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Direct Debit Or Standing Order
Hi Guys, I've just received a letter from one of my creditors (last year of an IVA), they are insisting that I change from my Standing Order of 4 years (no payments missed), to a Direct Debit. This doesn't seem right to me, or am I wrong? I've managed to sort the problem now, stood my ground and they backed down. Maurice
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Quick Egg Stoozing Q
Hi folks, I have a quick question. I have a Egg Card (green) and it's my anniversary so i have 5 month interest free bt. The problem i have is that if take the bt from egg will it stop me from using the card as a mule?? Thanks satpal
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Problem paying in foreign currency for holiday with cc
can any one help/ I paid for a holiday using a foreign travel agent ( who we have used x3 before) for a holiday to Turkey. The price was taken from my card in turkish lire, by the time I came to pay the card the amount having been converted from pounds to lire then back to pounds the cost was £65.00 more!. This has not…
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Halifax One Card
Hi, I've posted this on stoozing.com but thought i would post it here as well http://www.stoozing.com/cgi-bin/forum/YaBB.pl?num=1174848158 My question is as follows; My Morgan Stanley Platinum card has just today come to 12 month and has accrued £50. It was only the other day that I thought to myself I could have earned a…
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Amex Credit card
:confused: I'm having a problem applying for Amex Nectar Credit Card. Get so far as putting in my postcode and it wont let me go any further. Just keeps saying 'Please enter postcode correctly'. I am!!!!!! Have tried every which way and keep getting the same response.:mad: Am I being stupid?
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GE selling on details
I have a GE card for stoozing. It now seems as if they have sold on the details to some telemarketing company. The number is 01709 763840, and with 15 calls in 4 days, it's verging on harassment. They have left messages on the answer machine saying 'hello, hello?' and if we do get to the phone it's a nice silent call! Has…
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dont quite following the whole egg/0% transfer %& savings idea...
Ok.. So, I ned to apply forn EGG credit card, and a high interest savings account (halifax).. Can I not just transfer £3,000 from the egg card straight into my Halifax Current Account, and then transfer the £3,000 to my Savings account? 12 months down the line, having paid of the minimum of the egg credit card every month,…
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Ulster Rugby Card and Ulster Bank
Are they the same?
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Changing A Payment Date?
Hi I currently have a card with Morgan Stanley, the payment date being mid-month, which is a complete nightmare when it comes to paying!!! As my husband & I are self-employed (1st year), a payment day of the end or 1st of the month would be ideal. Do CC Co's change payment dates, as the many late or missed payments are not…
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I Need Help With A Question (PART 2)
I've just been reading about the stoozing advice and have got my head around most of it but was stuck on one aspect. Lets say I have completed the steps so I have an egg card, £5000 in a savings account and a o% card with £5000 debt on it...how do I go about making the minimum monthly payments? Do I use the £5000 in the…
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Help How do I get money from my credit card?
Hi, I have just been accepted the Egg Money card. I am in the process of applying for a credit card. I have been reading the stoozing guide but still can't quite understand how you get the money from the credit card to put into Egg money. I have no outstanding balance from any of my old credit card. Say If I apply for a…
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Turned down by Egg??
Hi I've got a 3k limit for a 0% balance transfer til next april and obviously want to use it but for some reason Egg won't let me open an account!!! My credit rating was excellent until I applied for a capital one card and they turned me down...now it's gone right down and if I apply for more cards I'm worried I'll just…
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Template letter for CC rejection appeal
Does anyone have one or can suggest content?
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Stoozing and Offset Mortgage
Hi, new to Stoozing after clearing the last of my visa debt this month, so bear with me if I've got anything wrong. Me and the wife have been looking at getting an offset mortgage later this year as from next year I should be getting some good amount of savings back from share schemes at work. Having read on here about…
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How long to wait?
Put in my M&S sterling TC into current account today.:j Was told by M&S cashier that TCs would clear instantly once paid into my current account. Was told by Natwest staff that TCs would be cleared in 5 to 6 days!!:eek: How long do I really have to wait before I can use the funds??:confused:
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Help and advice
Hi, My husband has just been advised that a credit was placed on his egg card incorrectly in January 2005 and that they are going to take back these funds within 14 days. This card is now closed and to be honest we have no recollection of this credit! and have no access to statments at this time. Does anyone know where we…
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Stoozing or cashback. Advice please
I currently have no credit cards and have recently applied for the Halifax and Yorkshire building society cards. The Halifax has 0% for 9 months while the YBS has cashback. Im not a great spender on large items and am planning to use them on day to day shopping which i estimate to be around £400 per month.They will be used…
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Bank of Ireland Credit Card
I have just got an application from the Bank of Ireland for their Ulster Rugby Mastercard. I intend to stooze with it. In the application they ask for a credit card statement for balance transfers. As i wanted to stooze the BT i have no such statement. Anyone got anyidea what can i do? Cheers
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American Credit Cards
Why Can't I get one of those great US deals like a 2.99% life of balance deal on credit cards with no balance transfer fees? Can I switch to foreign cards? Anyone know?
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Stoozing and impact on mortgage applications
I would really appreciate comments from anyone with practical experience or knowledge of the impact stoozing has on re-mortgage applications. In short we will need to re-mortgage later this year to avoid paying Halifax's criminal standard variable rate (could well stay with Halifax but depends on their deal at the time).…