Hi, I have a 'good' credit rating according to Experian but I want to try to improve it. I have a credit card with only 600 spent on it but it has a limit of 11,000. Should I keep this available credit or reduce my limit? Thanks to anyone who can advise :)
Hi, I have a 'good' credit rating according to Experian but I want to try to improve it. I have a credit card with a limit of 11 grand but only have 600 spent on it. Is this bad for my rating? Should I reduce the limit available? Thanks to anyone who can help :)
I am on tesco credit card, 0% on purchases for 16months I am just wondering, if I buy fuel/petrol say I top up 20.00, is this classed as a 'purchase'?? Also if I were to pay for example a phone bill, would this be a purchase or a transfer or what? I've never had a cc before haha :rotfl: Thank you
I have recently finished paying off my 3 year obligations to the appointed receiver having been made bankrupt back in 2010. I have a secure and well paid job. I wanted to improve my credit rating so I subscribed to Experian to see what the situation was and to my surprise my credit rating was 'Fair'. They pointed me…
Hello All, So, over the past two years, I have been "Stoozing". I had a few reasons for doing this. 1) I had never had a credit card, and had heard that having one would improve my credit rating. 2) I fancied seeing if I could make a bit of extra cash. 3) I've always enjoyed having cards in my purse - loyalty cards, bank…
Ive been looking for a used car for a while and came across the ideal car. When contacting the seller he explained he moved to Norway from the UK and needs to sell the car. Imediatly I thought this was a scam. He sent me many pictures of the car including the experian car check report with the chassis number on etc. My…
I need £2000 in cash for less than a year. Then: I currently have two normal accounts which come to minus-£3000 in overdrafts. So if i could transfer cash to them to stop receiving overdraft charges that would be great too. I do not understand any of the lingo on these pages. I have tried and i have never shown any…
Hello. Been offered from Barclaycard Bank transfers - fee 1.9% until next year. So transfer what I have on my BC which is around 1500 to Nationwide where I get 5% per month. Good idea? Does this has any affect on your credit score? Thank you :-)
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.
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