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Newbie here in need of advice please - Mis sold bank loan??
Hi all I hope that I am posting in the right place, apologies if not. Around two years ago my bank sold me a loan after an appointment to extend my overdraft, to help pay off credit card debt, I paid off one card, Lloyds of course, but hung on to the rest as I had just been signed off sick with a bad back. When they sold…
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Council Tax Rebanding- Have i shot myself in the foot?
I recently went on the DirectGov website and noticed there were about 5 out of around 50 houses on my street banded as E whilst the rest (apart from one G) are F. I therefore contacted the VOA office as a bit of a punt to say my house should therefore be E not F. Later I checked what value my house was in 1991 and it…
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PPi Confusion!
I've recently been contacted by a company who say I've been mis-sold PPi. They say I can claim for a mortgage (ongoing), 2 credit cards (ongoing) and a loan (finished paying in 2005 from memory). They have told me that I need to pay a fee of 240.00 upfront and that they also take 25% of any money recovered. I was very…
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Debit card details kept
Hello, just wondering if anyone can help with this. I have just found out that my car insurance company have kept my debit card details on file without asking me or telling me. They are threatening to use them to recover payment after I cancelled my policy. I paid the deposit to them using this card over the phone on the…
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What a cheek!
I am so angry. I settled my car finance early, 18 months early and kept getting letters from PCF finance for default of payment because my direct debt was no longer in place. Every time I received a letter I would call them up and was told to ignore the letter because my account was closed and had a nil value owing. I was…
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Council Tax Banding Appeals - Time Limits?
I am sure i read on here some time ago that due to excessive volumes of appeals the VOA was not even looking at your appeal if you have lived in the house for more than a certain length of time. It might have been six or twelve months. I was all geared up to make an appeal, as i think i have an excellent case. Then after…
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Savings account- lost?
When i was a child, my grandparents set up an account for me and my sister. It was to be given to us when we turned 18. My sister recieved hers, however i was estranged from my mother and still am, my grandparents are no longer with us, and i have no idea where the money is! I do not know what name it was in, which bank or…
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Pedestrian accident compensation
Hi, I really don't know if this is the right place to put this thread, but I've hunted hard, and this board seems the best fit so here goes - I'd quite understand if this was moved. On Monday, a terrible thing occurred to my daughter and her two-year-old. She was crossing the busy shopping street to go and pick up her…
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Mis-sold our morgage (Help!!)
We purchased our council house about 6yrs ago and have now been contacted by numerous people that we where mis sold it. first company - retrieve who wanted £500 for them to sort it, we told them it should be no win no fee so they said they will do it.. hey presto they went bang.. second company gravitas law or something,…
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Bank has lost my money
At the beginning of September I transferred by BACS £2000 from an Egg account to an internet only HBOS account. The money was transferred from Egg the same day - but to date the money has disappeared into Cyberspace. First I contacted HBOS - who told me to get in touch with Egg as they don't have the money. Then I…
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PPI claim/trust deed issue
Originally Posted by Quiggles5 Hi, if anyone can make head or tail of this please do so or advice as to what to do next. Thanks I was In a Scottish Trust Deed up untill August this year when I received my discharge letter. I had written to Capital One ref a missold PPI claim. They wrote back asking me to send details to…
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Trust deed/ppi claim help
Originally Posted by Quiggles5 Hi, if anyone can make head or tail of this please do so or advice as to what to do next. Thanks I was In a Scottish Trust Deed up untill August this year when I received my discharge letter. I had written to Capital One ref a missold PPI claim. They wrote back asking me to send details to…
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Am I too late to appeal council tax banding after 20 years?
Hi all, I have just completed a self build and it is about to be evaluated for council tax banding, in the leaflet it states that houses are banded on the value as of 1st April 1991. The house we have moved out of (I still own) was purchased by us in June 1990 at a cost of £70,000. I have looked at house price trends and…
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Gym membership SO overpayment - gutted.
Hi, I have a terrible confession to make and that is for 13 MONTHS I have missed a standing order to the sum of £45 coming out on the first of each month. Now I have picked up on it and spoken to the relevant parties, my bank, their bank and the gym they say "it's not their respnsibility if standing orders are not…
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Owed money by an acquaintance And no sign of it
Hey I was wondering of anyone has any advice or info. I am Owed money by a friend of a friend ( I have only met her once). Back in march I was asked to go to an event with my friend and hers and a deposit of £60 was required. The person who was booking the event facebooked me with her bank details asking for the deposit. I…
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Tax Rebate
Hi i have been with the same local authority for around 9 years and have never claimed a Tax Rebate i would like to know if i can reclaim for all these years?and the process and telephone numbers to do so? Thanks
