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Just had my IPA form
I've had my IPA form through this morning and it said I was going to pay £271. I worked backwards from this to get the surplus of £410. The problem is i can't see how they got this figure as it should have been higher. Now, I'm thinking that perhaps they have not taken my new wage but my old one as the start figure even…
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Dawn of a new day!
Well at 9.40 this am i was declared bancrupt! I have to say the people at the court were fantastic totally putme at ease were helpful and very friendly. The guy who delt with me was training another and between them they went way out of there way to see i was okay i cant thank them enough fantastic. went to see a old judge…
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What is classed as an assett?
We are not definatley going to chose the Bankruptcy route as we may have other avenues to explore first, but just incase I would appreciate your help on a couple of things. Are things like playstations and Wii classed as assetts? will they take them away? Also our phones are up for renewal of contract, are we better just…
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Unsure of whats going to happen please help?
Please can I trouble you for advice? I have called our local court today and we have an appointment on the 2nd May at 9.30 to hand in our BR papers. Will this be the day OH is made BR or will he need to go back for that at a later time? We are handing in a copy of the papers this friday so a file can be made in preparation…
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bankruptcy form mess up
did my forms online and printed them off but just realised i put in a wrong amount itstead of putting 1648.53 it came out 164853.00 what do i do as they say i cant change it now
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A big thank you and a few more questions
Hey guys, I'd just like to say a big thank you to everyone who hs offered advice over the last week or so. The OH and I have almost finished filling our papers in (some really awkward questions in there) and i gave the court a ring today to ask if we need an appointment. Apparently it a case of just turn up on the day.…
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So I was really bored this evening
And went searching for stuff and saw that one of our mods (plumpmouse) hasn't ever posted in here? Is that right? If so, perhaps a change of mods is in order? Just saying because I can think of a few people who would be perfect for the job here and who are here regularly. :think:
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So, where are you all from?
I'm sure it's been done before but with many newbies, I thought it'd be nice to do it again! I'm in Bristol.
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Informing Creditors of Bankruptcy
If I want to stop paying back my monthly CC repayments (which have already been lowered to help my finances), is it advisable to write to each creditor explaining my situation of my forthcoming BR and say 'I am unable to make any further payments to the account'. Some people have said I should just stop making payments and…
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going bankrupt .
hi i am new to this part so here goes. i am a single parent on income support and i get child benefit,totaling £152 per week.i am in debt to the total of £3365. i am really struggling paying my debts so have considered going bankrupt but need more info about it and how much it will cost me to do the process . i no that i…
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Blinded by the light(bulb)any Advice please
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letter to creditiors.
hi all,i have decided to send a letter to all the creditors i owe including provident ,with provident i had a loan for £1500 paying back £2835 with the interest and still have a year left on it at £30 a week :mad: as i have only just cleared the interest ....:eek: what would i put in the letters ,that i am struggling and…
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Just a rant about a creditor being awkward after BR
We are trying to get our number (which we took to Orange) back from them and they are being obstructive so-and-so's. They said OH has to send a fax proof of his BR and he told them that he didn't have to send any such thing and not paying his bill/going BR was nothing to do with his right to have his PAC code to take his…
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thanks for all help yesterday.....
big thanks to everyone yesterday. you are all great:cool:
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Anyone for a good laugh
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Haft to change my plans
Guys im going to haft change my plans for the meet on sat ,im not going to be able to stay over but will still come and meet you all :D
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Apologies for the AGM - register here
As with all AGM`s, those who cannot attend are requested to send apologies to the board...:D I`ll be first. Sorry guys but have ben advised to put my feet up after a bit of hospital stuff - you don`t want to know the details . Have a [STRIKE]great p!ss up[/STRIKE] very productive meeting :D :beer: TJ
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Can they make us bankrupt
Hi we are trying to sort out our debts but one firm we offered monthly payments to refused our offer. They said unless we pay £1000 a month they will apply to make us bancrupt. This loan is about my husbands it is not secured and was taken out before my husband even met me. Can they do this?, we bought our house 3 years…
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Redundancy & Br
Hi Guys hope someone can help There is a possibility that I could be made redundant this month - does anyone know what happens with the pittance I would get - does the OR take all of this or do you keep some of Thanks in advance for help Ang x
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good luck Jbaugh
Hope it all goes well for you 2day let us know how you get on .