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Loans and shared current accounts
Hi, My boyfriend and I are moving into a house very soon (renting from family). I've always been really good with money and my only debt is a student loan of which I'm paying back way more each month than I need to. So all this is very new to me. I knew my bf had loans, but the extent of it only came to light in January.…
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not allowed to draw on cash paid in??????
Hello all, I'm new to this forum, however........... My wife paid £450 in cash, and a cheque for £4600 into her First Direct account via HSBC. On arriving home my wife went to use the internet banking to pay her credit card bill, only for her account not to be showing the cash she had just paid in. On phoning the bank she…
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Fed Up with my Current Account
Was with Bank of Scotland, and the merger with Halifax has messed up all kinds of things for me. I've had it, I'm changing. In order of priority, I want: 1. Good customer service. 2. A good interest rate (I pay in a lot every couple of months, then no more until it is gone, but the average balance is pretty high). 3.…
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Applying For Current Accounts When In Debt
Is it possible to apply for a basic current account with no overdraft, even though you have a poor credit rating and outstanding debt? Would Nationwide turn a person down for example?
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More than 1 current account?
Is there any reason for anybody to be actively using more than 1 current account?
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Basic Bank accounts
I have a Halifax basic bank account - they dropped the 'Solo' card in favour of the dreaded 'Electron' card, which is next to useless! There has been a great deal of controversy recently in respect of 'decent' basic bank accounts. I am keen to find a better alternative - I need cheque facilities, cashcard and a better…
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RBS Cheque Clearing
I have recently paid a couple of cheques into my RBS student current account via a Natwest branch which appear to have cleared after 2 days. I always thought cheques took 3 days to clear :cool: ... not that I'm complaining! Anyone else with a RBS account... how long does it take for cheques to clear? Does it clear quicker…
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Paid in Euros?
I'm about to go and work in Europe for 6 months and I will be paid in euros from an account based in the Channel Islands. Does anyone have any advice on how this be done efficiently, without incurring charges and unfavourable exchange rates? I have read Martin's recent article on spending abroad and opening a Nationwide…
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Abbey and £40
anting to take advantage of this I have been on their website and cannot find any details. Can anyone post a link or does it have to be in branch? Many Thanks.
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bonus
There so many good offers for current account can people help me out by compiling a list of what banks offer for opening a new current account with them and what banks offer for switching banks with them. Switching accounts Abbey - £40 Opening accounts Llyods TSB - £50 Any help would do, as im trying to see if I can be a…
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Moving money to Australia
I am emigrating and want to know where to start looking to get the best rate (and safest way) to transfer our funds. Any help please?
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VENT: Terrible Customer Service & Complaints
I have created this post to ensure that any banking customer complaints can be easily viewed at any time. It is my intention to move such posts to the vents board leaving a summary here. The summary will include a link directly to the post in the vent board, the complaint outline, date of complaint & finally the date…
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Citibank T+Cs
I want to open this account but I dont have a salary as I am a student, am I excluded by these: You must either: Earn over £20,000 annually and pay your salary into your account monthly, OR Earn over £30,000 annually and pay your salary into your account monthly or make an initial deposit of £2,000*. Can I just make a…
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Which current account to go for?
I have had a Halifax Cardcash account since god knows when. My credit history has been pretty boring but got improved throughout the last year or so. Even managed to get myself an Egg and Barclaycard. At the same time I got the cards, I thought it would be nice to have a proper debit card. Unfortunately Both Smile and…
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Moving from First Direct...but to where?
I've been (happily) with First Direct for 5 years (i think) but it’s no longer giving me the best deal out there - but having gone through most of the money sites I can find (and even having trawled MSE extensively) I’m still none the wiser as to who I should move to... Citibank or Alliance & Leicester or…
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Would you like to be a board guide for this board?
Read Martin's description of what being a board guide involves here. If you're interested in volunteering for this board please reply to this thread.
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How can I do it? Any ideas???
Hi All. I'm a first timer here and am looking for some help. This site is awesome and is the answer to alot of my problems... but not quite all. I've wasted a fortune on books telling you how to save money and bank a fortune etc... But all I want as a first step is to spend less than I earn. I know how I can do it. I've…
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With all the offers, how many current accounts?
With all the promotional offers for free wine, £25, £35, and £40 etc being offered for opening current accounts, is there any limit to how many you can have? Can it cause problems having a number of them? What is the most that anyone has? Do people take the incentive then close the accounts down a little time later or just…
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New Debit Card
I just got my new Debit card, but it isn't a Switch anymore, it is a Visa Debit Card. If I buy online what do I select now instead of Switch? Also, so I charged anything as it says Visa on it?
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Question about £1000 per month rule
Hi I'm thinking of opening a current a/c with A/L (5.5% interest) but I don't earn £1000 per month. Does transferring £1000 to the account per month fufill the minimum amount or do I have to look for another account? Thanks Kev