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Foreign Currency Charges
Good morning everyone, I am paying off a honeymoon for my upcoming wedding. The honeymoon is quite expensive in the first place but when I checked the bank I see they are charging approx. 2.6% for a non-sterling transaction. I am based in Northern Ireland but have to pay euro through my sterling bank account. On the…
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Natwest won't refund!
I have a high level of debt, long story but basically between us, hubby and I have 4 maxed out overdrafts, 3 loans and 2 maxed out credit cards. Hubby works full time, me part time (we have a child) and we are scrimping to try to repay debts. Natwest have been lumping charges on for going over our overdrafts /credit cards…
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Account Closed (Bank declined claim)
Wrote to barclays bank to claim charges on a current account which was closed in 2003 by the bank due to me going on DMP (debt management plan). Now they said I have gone over the 6 year claim time limit and I cannot claim, due to this. Please help, I am new to this forum. Thanks
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Hardship claim rejection. Please help.
I submitted a claim for between £800 and £900 to my former bank (£500+ in charges and £300+ in interest @8%), which was rejected - despite my being in genuine hardship, having suffered two strokes and having been unemployed since 2005. My monthly benefits do not even cover my basic rent, power, transport (nevermind food,…
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Student/Graduate account overdraft charges
Hi, Looking for some advice or if anyone has been in similar situation. Any help would be much appreciated. I've always banked with Natwest. My current account was turned in to a student account when I went to study at undergraduate level at university. After I completes this degree I went on to do a Post-graduate Masters…
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Bank charges do we itemise these
Hi everyone. Please can someone tell me if I have to calculate every bank charge over 6 years from my statements or can I request the bank to send me a full scale of charges they have applied to the account. If I have to go through each month it will take a long time. Many thanks ;)
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Claiming store card PPI's
any advice please. A couple of years ago I contacted some of my store card providers, one namely was Debenhams to claim my PPI back. I had previously contacted many times to say that I had not wanted this service. They sent me a copy of my original paperwork when I opened the account,15 yrs ago, showing that there was a…
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Help!!!!!! in crisis :(
Hello I really need some advice here :( Apart from my son having a brain tumour and my Mum also having cancer and on chemo (and now living with us for the last month) my husband has been out of work since last Christmas, he refuses to sign on and has been busking to make ends meet. I was getting DLA as carer for my son but…
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Can I reclaim Account Fees?
A few years ago I opened an account with HSBC in the UK because I was moving overseas and the country I now live in primarily use HSBC, so it made sense for foreign currency transfers to have both of my accounts with HSBC. I was told that I needed the HSBC Advance account and would have to pay a monthly fee of GBP 12.95…
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Too late to go to the Ombudsman?
I'm hoping somone might be able to advise me. In December 2010 I put in a claim for over £2k in bank charges (overdraft charges snowballing). The bank rejected it and I left it. I am now realising that I may have been able to pursure this claim further. My question is, have I left it too late to take my claim to the…
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£150 per month in "Pre-approved charges"
HSBC is hitting me for £150 a month in "Pre-notified Fees and Charges", plus £75 from our other account. This is definitely contributing to us staying at or below our overdraft limit, causing us financial difficulties. I've successfully got some of these charges back, several years ago (using this sites advice, of course!)…
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cpp
does this quality card care protection offered by Halifax qualify
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money stolen!
Hi ppl,im new so sorry if this isnt the right place to post this but i need some help or advice! Im with the coop bank and im a student and have a student account with my 1400 overdraft, which i desparately want to pay off. My issue is companies like addason lee ( a taxi firm) and galahotles.com have been taking money out…
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Bank account overdrawn no money coming in... help
hi there im cugini, very new to the site even though ive been coming here for years for great tips and advice ive never had to register before i need you guys expert tips and advice in short... im unemployed no money coming in, long side of that story is my partner works full time so im unable to claim jsa even though we…
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CPP Natwest Gold question
Hello I had a pay for Natwest account called Gold that later changed to private. Included were a number of products from CPP. Is it possible to reclaim any of the monthly few from Natwest? Thanks Tim
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going into bankruptcy
I am £26000 in debt and am soon going into bankruptcy? I am really scared at the thought of it can someone please tell me what happens ?
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Hi Need Help Please
Hi everyone, im new to forums, so please bear with me if im in the wrong place or do anything wrong :D ....But i thought this was the best place to go for some advice. I have written to my bank Lloyds to claim back on PPI wish i believe was missold to me back in 1999. I received a PPI refund for 3 loans dating from 1999 to…
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Overseas Visa Charges
I have 2 bank accounts in the UK, one is a basic Barclays A/C that just gives me a debit card, with no online banking, I use it to buy online and occasionally use ATM. My other is a Lloyds TSB based in the Isle of Man, I have online banking therefore am able to monitor charges. For almost 5 years now I have been using this…
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Compensation from Bank
Need a bit of advice in a hurry. couple of months ago we got a call from a lady who lives in Northern Ireland same as us, who has the same name as my wife. She had asked her bank, The Ulster Bank, to send her some old statements. Instead they sent her my wifes bank details along with details from another bank client of the…
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Packaged Bank Account - RBS Royalties Gold
Hello, I recently wrote to RBS regarding being mis-sold my Royalties Gold Account, they have written back to say as the Royalties Gold was added over 6 years ago they can't trace back records any further??? and to write to FOS if I am not satisfied with their response - has anybody else had this letter, do I challenge them…