Budgeting & bank accounts

💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…

Good morning all, I've just discovered that Nationwide are offering 5% cashback when you spend at supermarkets with your debit card. See: https://www.nationwide.co.uk/current-accounts/cashback/#supermarket-list

This Thread Has Been Replaced. Please See A regularly updated list of accounts that allow direct debit and/or debit card deposits Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for…

Don't know if it has been mentioned here before but I've just noticed the minimum amount you have to pay in to a Club Lloyds account to benefit from the £3 fee waiver is increasing from £1500 to £2000 from April 1st

Have just managed to add the 0.1% bonus onto my existing account :-)

I thought I would share this just for the record. It relates to a really professional phishing approach that I encountered yesterday using social engineering around the bank's own fraud prevention systems. The attack is based just on knowing someone's phone number and their date of birth - the bank could just be a guess,…

I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…

One lucky Santander customer will win £100k https://www.santander.co.uk/about-santander/media-centre/press-releases/one-santander-customer-to-win-ps100000-before-christmas

I'm new to the forum so apologies if this needs to be moved to a different topic. I looked up and down the list and couldn't figure out where to put this tip/bit of helpful info. I use PayPal a lot and recently signed up for a 95p one week trial of some software. Looking through the t&c about cancellation, because I used…

This Thread Has Been Replaced. Please See An Archived List of Switching Offers Welcome to this thread. I have decided to create this thread to provide a continuously updated list of terms and conditions of switching offers as well as the dates they have run for both for ease of reference after they have recently gone NLA…

Logged on this morning and had an offer to open a new saver with 6 month bonus rate of 1.8% giving 4.8% in total. As I already had 10 savers I had to delete one first and then create a new one which now has the 4.8% rate. Not sure if everyone will get offer this but its worth a look

Really impressive news from Nationwide: ‘As a modern mutual we are able to share some of our profits with members who bank and who borrow or save with us. We will do this by making a one-off payment of £100 to those who qualify.’ https://www.nationwide.co.uk/about-us/fairer-share/…

As per title. Applies from 2 June 2025. Will continue to be waived for each month that £2000 or more is paid in. All the more important to ensure that the required in (and out) is performed as part of the monthly funds movement routine. Source: a post in the thread about Halifax Reward changes, confirmed from Lloyds…

From 1 April 2023 new and existing Lloyds customers with a Club Lloyds current account can get access to Disney’s streaming service for free. More at https://becleverwithyourcash.com/lloyds-to-offer-free-disney/

Had an email from Andy (Be Clever With Your Cash) that suggests a new Nationwide Switch deal to be launched on Wed 18th and will include both existing account holders as well as new. Could be handy for those with Tesco accounts to switch away (assuming Tesco get their act together and start processing switches again).…

Full offer description: https://www.barclays.co.uk/current-accounts/switch-offer EDIT 16/11/23: Barclays have clarified the eligibility T&Cs, as per post from @dealyboy. Thank you for the heads up.

Further details here https://www.lloydsbank.com/current-accounts/switch.html

Welcome to the Switching Offers Archive. Ongoing offers are in bold. Refer a Friend (RaF) offers are included as they involve a switching element (the referee is required to do a current account switch). Some banks/building societies (e.g. Nationwide) do not consider them as switching offers, but rather as referral offers.…

This discussion has been merged.

There has been no confirmation that Nationwide will pay out a Fairer Share bonus in 2025.However there is a good chance it will happen.Make sure you are not one of the many Nationwide customers complaining that you did not qualify!You can search the full 2024 T&C`s and the 2025 T&C`s may or may not be similar.Action is…

As above. Santander is increasing energy cashback for 2 months, September and October.