-
Write off valuations
Hopefully someone will be able to give me some advice. Basically I left my car parked outside my sisters house one night after having a few drinks and was going to pick it up the next day. About an hour after I left it some drunk driver ploughed into the back of it. He was caught and has been charged with drink driving. My…
-
Is it possible to get short term car insurance?
Hi all, I have just bought my first car, having been a named driver on another car since September 2006, and I am looking to get myself insured on it. Unfortunately the prices I am being quoted are way more than I was hoping for so I hoped I may be able to get some advice here. I am a 23 year old postgraduate student who…
-
Newbe....Car insurance....
Hi Guys, I am a newbe on here but been using the site for a while now..... Now I am 25, have on paper 2 years no claims. But i have no claimed on my insurance since 2004. But have no offical proof (i dont think) of this. Over the last 4 years i have changed cars and insurers alot....currently on 8 cars! I have a new job…
-
17yr old son travelling to brazil for 6 weeks
Can any one help me please - My son is travelling with his father to Brazil 7/7/08 and coming back alone 22/8/08 so will be gone approx 6 weeks. Have tried online insurance quotes and all of the sites come up with "must be accompanied by adult" but surely children of his age travel alone? Anyone offer any value for money…
-
Temporary car insurance
Hi all, I already have a fully comp policy on my main car and have the loan of another car for the next month or so. When I went to add it to my insurance policy I was told I couldnt do that, that I would have to take out a years policy, and pay the cancellation fee. Shopping around ,the absoloute cheapest way I can find…
-
Tesco Car Insurance Renewal Penalty
Hi, I am hoping someone can help me. I have been with tesco car insurance for a number of years now and my renewal has just come up. I got a much better quote from another company and so have canceled my tesco renewal. I have now been sent a letter by tescos to tell me that I am going to be charged one months premium plus…
-
Life insurance advice needed please!
Hi, I have a policy with Friends Provident which we took out 3 years ago through a IFA, when we re-mortgaged. We didn't pay a fee, as the advisor told us he got his money from the mortgage/insurance companies. We have since moved to a higher value house and are now underinsured by at least £100k. We are currently paying…
-
paying twice for life insurance
We have been paying for a life policy which we believed was cancelled in in 1992. When we changed our mortgage provider We are trying to get a refund . Do we have a leg to stand on ?
-
Motorcycle Insurance
Basically I took out my policy nearly 6 months ago and paid for it in full. I have sold the bike and phoned up my insured to cancel the policy. The woman calculated it and said I would only get 20% back and by the time they took off the cancelation fee I would be due to PAY THEM £15. I said ok but in that case I would be…
-
malicious damage and No claim bonus
Hi, someone smashed two windows from my car which my insurance replaced. as I'm trying to renew my policy they informed me that my no claim bonus is gone, even though this was obviously not my fault. Is this true? Thanks
-
Contents and Buildings insurance always together!!!
i am trying to get a quote for contents insurance via quidco lloyds tsb quidco says; £50for buildings insurance£50for contents insurance£120for home insurance (buildings and contents) however…
-
Vehicle write off - ins co not willing to pay
:mad: Just wondered if anyone could advise me? My horsebox has been written off, a neighbour's tree fell on the roof & caused some damage. I had a quote for repair, but when the engineer came to do the work, he found the sides of the vehicle wouldn't take the rivets as they were not sound enough. The ins co only want to…
-
Halifax Home Insurance - broken laptop - what will I need to send them?
Will I need to send them a receipt for my broken laptop? Every time I've asked one of their customer advisors they've not given me a straight answer as I have to wait to speak to a proper claims person...so I was just wondering if I need to start digging out the receipt? Also what are they like fixing/replacing goods in…
-
Critical illness *and* income protection cover?
Is it worth having both income protection cover and critical illness cover? If I were to have, for example, IPI covering 60% of my salary and also took out critical illness cover, would both policies pay out if I were to get a covered illness that prevented me from working? Context: I'm 35, married, one child, and I am the…
-
Require advice on how to deal with Insurance Biggie
hi all, hope someone can give me some advice on how to tackle the following: ok, so about 2wks ago, i spotted a leak through my kitchen, came through the wood panelling and onto the worktop...plastering, brickwork and wooden beam were absolutely drenched. i removed the panelling, and some had to break through a small…
-
Husband has 3 points for speeding
He got three points in June 2006, and I have only just found out. So for the last two years I have renewed two lots of car and one motorbike insurance policies without declaring these points. I was always under the impression that the police/courts shared this information with insurance companies, does anyone know how it…
-
Raised premiums for unsuccessful claim
We live in the midlands and after the earth quake tremours recently, we found that one of our garage support pillars had split in half. We called our insurers. They raised our premiums from £27 to £36 immediately, before they even made a decision about the claim, and they have now turned it down, keeping our premiums on…
-
Employers Liability Insurance
Hi - we have our own business and are about to take on our first employee this summer. However, I have just been told we need employers' liability insurance. Can anyone recommend a good place to search costs on this / compare policies? It's for a software comoany, and the person would just be doing sales and marketing.…
-
Good private health insurance company
Hi, My husband is self employed and as we are on a tight budget we have in place an income protection plan. I now realise that this was not the best thing to do as he has an injury and we need to pay to go privately. As the NHS would take too long and he would lose his customers. As i can only really afford one or the…
-
Insurance after MOT failure
My car has just failed it's MOT (old MOT is valid until 10th May). As far as insurance is concerned 1) Can I drive it home? 2) If I get an appointment at a garage (currently trying) can I drive it there? The issue is not a safety concern as it's to do with the rear seatbelt and I won't be carrying any pasengers. Or do I…
