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filling out insurance quote is the sea classed as watercourse ?
Filling out my latest contents insurance quote we live near the sea looking on google and using the distance guide we look like we are within 200metres, if, it was a flat run direct from the sea straight to our house, but our houses are high up a hill so hard to judge, if it was flat it would be within 200metres but not…
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Hit by uninsured driver
Hello all, On Monday evening I was hit in the rear by a driver whilst stationary at traffic lights, there was also a car in front of me which I then ended up hitting as she hit me with such force. The car in front was also stationary. The driver that hit me in the rear immediately admitted fault at the scene. Apparently…
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Company Car No Claims Bonus
For 23 years I have been a company car driver with a 5 different companies all without an accident - well done me! Now I have dropped out of the rat race and work locally - I have bought my first car for over two decades, but insurance companies treat me a having no no claims bonus! My last company of 8 years will not…
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Contents Insurance
Hi, spent ages looking for a decent contents insurance - not too expensive - any recommendations?
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Keeping Car Insurance NCD - Medical Condition
Hi all, I have had to take a break from driving due to a mental health condition and I am desperate to keep my no claims discount of Five years. After a near two year break from driving my consultant / community psychiatric nurse have agreed that I am ready to drive and I have sent the relevant forms off to the Drivers…
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Rip off
Having filled in all of the question correctly on the motorcycle insurance section and without lying I was directed to a payment site. i duly paid . Upon confirming the policy details several more questions were asked over the phone. I was then told that the policy could not be fulfilled and a service charge or 55 pounds…
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Receiving life insurance payout from abroad
Looking for some advice. A relative who lives in America recently passed away and i am due to receive a substantial amount from the life insurance policy. Not exactly sure what to do and any advice would be appreciated. Will I have to pay taxes on this money both in the U.S and U.K? Do I need a lawyer to help with the…
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Travel insurance
Am I legally obliged to have travel insurance?
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Unemployment/income protection insurance - payment in lieu
Hi all, New to the forum, unfortunately the first post is around a situation I am currently in the middle of & am seeking any guidance or advice for others who may have been through the same thing. I've not been through this before myself, hence the question. I was recently made redundant (last day was 28th Feb) but…
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Public Liability Insurance for Sellers
Hello. I am posting this on behalf of my mum. She wants to go to a steam fair/craft fair at the end of May, to sell some of the things she knits. However, the form that the event organiser sent us has a space to put a policy number for Public Liability Insurance. I have tried looking online, but I cannot find anything to…
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life ins needed
dont know if anyone can offer any advice on this, my son aged 34, was diagnosed with non hodgkins lymphoma 2 years ago and i think they term it as being in remission now, he has to go for blood tests every 3 months but thats it! i would like to get some ins cover on him not wanting to sound morbid but he works as a…
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Insurer not letting me cancel multicar policy
I took out insurance for my personal car with an insurance company, and they also tried to sell me a multi car policy which lowered my own premium. They took some vague, but incorrect details from me regarding the other two drivers and their cars, but these are wrong. I am the administrator for the entire policy, and they…
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House Contents Insurance - Specified Item
Hi. I'm paying for contents insurance with an insurer, and had originally got the quote through quidco. I've checked the insurance documenation and it has a section Contents Specified Items (Kept in the home and Included in Contents sum insured). There is nothing listed here, (because the quidco insurance comparison tool…
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Renewal transaction fee for van insurance
Has anyone ever come across this before? Just received van insurance quote which comes with a hefty £40 transaction fee what a load of ****...have never been charged this before ever, as I always shop around yearly to get better quotes, the worst thing is the insurance itself is competitive and they whack this £40 on top…
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Insurance admin
Hi what are these insurance admin fees,a renewal of £330,but when questioned £496 with admin fees,it is based in monthly tariff. But if I had the money straight payment would be £452.
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Urgent advice needed!
Hello! Desperately after some help.. A woman backed into the garden wall (unclear if she was driving or left the handbrake off at the top of the hill) last week, she handed over her details and claim number and we contacted the home insurers (Co-Op). The Loss Adjuster came today and agreed with the general belief that the…
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Very pleased with icarhireinsurance.com (for third party car rental insurance excess)
Hi, I wanted to share some happy experience with icarhireinsurance.com. At the moment, it's cheaper for me to rent a car when I need one, instead of owning one. I rent a car for a weekend perhaps two or three times a quarter, and instead of paying for the car rental company's supplemental liability insurance to reduce the…
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Missold life insurance?
Hi I wondered if anyone could lend some advice Our mother sadly passed away about a year ago and had a life insurance policy that she wrote into her will. Upon inspection however the policy was only to pay out on accidental death. as my mother was an elderly lady who had suffered from illness for a number of years I feel…
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Travel insurance for volunteering work
I'm going to Namibia in October for 2 weeks to work on a wildlife conservation park (working directly with the animals). I need travel insurance but I'm not sure if it needs to be a special one for this particular case, or any travel insurace will do.. I've read the policies of some of them and all exclude working with…
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1st Central Finance Insurance Cahrge Ridiculous!
Hi, I recently sold my car and it has been scrapped now. I proceeded to cancel my policy with 1st Central Finance Insurance. I was informed of the script they read out etc. and was told I would receive an email within 3 days regarding the fee. Never received the email but I did receive a threatening letter. I called 1st…