Stoozing: free cash from credit cards

Archives for December 2010

Stupid Credit Card Default...HELP!
I was off sick from work with depression for 4 months, had a really rough time with it and i'm still seeing a counsellor. As sick pay isn't very much everything just went on credit card and i was paying it off at the end of the month with what i had in sick pay. unfortunately i went over the credit limit, it wasnt because…
Sainsbury's Card
I applied for a Sainsbury's Card, but when it arrived - apart from having a much higher APR than advertised, but I understand that's fairly normal - the small print said that the 0% for 12 months only applies to Sainsbury's purchases. It's on my credit file anyway, so I went along with that, but I am very annoyed. Has this…
What do you do when you run out of cards?
I don't know how many are available, but... I have the Tesco card - that's almost maxed at 2.25k, which lasts 12 month. I took out an AA card which has a limit of 2.8k which lasts 10months. You keep going, you keep getting cards & either keep maxing or the time expires. Some you get, some you get refused for & before long…
Counterfeit perfume bought on ebay
Can anyone please help? I ordered some perfume on ebay and have been sent a bottle that is clearly counterfeit. I have left negative feedback and demanded a refund from the seller. I've also complained to ebay. What else can I do, I just want my money back.
Virgin Credit card interest rates
Hi, I had taken a virgin credit with 15 months BT at 0%. BT got expired in Nov 2010, after that the interest rates were reverted to 18.6% which i do not have a problem. After a month they sent me a letter saying my rates were going up to 27% from 18.6%, i called tham and asked to opt out, which they did. I was looking at…
Mortgage Stooze
I know there's a few threads dealing with this subject but I thought I'd see whether anyone has any success/horror stories with this particular tactic. I'm 1 month into the 12months interest free period for purchases on a Barclaycard Platinum. I called their customer services last night to check whether a mortgage payment…
American Express Cashback Con
Hi, Just to warn everyone... I set-up an American Express Platinum credit card back in 2008 and received my cashback rewards 1 year later. However, I have just noticed that my cashback for 2009/10 has been forfeit by AmEx as I had not reached their new "cashback earned" limit. Apparently the T&C's have changed, so you now…
mortgage payment
Hi, i'm curious to know whether i can make over payments using a credit card? I'm trying to remortgage and need an extra two grand to get twenty per cent equity deal. I've got a tesco credit card with £2500 limit, but would balance transfer amount to another 0% card once mortgage is complete. Or is it possible to balance…
eurocarparkslimited
has anyone been fined £60 for parking at waitrose supermarkets? Does waitrose own eurocarparks ? Why treat your customers like this. I had their credit card and I have cut it up in disgust. DO NOT PAY!
When & how - your final stoozing payment?
I'm not sure of the specific date, but i know my Tesco card was opened in July this year, which means the 12 month will pass at some point in July next year & therefore the 0% ceases. Right now i'm just paying the minimum payment via D/D How do i change this for the final payment - to pay it all off? Do i have to do it…
What protection do I have if I purchased fake concert tickets
I bought some concert tickets from a scam site, the credit card company initially declined the transaction but allowed it to go through after I confirmed it was me buying the tickets. They assured me there were no issues with the merchant. I have contacted them but say I can do nothing until the point (middle of next year)…
American Express bonus points
Just a warning if you are thinking of taking the Amercian Express Card with the offer of bonus points if you spend £500+ for the first 3 months. This is not based on the first 3 months statements but starts from the day you join. Have just been caught out on this one.:mad:
Egg Money Methods
Hi Folks, Been lurking here and at stoozing.com for nearly a week now building up my knowledge on stoozing and about to give it a go. I was initially going to go for a slow stooze and have applied for a barclaycard platinum with 0% on purchases for 12 months (approved and on its way) and a post office easy access saver to…

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MSE News

Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.

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Stoozing: free cash from credit cards

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