-
Abbey charges
Hi ,I was just wondering if it was possible to reclaim bank charges that have been passed over to debt collection agencies????As i recieved a letter on mon saying that i owe the abbey £375 it was the first letter like this i have recieved , when i contacted d l c they said that letters have been posted in the past , but…
-
A & L bank charges claim.
Hi I have put in a claim for a refund of extortionate A & L bank charges, and have received the standard 'awaiting the result of court case' reply. However, I would seriously like to close the account, but would this mean my A & L claim would be invalidated?
-
account number?!
Hi, I want to reclaim charges from a credit card I had with HSBC roughly six years ago but have completely forgotten the account number and have no record of it. Can I phone them up and ask for it?. Do I really need the account number?? Thanx.x
-
Barclaycard statements, PLEASE HELP
Hey guys, Todate i've received a list of charges from my Barclays account in which letter 2 has been sent off requesting funds of £720 inc 8% interest...still waiting to hear, but i guess i'll be waiting like everyone for this one to come through, hopefully:beer: I need some help with my Barclaycard statements, I received…
-
Help Reclaiming charges and resultant CCJ
Hi I wondered if anyone can help, about 7 years ago I got myself into a financial mess with 2 RBS credit cards and an RBS student account, I ended up with countless charges, so being 'helpful' the RBS encouraged me to take out a loan I couldn't afford to clear the debt in the current account and on the Credit Cards which I…
-
Reclaim My Charges
Hello, i am planning on sending off to get a copy of all the fines and charges i have paid in order of getting some back what i want to know is, i shall be requesting charges for 2 current accounts at barclays that are now closed but closed less then 2 years ago, and one barclaycard account. Do i have to pay the £10 fee…
-
Not Bank Charges...But What Do Others Think?
We (as in my company) have a credit account with a large stationery store. When we didn't pay our account quickly enough the company added on £40 for 'Late Payment Charge'. Now I'm fully aware that companies can charge interest at a certain percentage for late payments, there is some kind of law about it. But this is a…
-
Cahoot/Abbey Not Playing Ball - Can Someone Advise?
I have a loan with Cahoot which is with a DCA now and part of a DMP. I wrote to them in June claiming back £210 charges. They wrote to me on 19 June saying to go and boil my head, their charges were fair etc etc. So I sent them Letter 2 on 24 June and told them to pay the £210 or I'd start court proceedings on 1 August.…
-
Bank Charges Reclaiming Please HELP
Hi wondered if anybody could help me out is it only 6 years back from say for example todays date 31/07/08 that would make it all statements from 31/07/02 or can i also go back before that date too cos i actuall joined my bank in 96 and i know i have had alot of charges over these years and im trying to pick the years…
-
Student Loans Company and my bank
Hi all, I've lately been in a situation where the SLC have taken money out of my bank account when they weren't authorised to do so (my repayments are deferred as I'm on Income Support, and I have their letter confirming this). The money they took out my account has made me overdrawn, and now my bank (Clydesdale) are…
-
Help - signed wrong form for offer
Hi Guys, Am so angry with myself, made a schoolboy error in signing Nwides form for refund of ccard charges as full and final settlement, without the letter saying will accept as part payment. My question is can I still go to MCOL and claim the difference anyway , or can they submit this form to the court and land me in…
-
Barclays - £5 overdrawn = £30 fine?!
My gf just received a letter today saying as she was £5 overdrawn they have charged her £30 for the privilege. Her account is just a basic Barclays account with a Visa Electron and no overdraft. Is this the kind of situation where you can claim the money back? Most of the info I've seen is relating to bank charges from…
-
Change Bank Account?
Hi, Do you need to change to another bank if you decide to reclaim bank charges? Can you remain with the bank you're with even if they refund you your bank charges?
-
Just a few questions about reclaiming
Hi people I know people have probably asked this before so sorry 1st claim sent off around 1 year ago for a total of £1717.50 which i didn't bother asking for interest at the time as i just wanted an easy route to get my money back ( but now thats different and want to claim the interest ) i obviously just got a reply…
-
Why must we enclose £10 with the bank cherges reclaim letter?
Would anybody mind explaining why were paying them for the information? Thank you in advance!
-
beau
can anyone shed any light on this for me, since the A&L takeover by Santander, should i be successful in my claim through the courts or otherwise? who would i be looking at to pay up and could the latter refuse or would they have a obligation to deal with the claim:confused:
-
Reclaiming on joint account
Hello, I'd like to reclaim some charges on myself and my partners joint account. I wanted to know whether both of us need to write to the bank as the account is a joint one, or whether just one of us can deal with the claim on behalf of both of us? Thanks :)
-
Is It £10 Per Account Per Statement Request ?
My husband has more than one account with his current bank. We would like to be in a claim for bank charges under the hardship waiver, does he have to pay £10 per statement request for each account or will the £10 cover all his accounts. Thanks for any help with this request AMD
-
HELP Please! RBS re Bank charges
Hey all - got in money trouble a few months ago and RBS have charged me over 500 pounds, I did what MSE did and sent the standard letter - they have responded saying I need to fill in a form of income/expenditure etc and they will review it. But there's a paragraph saying "If you fill out this form, we will have no option…
-
5 year date fast approaching
As I live in scotland I can only claim the flast five years worth of charges from my bank. The first charge that I received will be exactly five years come this october. As the banks have granted a further delay for six months what will happen to this charge? I have written to my bank several times trying to reclaim my…