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On-line account with auto fee-free O/D
I know of Smile, First Direct & Cahoot. Are there any others ?
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Current Account Suggestions please....
My partner has a bad credit record but does have a Halifax Card Cash Account with an Visa Electron card + cheque book. The only problem with this account is that it takes 7 working days for a cheque to clear!!!! As he is self-employed and the majority of his customers pay by cheque this is a budgeting nightmare. Can any…
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current account-less than £1000 month
I currently bank with Barclays at a pitiful rate of interest. They could offer no better rate so I decided to switch. However, most accounts with good rates ask for £1000 a month to be entered into the account. I Live in Cornwall, by which I mean that I don't earn enough for these accounts. I am looking for a good rate of…
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Current account suggestions please?
I'm looking for a new current account, with the cheapest possible authorised overdraft rate, and who are likely to authorise an overdraft of at least £200 on an ongoing basis. I plan to keep the balance as close to zero as possible, yet still be able to get cash in a hurry. Whenever I incur an overdraft, I plan to pay it…
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Best joint account?
Hi. i am in the process of buying a house with my future wife and were about to set up the mortgage! obviously this is going to be a fair amount of money and would not be fair if it all came out of one account! our idea is to set up a new JOINT account! what/where is our best choice? the account will simply have money but…
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Cahoot users: standing orders / transfers question
Do any fellow users of Cahoot's current account services have the same problem as me? If I try and setup a regular transfer of funds from my current account to my Cahoot savings account, the online bank system does this: (1) I create a future transfer and confirm it. (2) the Cahoot system creates this future transfer and a…
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Advice on Refund Error...
Right. Last September, I ordered some currency from an online bureau, to be collected. In between ordering and collecting, my bank switched from Switch to Visa. As a consequence, they bureau had to refund/recharge the transaction. For whatever reason, they refunded both the old card and the new card (instead of just the…
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the best internet banks
I'm interested in opening an internet bank account, could anyone give any views on the various ones available and their pro & cons. Any advice would be appreciated. thanks
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Halifax switched cards on me
My Halifax Switch card expires end of Jan and I recently recieved the New Halifax Card, which I have now only bothered to take a look at. Theyved switched, the switch to Halifax Visa. I do have a TSB Visa/Delta, which carries the delta logo, so am I presuming its the same in operation?, because there IS no delta logo on…
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Problems with woolwich
This all started in December, paid a cheque into our account waited 5 days for the cheque to clear, the cheque cleared. we withdrew money from our account and used our electron visa, they then reversed the cheque, leaving us in an unauthorised overdraft, collecting a daily interest rate. we have also have a personnal loan…
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First Direct e-Savings account & Bank Acct
From 21 Feb First Direct are changing the rate of interest and the amount you can deposit on their e-Savings account. OLD: 5.00%, £50K NEW: 5.20%, £250K The overdraft rate on their current account is also changing, to 10.9% from 9.9% but this doesn't happen until 1 April. Garry
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Cahoot system message
Did anyone else get this Name(s) on cheque(s) and paying-in slip must match. Please be aware that all cheque(s) for cahoot current account must match the same name(s) as shown on the paying-in slip. If the names do not match, in order to prevent fraud, cheques will be rejected and returned. yesterday. The reason I am…
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Cheapest way to pay money to a foreign account
I'm looking for the cheapest way to pay money into a foreign (German) bank account. I need to pay in approx 360 euros. My bank, firstdirect, quoted me 21 pounds and 3-5 working days. Western Union quotes about £27. I need to make the payment electronically if possible (ie sooner rather than later). Anyone got any ideas for…
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Drect Debit - Cancellation Con
Do you pay for yor Utilities by DDI? I suspect that a lot of you do. Are you aware that if you terminate an agreement with one of these companies any closing balance may fall due payable against the DDI even if you were only paying a fixed amount under a budget scheme. I found this to my cost, on receiving a closing…
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Which new Current Account
Hi There, Thanks for reading my post. I have a barclays account and really think its time i changed banks. I earn around £1000 a month and my priorities would be 1. Customer service 2. Good online banking 3. Overdraft fees 4. Would prefer a branch with tables and chairs but not essential Any advice for who to use would be…
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Advice on moving money abroad.
Hello everybody, I am considering moving to the Czech Republic to work, and would like to know the best way to move around £30,000 in sterling to czech crowns. I want to use this money to buy property out there and need the best deal to move this much money with me and the best way to do it please. If anyone can advise i…
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best place to buy a bank draft?
Hiyas, I need to buy a bank draft in Canadian dollars and wondered where might be best to get one? Do I need an exisiting account to be able to buy from the bank? I'm hoping to be able to shop around for the bext exchange rate. and is there a fee to pay when buying a bank draft? Thanks
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Best Business account?
Hubby is looking out for a business account, tried LLoyds Tsb but was a bit miffed with their attitude to business banking.
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First Direct postcards - Free Money!
FD recently sent me three 'postcards' -- I give them to friends or family, and if they open a FD account and have a balance of £100+ by September we both get £25. An easy £75 for me -- or so I thought! But I'm amazed at how lethargic my friends are! They have the potential to get a £25 return for a total of about 10…
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I.D for sending money abroad
I presented my driving licence card today as I needed to send money to Portugal but the cashier wouldn't accept it and said I needed a"paper" driving licence and told me that the photo card I had was illegal. I tried to phone to my local police station to confirm this but I couldn't get through!