tell me which banks are open on Saterdays in London? ON all the info sites they just say some branches of some banks are open on Saterday but not which, where or when :confused:
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Nationwide - anyone else had problems with applications?
Hi I applied online for a Nationwide flexaccount (for my holidays) on the 6th March. According to the online portal it has been submitted but I have heard nothing from them and the status has not changed since then. Is this usual? I have sent a secure message but so far have had nothing and its been a good week longer than…
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Barclays are not on with what they did !!!
:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: im not happy with barclays one bit. I have been a customer with them for 3 years and thought great, now i am of age (18), i will get myself a debit card cos electron is alright but not brilliant. So i go in and the SA (sales advisor) was very helpfull, she took my…
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8% hsbc account
you have to open a current account and have salary paid into it ten you can save £250 per month for a year at 8%
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Smile Wine offer
I opened an account with Smile in November, and took advantage of their free wine offer. Three months later, and I'm still waiting for the wine. About six weeks ago they told me it would be with me 'soon'. But still nothing! Anybody else had problems with this sort of false incentive, from Smile or anyone else?
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Joint Account
Hi, I need to open a joint account for myself and my partner to pay the mortgage, bills, childcare etc out of. We will both keep our own seperate current accounts, with our salaries going there. Then we'll set up a standing order to pay money into the joint account. Due to the nature of the account, it should always be in…
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Just turned 18, what to do?
Hi, I have just turned 18 and I currently have a current account with Natwest (Current Plus Account). This consists of a Solo debit card and a cheque book. The interest is rubbish on the account. Can I now upgrade to a Switch debit card? Are there any other accounts out there that are better for me? Cheers Josh
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Banking on Saterday
HI, I guess going to a bank is old styl :j Does any one know which banks are open on Saterday in London? I,ve looked on info sites and they just say that soem branches of soem banks are oopen on Saterday but they don,t say which, where or when :confused:
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What's fair compensation ?
Bank Holiday weekend was a tad spoilt becasue of an error made by MBNA ...which they have admitted ...which left us with the inability to make any sort of withdrawals until today. They agreed to pay our bank charges but because of the way the error was corrected, there won't be any. I however think that compensation of…
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ISA (Mini Cash) - new Tax Year 2005/06
Newcomers may not realise MSE has a separate section of threads re ISA savings. Pick of the Popular ISAs evolving chart is here : http://forums.moneysavingexpert.com/showthread.html?p=420045#post420045 Hope this is helpful.