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(FTB) Ready to put in an offer
Hello, I am new to the forum so please bare with me. Me and my partner have today had a second viewing on a house and have finally decided we would like to make an offer. We are currently renting and only have to give a months notice, we have a mortgage in principle with a £26k deposit and £4k set aside for admin and legal…
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Trinity Estates Management Company really are ripping us off!
We live in a house on a new build development made up of three roads. In total there are approximately 80 units across the development, made up of approx 20% Private Apartments and 80% private houses. Since the estate was built in December 2005 by Linden Homes, all residents have been paying Trinity Estates a monthly…
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Does Anybody Really Like Storage Heaters?!!
Perusing Rightmove for my area reveals that a number of the unsold flats have these things. Personally I would run a mile from them (perhaps memories of the 70s hunks gives me a biased opinion!).
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Guarantor for tenancy - advice needed pls
Hi - my partner agreed to be guarantor for my daughter when she moved into a flat on 07 June last year. On the day of move in we had an appointment to sign contracts at the letting agents offices but, in spite of requesting sight of the documents some time previously, the tenancy agreement and deed of guarantee weren't…
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My deposit for the house I live in
I have been renting a nice house for 3 years as I am too lazy to buy I have had a few run ins with the woman that owns the house due to damage in the garden (my fault but its sorted) and some picture hooks in the wall a few months ago she said she was within her right to keep all the deposit. i laughed saying i will see…
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House Network agents any good?
..been getting some quotes off the Halifax & Bairstow Eves & they seem to be quite excessive! Just been looking on the net & House Network seems a really cheap way of selling your house. Has any MSE's used this service & if so was it any good?:confused:
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What do the new owners of our house need to know?
I'm trying to put a list of things that our FTB's will need to know when they move in on Thursday. So far I can only think of when bin day is!:o I've also written instructions on how to use the boiler, until we can dig the manual out? Anyone think of anything else? A list of tel number for things such as Council Tax…
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Buying a house with possible subsidence???
Hi, I'm in a dilemma which many people have probably been in before. basically I've found a gorgeous house, gorgeous location, gorgeous everything... apart from it looks like it might be subsiding slightly. Here's the story so far on it. The house is up for sale and needs total renovation and is being sold by solicitors on…
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buying a house with space to work from
Hi all, I am looking for a little advice and am hoping that someone may know the answer. Both myself and husband are self employed and rent a space in a mill to work from at the moment. Due to now running out of space we are now looking at buying somewhere to live and to work from too. We have found the perfect place for…
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Rent To Buy - Please Help
Hello everyone. Can someone please recommend a good company that provides rent to buy in the north east of england. My credit is fair, and i am expecting my first baby at the end of the year. I have a default but that goes in november this year. I am private renting at the moment which ends in september. Please help.
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Property Developing-create a company or not?
Hi, My husband and I are going for a bit of a career change and would like to supplement this with carrying out some property developing. Nothing too major (to start with!), probably a small flat that needs mainly cosmetic work. We have done this type of work on our own properties in the past and know some people that we…
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Catalyst My Choice Homebuy & Ownhome Buy
I was accepted onto the Catalyst my choice homebuy scheme back in March, however thankfully due to kind parents was able to buy myown place without the governments help. My sister has also applied, but her application was delayed by months and after awlful customer service from Catalyst was told on the phone tonight that…
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renting a flat
hi people. i have just called my mortgage company with reguards to renting my flat and they have told me the terms and conditions on my mortgage do not allow me to rent the property. can i just rent it out anyway? i know it seems a stupid question as the answer should be no. but they arnt leaving me much choice, my self…
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advice please
hi there, if anyone has any advice on the following it would be appreciated Me and my OH are FTB and have had an offer accepted on a house for 130,000 and are using the ownhome scheme to act as an equity loan and for the deposit. We have just had a valuation and homebuyers report carried out on the property. The surveyor…
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is there any risk of using a solicitor specified by the vendor?
Hi I am close to reach an agreement with the vendor on the price for the property. it was sold a few months ago but the deal collapsed because of problems with the previous buyer. now it comes to the market again and the vendor is very keen to sell. I put an offer on it. the vendor is willing to accept the offer on the…
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Can Covenants be challenged? Please help with advice!!!
Hi all, We are in the process of buying our 1st house and had planned to put a small lean to conservatory on the side, of the property. When we read the restrictive covenants, it says: - not to erect any building or part of a building except bay windows and porches of ordinary size nearer to X rd and Y road. Line building…
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House move hassle!!
There have been 3 months between offers and proposed completion date on 22 nd of May for our house sale. Our Buyer's, buyer seem to have been messing things up. They say that the searches on the property are now out of date and that they need to apply for new ones. Does anyone know how long this process normally takes and…
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Joint Tenancy
Hi everyone, I wonder if someone could help me out, my fiancee has bought a house (with a mortgage) and it's only registered in his name so he owns 100% of it. I wondered what steps we would have to take so that each of us owns 50% of the house as in a joint tenancy? Thanks a lot for your help! Kind regards, Anne
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Previous Tennants letters still delivered
Hi all, was wondering how I go about stopping the previous tennents letters, bank statements, wage slips, etc... being delivered? Myself and my gf have been renting at the property for over a year now and we are getting more mail for the previous family than our own lol. There seems to be letters from Nationwide, DVLA that…
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property unmortgageable due to fixed tenancy
Please can anyone offer me some advice. I bought a property at auction, which has a fixed tenancy. I applied for a buy to let mortgage. I got an agreement in principle, subject to survey. The mortgage company knew the situation with the fixed tenancy and said this wouldn't be a problem as it would be valued on potential…
