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Loss adjusters authorised claim and now potential issue with paying... works started!
I wondered if anyone could help with this. We had a leak in our bathroom which has clearly been leaking for sometime although we only recently noticed it. Called insurers and they sent loss adjustor out who agreed whole floor needed to come up, removal of suite and replastering and floor repair and re tiling. Sent in 2…
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non fault accident free car?
hello. I have had a non fault accident in the car I rented to work as a taxi driver. A claims 'specialist' has told me I don't need to pay the rental company a penny more and that he will hire and give me a car to work in FOC -he says that the 3rd party insurers will pay him the cost of providing my free car and that the…
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Ival Insurance crooks
Hi Has anyone on here ever dealt with Ival insurance? I have made a claim with Barclays, they put me on to thses guys to deal with electronic goods. Not sure if i have done something wrong or they are trying to get of paying out. We had a flood bathroom related unfortunately I have all my AV equipment on the floor below…
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Axa travel Insurance Claim
We booked a holiday package deal with Easy Jet, for a 5 day holiday in Berlin leaving on 10.05 17, and obtained travel Insurance through Coverwise Travel Insurance. Unfortunately we had to cancel this holiday last minute due to my partner being taken ill. I informed Easy Jet Holidays about this and they refunded £800…
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Car insurance changing their decision
Hi I had a car accident. I was going through on a road and a lorry was reversing on to a side road/work entrance. I tried to go past the lorry but the lorry driver hit me on the from drivers side. After the incident he claimed that he couldn't see me. My insurance company wrote my car off. Initially the insurance company…
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Boiler cover and Direct debit 247
247 homerescue boiler cover So these guys changed the direct debit from £8.91 to £19.00 I called them and they claim to have sent me an email notifying me of these changes, i did not get this and the only thing i have ever got was some promotional email from them about car breakdown cover not a huge amount but a sizeable %…
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Car insurance blacklist
Whenever I check for car insurance prices they seem ridiculously high, Have I been BLACKLISTED, can I somehow check to see whether I am or not? Thanks
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Going with the 3rd party insurance after RTA
Hi, I'd just like some info on whether or not it is the right thing to do to go with the others party's insurance company for a personal injury claim. I was involved in a no fault RTA nearly 7 months ago. The third party insurers contacted me and stated "if you go through us you'll be better off as you'll pay 25% of your…
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Breakdown Insurance Damage Claim
Hello, I was after some help on a breakdown call out I made. I left work one night to find I had a bad puncture. I chose to use my breakdown service to replace the wheel and a vehicle turned up - they outsource their jobs. The guy who turned up was very chatty, nice and helpful. He started to remove the wheel-nuts and I…
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Claim declination
My boyfriend has a vw caddy van insurer through a broker - the van is insurer under a private car insurqnce policy. He has borrowed his friends vw caddy van to nip to the shop whilst his was having new wheels put on and has ended up having a crash with a parked car. The insurers are saying that although both vehicles were…
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Top up miles more than smart wheels. Legal?
Hi, My son has been driving for 10 months on a more than smart wheels policy which he took out on the day he passed his test. We had a good guess at the miles he'd be driving but it turns out he'll probably end up running out about 1 month early. His black box score is a 5 so not bad and he has had no accidents. We thought…
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Life insurance/assurance
Hello, So I am considering getting some life insurance/assurance (not sure which yet). But I was wondering if there is some way of determining how much one should in insured/assured for? It is just done to how much you want to receive (or pay in premiums), or should it be based on your annual salary? i.e. Total insured…
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Buildings Insurance for new purchase
Hi, due to complete on a new house but house isn't how we would like it to be but funds are a bit low to change things straight away. My question is do I just take out normal buildings insurance and then if I do need to make a change I need to make them aware again?
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Advice Please - car accident
Hello all, I wondered if someone might be able to offer some advice please. My wife reversed and scraped another car last week, bloke was in the car, turned out to be a small scrape to the paintwork. It was left that he would get a quote, he got back to her today a week and a half later to say that nobody wants to give a…
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Neighbours vs water leak
Evening all, I'd really appreciate some advice please. We have had our bathroom refitted and the builder caused a water leak. He claims he was not negligent as there was a nail already in the pipe and he just pulled it out. Anyway, the water leaked into the downstairs flat. They would not let us in to see the damage but…
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Motorcycle insurance address
Hi all, Just before moving to London my motorcycle was hit by a van in Brighton whilst parked. Not expecting it to take long to be sorted, I updated my address to London. 3 months and 3 complaints down the line, my bike still has not been returned to me and I have had to pay a fourfold increase in monthly premium for my…
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Over 50s Plans
Apologies if I'm in the wrong place to ask this - I've just joined the forum and can't see what I want to find. Does anyone know of any campaigns to retrieve 'over-payments' from Over 50 Plans? My mother took out a Sun Life policy in 2003. She has already paid in more than will be paid out upon her death and would receive…
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Duplicated Buildings Insurance
I've just discovered that my elderly in laws are both paying the same company for their home insurance. My mother in law is paying for buildings insurance and my father in law has buildings and contents cover. I have yet to find out how long this has been going on for, possibly over 10 years. Has anyone been in a similar…
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Travel insurance refusing to cover costs
Please excuse me if this is not in the right place. I am hoping for some advice and guidance on how to proceed with the above (title). And please bear with if this is a little long! My daughter (19) went on her first girls holiday last year, she went to Majorca. The day after she arrived she felt she has a cold and a…
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Claim no claim bonus from previous car insurance company
Hi Everyone, It is a bit awkward question but I just thought clever people might have the answer. I involved in an accident with pedestrian which eventually proved using CCTV and by Police that I am not in fault. Now any one claim for the money to insurance till 3 years from this insurance company. Because of that reason,…