Budgeting & bank accounts

💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…

Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to start your application to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the…

Seems like a new reward scheme incoming?

Spotted this earlier. Has anyone received an email from TSB? TSB customers can get £30 paid easily with three taps

New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…

My wife has a PayPal account that has been inactive for 3 years and had an email saying that it was going to be cancelled. That's a good thing. However, at the same time there has been a £24 charge to her bank account that doesn't show in the PayPal transactions log. PayPal support were at a loss to explain it. The…

I do my banking online, using an iPad. I bought a new iPad and discovered that this created difficulty in accessing my accounts. One bank made the process straightforward. The other locked me out completely and sent me into a loop every time I tried to regain access. Since I have biometrics set up on this account you would…

I still have two Halifax Rewards accounts, hoping that they would once again offer something worth having but since the announcement that Halifax brand was going to disappear I realised this was not going to happen. Trying to downgrade them on the Halifax website was proving impossible, always resulting in an error. So I…

What is the most efficient and risk free way of transferring wages paid into a Bahrain bank account back to the UK. I bank with HSBC but they have sold their private Bahrain banking services to BBK now and I don't appear to be able to use their/my global account

My wife and I are looking to consolidate all of our accounts into one joint account. We both currently have individual accounts with Lloyds, and have a main joint account with Santander for our household bills as well as a dormant Barclays joint account. We would like to have both of our salaries, individual direct debits…

https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…

Several years ago I switched to First Direct to benefit from the incentive. I have been very happy with them and now have a personal loan with them, as well as the current account. I would like to switch again to take advantage of the one of the good switching offers available now. Would the fact that I have a personal…

If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…

I've just had an email from Barclays that they are introducing "Click to pay" and I will automatically be registered unless I opt out via the app (I don't have the app) or contact them. I've not heard of click to pay before, I don't shop a huge amount online anyway, but I don't really understand how this works? To pay all…

I hold a joint account with my mother as I hold power of attorney and have a couple of questions please. First, when my mother dies, is this account frozen or will I still have access? Second, I am just about to sell her cottage to not only pay for future care home fees but to repay my brother and I approximately £90,000…

Hi - I recently opened an Avios Barclaycard. I'd like to download a .csv file (or equivalent) of all transactions over a set period (e.g. prev calendar month) like I do with accounts I hold elsewhere, in order to run/analyse my budget. However, I can't seem to do this. The Barclays App doesn't seem to allow it and when I…

Anyone having issues with the Club Lloyds fee waver? I pay in £2000 every month and usually have the fee taken and waived at the same time. Today they have taken the fee, but the waiver reinstating it isn't there.

The Co-operative Bank has launched a new switch and stay offer of up to £300 £200. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus (this part is only available to people who were customers of Co-op Bank…

Previously if I used the option View Statements , the statement would be automatically downloaded to my phone. I tried this a few times today, but though I could see the statement on the phone, there was no file downloaded. I looked in all the phones top level folders. Has there been a change in the app? I couldn't see any…

Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know. Read the full story:…

If I've opened accounts but missed the switch offers should I just close the account and wait a few years to the next offer? How can I tell when my previous accounts were opened/received offers/closed - and which is the date that matters for future eligibilty.