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Bills Bank Account
Hi all Hoping that someone can help me. I am looking for a bank account that I can set up jointly with my girlfriend to pay the household bills out of. As it would be a bills account it would not have a salary paid into it or a credit balance of more than £600/£700 a month. We would need to set up a standing order to pay…
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what do you think?
i want to open another account, and i want your advice. i have recently started a second job, where, because my hours are flexible, my pay packet fluctuates greatly from one week to the next. i dont want to stick this into my main (student) account, because if it is there, then so too is the temptation to spend it. not to…
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OK, this maybe obvious but...
I want to save money each month, at present I'm finding I have a few hundred pounds left at the end of each month. Should I put all this straight into a savings account? This sounds obvious I know, but i somehow feel secure with a bit of cash in my current account. tell me, I'd be right to save it, i think I just need…
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Anyone recommend good account for very young children, please?
Could anyone please recommend a CURRENT account for three young children? I have three girls 3,4 and 6 (yes I am slightly deranged ;) ), they have never had bank accounts and I am looking for a current account for each of them. We don't want to be drawn into a bond or savings scheme where we need to put money in each…
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Lloyds TSB graduate account
i'm thinking about getting one, just wondering if anyone has any experience of the account or the bank in general.
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Cahoot Bank Account
I'm thinking of opening a Cahoot bank account (I have a savings account with them) and would like to know if anyone has any comments. Are they efficient, do they clear cheques quickly and how long does it take to transfer money from their savings account to the current account.
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Being Rejected For Opening A Current Ac
I applied for a current account with Abbey Nationaleing rejected for opening a current account recently but had been rejected. i know my credit history is quite poor but i have regular money comming in and a saving accounts with them that is regularly active (but has no money in there to save) could this be because i have…
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Barclays Premier Banking
I've just got a letter from Barclays saying I've been upgraded to Premier Banking. This means I can get an interest-free and fee-free £1000 overdraft facility repayable on demand. I've not used an overdraft before but I assume this means I can run the account at -£1000, and keep an extra £1000 permanently in savings. Not…
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Overdrawn Help
We get enough money in each month to cover the bills, but as my partner is paid weekly and of differing amounts we keep going overdrawn. The bank is now charging us so much that I can't even go shopping and with 2 kids this is a nightmare. At the beginning of the month the HSBC charged us £100 for being overdrawn and today…
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What's best Euro to Sterling exchange rate deal?
I have a friend who has recently set up his own business as agent for a European company. Hence all his agency fees and commission payments are sent to him in Euros. Anyone have any good tips for minimising the losses on exchange rates when converting to sterling. He has a Euro current account at NatWest. Also any tips for…
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co-op debit transactions
just a heads up really heard at work today that a branch of co-op in leeds (not sure exactly where, sorry) have had some difficulties with visa purchases and transactions may be being duplicated. isnt affecting everyone, in fact very few people apparantly but if you have used a debit card in a co-op in leeds recently…
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First Direct - £50 Incentive Code
Just got an FD flyer with some concert tickets I bought - I can't use the codes (with FD already) so thought I'd share... Call 0800 24 24 24 or visit firstdirect.com Code: LV121 Txt: 07808 24 24 24 Code: LW029 Txt with full name, address, DOB, incentive code. Example txt: Mr A B Charley, 123 ABC Road, LS12 2TR, 25/8/54*,…
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I need an account with guaranteed overdraft and my bank wont help!
Hello All, I have a BIG problem. I am self-employed and as a result never know exactly when I will be paid. My problem is I never have enough money in my account to cover my bills at the start of the month as I usually get paid 2 weeks after my bills are paid! My bank has recently cut my overdraft from £1000 to £500…
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account and not a resident for 3 years
My gf has a problem where she has to open a bank account and deposit a large cheque (approx £15,000) but has not been a uk resident for the last 3 years. Bank accounts we have looked at all ask for a 3 year UK residence and proof of address. She is living in Spain at the moment(although she is a British citizen) and will…
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Another £35 charge
I've just spoken to natwest as i've just checked my balance and i'm £36.23 overdrawn it turns out when i checked my balance on tuesday the 12th at around 5:4pm it said i had £174.90 so i paid 2 bills one for £47 and another for £110 but it turns out oh no i didn't actually have that much in there as tescos took out £48.88…
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please help;i've transferred money in2 someone else's account
please help; i have made a mistake using internet banking and have transferred a lot of money into someone else's account instead of my own. Is there any way of getting it back if the other person won't co-operate because with the privacy laws the bank won't be able to give me details of who it is.
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Savings account for a non-tax payer.
I wonder if anyone can tell me how much someone can have in his deposit account before tax becomes payable. Many thanks. Margaret
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A&L Premier Plus Current Account Travel Insurance
Have I read this right? - as a couple with a child the 'Free' travel insurance is useless because the child is not covered.
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Natwest charged me £35
I checked my balance today and found natwest have charged me £35 anyway i rang up to find out way and when i spoke to someone they said in brief basically i had a direct debit (for £5.50) come out yesterday and because it was sent back they charged me... anyway on saturday just gone my boyfriend had just put £400+ into my…
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cheque fraud
Please feel free to move this post if it is in the wrong place. Today my mother received her toisas statement from abbey and was shocked to see £620 pounds withdrawn by cheque on the 1st of march. The thing is she never has had a cheque book for this account. Just been to the police station to get a crime ref no. Then I've…