Stoozing: free cash from credit cards

Archives for September 2008

Waiting on Barclays
Completed their online forms a week back and I have heard nothing. Rang their help line and their message tape suggest they will take two weeks to get back. Any one been through this lately.
BT and SBT on one card or keep seperate?
Hi all Im new to stoozing but having just signed up for an offset mortgage which starts at the end of October, I'd like to help that along with a bit of stoozing cash if we can. We currently have a card that comes to the end of it's 0% period at the end of October with around £2.5k on it, which is our only outstanding debt…
What should i say in response to why i want to do a balance transfer?
I recieved a letter the other day from Virgin asking to call them regarding details of the balance transfer request. I can see why, with me having 7 other different credit cards! What would the best answer be to that question (if asked)? Thanks:beer:
PLEASE HELP! Starting Stoozing
Hi all, relatively new to this site generally...was just wondering if anyone had an idea of how much i can roughly expect to be granted on a credit card for a credit limit. I have a pretty good credit card rating with no outstanding payments and never really got into debt (only student loan which isnt on there). I am 23 at…
MBNA Virgin American Express Card
I applied for an Virgin American Express Card with MBNA on Monday and recieved it this morning with a credit limit of £8700 I only wanted it to get the 3000 miles for for the Virgin Flying club. When I ativated it this morning I was told that I could transfer £8200 into my current account intrest free for 6 months. I would…
EGG Money card
Hi I have recently been declined for my Abbey zero card and was thinking about applying for the egg money card. But I am not sure whether my decline recently will show on my credit report - does anyone have any ideas? I have looked and cant see anything other than the search. Also which is the Egg money card you are all…
getting payments back for non delivery of goods
CAN ANYONE ADVISE HOW FAR BACK YOU CAN GO TO RECLAIM MONEY CHARGED TO YOUR CARD WHEN THE SUPPLIER FAILS TO DELIVER THE GOODS i KNOW THE TIME PERIOD IS USUALLY 90 DAYS FOR A STRAIGHT FORWARD DISPUTE BUT WHAT IF THE GOODS SHOULD HAVE BEEN DELIVERED WITHIN 1/2YEARS.
Please tell me if ive got this wrong
I have tried to be very clever and read all the threads about stoozing before i go ahead; So have i got this right for the Super Balance Transfer option: I get my Virgin card to transfer £7000 into my current account (recently got Abbey Zero card offering £11,000 limit- so this bit ok). Put this into Kaupthing Edge at…
Lloyds TSB part complete application ?
I've rec'd an LTSB Airmiles Duo CC application sent with my latest Airmiles statement, its part filled with my personal details and offering 12mths BT @ 0% with 3% fee. Is this a good thing I should accept, is it preselection with decent credit limit ? Can I tell from the Total Charge for Credit section ? I am due to…
where do i start?? Help please.
Hi, I'm looking at starting Stoozing just to improve my returns i have a mint card which i can have 0% on until april 09 with a 3% bal transfer fee. I was looking at starting with 4K bal transer. Please can you help me as to is this the best credit card etc, is the amount im doing it for worth while and where best to save…
Egg card cashback swindle
I am an unhappy soon to be ex Egg card customer. As a rate tart and good boy who always eats his greens, and always pays of his credit card in full, I was sad when the cashback dropped to 0.1%. Still, at my spend this meant around £10 a year back. So... September rolls around and I have been quite frugal this year, only…
CAPITAL ONE Balance Transfer Warning
I wanted to warn you of misinformation I was given by Capital One. Their call centre assured me that a balance transfer was protected and free for a year, but this is not the case if you make any purchases. I have been a customer for a while, paying off my full balance each month. They contacted me with an offer for…
How many applications can be made and over what time period
Started stozzing last week - I've applied for 3 cards over the last week, all have had resonable credit limits although the 3rd was considerably less than the first two. Anyway I was just wondering how many applications you can make within a certain time period before you start ringing alarm bells on your credit file.…
Hurrah!!!!!!!
I just want to say thanks very much to the advice regarding reclaiming credit card charges. Two months ago I started the process and calculated £510.63 in compensation. I took the advice and I was offered £150 as a final settlement. Let me tell you..........I stuck my neck out and went for the full amount threatening Court…
Ahhh messed up my stooze
I've been purchasing on the Halifax one card (0% for 15 months). Its due to end in 3 months but I've messed up and gone over my credit limit, by about a fiver! I'm so annoyed, it was sat in my purse and I grabbed it without thinking and too late! I'm not sure what my best plan of action will be. I'll get a £12 fee for this…
Watch out Morgan & Stanley Card Customers!
If you have a morgan stanley cash back card you will have been notified of the fact that your account will be transferred to Barclaycard. What they don't tell you is that there are significant changes to terms and conditions! Barclaycard charge an annual fee on opening your new account with them of £20! I tried to stop the…
longest current 0% for purchases
Hi you lot, I am going to try and do a bit of this stoozing lark and would like to sign up for a credit card at 0%. The Capital one deal Martin talks about doesn't last 15 months now, in fact it's oct 09 so about 1 year. Are there any other offers I have missed or in your experience do you think capital one will bring out…
the state of stoozing 2009
indulge me, if you will. I started stoozing 3 yrs ago, so missed out on the more lucrative 'golden years'. that said, I've still made a fair amount and I'd like to thank everyone (esp. ysboy) for the advice /support. but, following the recent US implosions (lehmans, f. mac, f. mae ) I'm becoming concerned for the future of…
Ulster Bank
Does anyone know why Martin has taken Ulster off his 0% deals with no fee? It looks like they have increased the period to nine months. Apologies if I have missed something.
New card or request increase in credit limit?
Hi there! I'm new to stoozing (and to the forum!) and currently using the 'slow method' with a Barclaycard 0% card. All my expenses now go on this card (my only cc) and my monthly wage gets transfered to a high interest savings account. Since my limit is only 2k, I'll need to apply for a new card to carry on though. My…

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Stoozing: free cash from credit cards

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