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Auction Property...Gosport Bridge Cottages
Hi folks, Hope someone can help.I have been looking to bid on a property, Gosport Bridge Cottages in Yorkshire. I am no legal eagle but whilst looking thorough the legal pack it became obvious that the official land registry title plan shows a smaller plot to the one the seller is declaring. The 'disputed' area cuts off…
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Want to sell up but no idea where to start.
Where to start and what would we be entitled too? Ok I will try to keep it short. Our house was bought a few years back and we were really lucky to pay off a good chunk of it due to a family death so we have an outstanding mortgage of around £30,000 and it was changed from interest only to repayment so thats all good. I…
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Zoopla
How accurate is Zoopla? The house we're looking at is on for 135,000. But the estimate on Zoopla is for 100k. We were going to go in at around 115k but now I'm wondering.
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Deposit on exchange - help needed please
Hi all I'm confused. We are buying a house for £180k. We have a 20% deposit sorted for the mortgage. I've now heard that we need a 10% deposit on exchange. Is this just paying over part of our existing 20% deposit? Or is it an additional 10%?! If anyone could explain or assist me in understanding I would really really…
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making an offer on a house - advice please
Hi, We've seen a house that we like, but to be honest it's a bit more than we can currently afford. It's been on the market for over a year. It originally had an asking price of £215,000 but they dropped it to £205,000 nearly 9 months ago. The fact that it hasn't sold would seem to indicate that it's overpriced. Other…
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CTL refused . Any Advice?
I have purchased a second house , to extend and then to move into with my family. My preferred builder cannot build until next summer. My bank have said that I cannot have CTL because I haven’t had the mortgage for 6 months and my mortgage says that I cannot rent the property out. I do not dispute either of these facts. I…
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Moving house...removal companies
Hi, hope someone can help us. We are FTB in process of purchasing a 5 bed detatched house, at moment we are about to exchange contracts. The house we are purchasing is around a 5 minute drive from our current rented property, which is a 3 bed terrace. We are looking for a removal company, I will do all box packing but…
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Advice for a first time landlord, please.
Hello, we're thinking of letting out our flat soon for the first time. Can anyone tell us if the, for example, 10% that agencies charge for Letting and Rent Collection is paid as a lump sum up front to cover the whole length of the contract or monthly, out of the rent? Also, do you know the best websites to attract…
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Barratts losing interest.
I bought a townhouse from Barratts in May 2007. Since moving in there has been an issue with damp coming into the attached garage. Barratts have been responsive to my complaints in relation to this and they have sent their groundworks contractors to my address on three occassion to rectify the problem. Unfortunatley this…
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FTB, Outstanding loan
Hello all, We have an appointment with an independent mortgage advisor 14/09/10 to discuss our mortgage options. My partner and myself are looking at a joint mortgage for a property no more that £100,000. We have a £10,000 deposit. We have a personla loan of £8,000, around £300 left to pay on a sofa and also small…
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Completion and Exchange, Difference??
Hi guys, As the title says, can anyone explain the difference between "completion" and "exchange of contracts"?? I thought it was the same thing but after a very confusing conversation with our solicitor today, im now not so sure.
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Evict a rogue Landlord - Shelter...
As we hopefully see from posts here & other experiences, most landlords are responsible, decent, guys 'n gals trying to run an honest business...I hope we'd all want the crooks booted out... See this recent campaign from Mssrs Shelter... http://england.shelter.org.uk/what_y...roguelandlords Cheers! Artful
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Clueless about buying - advice please
Hi My husband and I are ftb with a mortgage agreed in principle. I don't want to post too many personal details but ... A house similar to one we rented about 5 years ago, and always wanted to buy, has come up for sale in a different village. However, this one, despite being identical, is listed Grade II. I have spoken to…
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Council House, no hot water + u turn on fascia replacements
Our Immersion heater has broken at the element part meaning whenever we turn it on it the electricity to the house shorts out. This has been like it now for two days and after todays inspection we have been told it won't be fixed until Monday at the earliest. With three toddlers, two only 18 months old,its going to be…
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Rental deposits
Not sure if this is the right place and it may be a bit late to do anything about it now but i thought i would ask the question. back in June 2008, i rented a room in a couples house. I paid the normal deposit and a months rent up front. Due to various different reasons, i left there in January 2009. After 2 months I…
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Sick to the back teeth of Letting Agents
Been really busy looking for a new flat for the last few weeks before I move out in October. Constantly let down by agents, who care very little for you. I wish there were more private landlords out there who would take on good tenants like myself. My bills are always paid on time and I look after the property well. Some…
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Coachouse experiences?
Having seen many of this type of new build home advertised, I would be grateful if anyone who owns one/has owned one could share their experiences of living in one, please. Good or bad, but only if you have had the experience, please.
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Losing tenancy deposits
Hi! I wondered if anyone could give me any advice? I have rented a property with an Assured Shorthold Tenancy Agreement since 13th April 2007. On 17th June 2010 the house was reposessed from the landlord as he had stopped paying the mortgage. We have since been given 3 months to vacate the property as it is being sold. I…
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Who should pay for this...?
Hi everyone We have been renting a flat for 18 months. Tenants 1: Jan 09 - Sep 09 Tenants 2: Sep 09 - Sep 10 New tenants are moving in this month. The problem is that the new tenants have complained about condition of one of the bedrooms (patchy paintwor, nail holes in wall) and have asked for it to be made good (the…
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Mortgage advice needed please
Hi I am drawing a blank with my solictior and mortgage company so wondered if anyone can help. I want to buy a house with my partner. He has signed a contract and paid a deposit on a property overseas some 4 years ago and the sale has not gone through. We are doubtful of the honesty of the developer but have been advised…
