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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Keeping current accounts when doing bank switches
When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…
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budgeting when paid weekly and bills are monthly
hi, trying to work out a way of organising my income and out goings when i get paid weekly and everything else goes out monthly, except daily spend/food. i think i could solve the problem mainly by opening a new bank account for my wages to drop into , before then sending a controlled amount to another account where the…
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Best "bills" account that pays interest?
Hi all, I'm looking to make better use of my bills account. This is an old Santander Edge account that's reverted to an Everday Current Account (fee free, but no interest). I typically keep a bit of a "float" in my bills account and would like to do more of this (having my Solar FiT payments paid there so they can help…
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Bank switching newbie
I haven't done this before, but as I have a Halifax account that will soon merge into Lloyds, I'm thinking about using it for a switch deal. For direct debits, could I set up direct debits to credit cards that I rarely use? Would they count for switching?
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Hong Kong Shares - paper certificates
I live in the UK and inherited Hong Kong shares some time ago and they are on paper certificates. I want to be able to sell them but have been told I need to find a Hong Kong broker to do this. Ideally I'd prefer to find a UK-based one but the ones I've contacted have said that they won't accept paper certificates. What do…
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CO-OP bank account opinions
Hi all, Im at the point where I have very few options left for getting a bank switching bribe. The one that's left is the coop bank but I wanted to know people's opinions and experiences of them please Kind regards mark
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Apps!
Hi. I'm no dinosaur, and I happily manage my bank existing accounts online. I need a new current account, but I can't tell whether an account that promotes itself with an App means that it can only be managed on a mobile phone. Is that a correct perception, or could I assume that Monzo and First and Starling have an online…
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Active Direct Debit when switching current account
Hi, I am new to the forum , so I hope I am posting in the right board. I read on MSE that Active DD means one that paid within the last 13 months . Recently I switched my current account including the active direct debits that had paid out a month ago while still with the now closed account ( call it account A). These…
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Power of Attorney (finance) - registered with HSBC - now no access to account
My wife set up a finance power of attorney for her mother (94 and no longer able to look after her own account - no mobile phone, Internet etc etc). She tried to talk to HSBC to set this up, and, after a tortuous series of frustrating phone calls, was told to do it on-line. She did. Since then her mothers bank cards have…
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Alternative to Chase Bank?
I’m surprised that this hasn’t been discussed more here, currently there is Little point having a Chase Current account, the Cashback won’t do us any good, the saver is ok I guess at 2.25%, but I hold most of my savings elsewhere. Are there any good alternatives please? Ash back is quite nice or a decent amount of interest…
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Anybody here use Chase bank?
I just happened to see an advert for chase bank- 2% cashback on all spending with a max of £20 cashback pcm. this is a good deal on the face of it, but does any body here actually know, is this any good? or maybe more to it than meets the eye?.
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How long does Starling take to set up?
I applied on Saturday, scanned my driving licence and sent a video of myself as requested and it said I would get a notification when it's processed. However, the app is still saying 'thanks we have everything we need, make sure notifications are turned on'. I assumed because it's a digital bank it would be more or less…
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Do spouses need POA for each other?
I am currently filling out the forms so I can be POA for Property and Finance for my mum and my step dad. They are married. Do they also need to have POA for each other as they have separate bank accounts etc? We have worries that my step dad may have some form of mental decline. Thank you
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MSE News: First Direct to axe 'First Directory' insurance add-on this month – what it means for you
If you're one of 10,000s of First Direct customers paying for its 'First Directory' insurance bundle, you'll need to find a suitable alternative soon, as this bank account add-on is being closed for good on 31 July 2026. Here's what you need to know… Read the full story:…
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Co-operative Bank up to £300 switch and stay offer with loyalty bonus (06/07/2026 to TBC)
The Co-operative Bank has launched a new switch and stay offer of up to £300 which also offers a loyalty bonus. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus. What you need to do: Other information: +…
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Prepayment cards for adults with additional needs.
My adult daughter has additional needs. She has no understanding of the value of items or money but wants to be independent and pay for things herself. She never goes out on her own, so I'm not concerned about her buying things willy-nilly bury I never know how much cash to give her when she goes out with her PA, just in…
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Bank account switch - LLoyds - Bank of Scotland
I recently did a switch from LLoyds to bank of Scotland, want ting to get the £175 reward, only after switching did Bank of Scotland tell me i don't qualify for the reward because both BoS and LLoyds are owned by the same group. they could have put a notice on their website making this clear at the time of switching and…
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Co-op Bank online issue.
Most of the time I don't have an issue with this bank where I've been a customer for over 15 years. But recently once logged in I can't access my current account. I just get the spinning circle for about 60 seconds, followed by 'there has been an error, please try again'. So I can't access my latest transactions or…
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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Does anyone know the estimated finish time for Barclay's making their improvements?
Wife wants to close her Barclaycard. Google the options - in the app via chat or over the phone. She hates talking to businesses over the phone. Try the app - sorry we're unavailable as we're making improvements. This has been the case for over 12 months now. Do you guys also get this error when trying live chat?
