-
Reposession Offer Advice FTB
Hi I am a first time buyer with a deposit and mortgage offer in place. A house has just come up on the market (literally today) which I am interested in. It is a 3 bed detached with drive and garage but from the picture it looks to be a reposession. It has come on the market at £99,950 but was last bought in 2000 for…
-
Help need for old couple with long term renting problems
Having been an agent, and with a wide network of family and friends, I find lots of requests to help with private house sales and now renting queries. I have never handled private renting, only commercial letting, and so wonder if I can ask your help on the following: I know there are no guarantees of 'long term' rental of…
-
Rightmove used to have retirement sub search but gone?
Does anyone know if any of the other sites have a searchable by retirement only?
-
Any property sites with an intricate search system?
E.g I want to be able to search properties that have been extended, are a corner plot and have a garage. I dont think rightmove lets you be so specific?
-
Rent increase?
Hi there, we have lived in our rented house for 10 months now (middle of July is a year) and have just had a letter from our landlord proposing a 3% rent increase - taking the monthly rent from £795 up to £818. We can't afford this and I'm wondering whether we can say no, and if so how can we word it and what is the…
-
What would you offer? UPDATE
My elderly mother is looking to downsize to a tiny mews 'cottage' in a small courtyard development. It's only a couple of years old, immaculate condition with high-spec fittings and a 999 year lease with 'peppercorn' ground rent. It's on for £110,000. She'd have to sell her large bungalow first which she bought for…
-
Help needed- problem with letting agent. Deflamation of character
Hello All, Please can you help, my wife and I have just taken the plunge to downsize and cut costs etc during this recession. Having applied to the letting agent for a property with all relevant application details and supplied references, we were notified that we had been accepted for the property and due to move in next…
-
60 Years Left on Lease - What options>
Hi, I am a first time buyer I have just gone to look at a studio today which was incredibly cheap (sub 40k) the studio itself isnt in a very good state however it wouldnt take much to make the place look nice (new flooring, coat of paint etc). My main concern is the place only has 60 years left on the lease and the estate…
-
MOrtgage payments- when and how much?
Hi! I am in the process of buying a home and I have just been wondering when I would make the 1st mortgage payment. I am hoping to get the keys on 26th June. I want my mortgage to come out of my account on 30th of the month- does that mean there won;t be a payment coming out until the end of July? Also, what do I need to…
-
To those Buying or selling How long after offer agreed Survey done?
How long have you waited after your offer was agreed for the survey to be booked in (mortgage Valuation) Thanks all.
-
Shared Ownership & housing Options
Hi there, I'm living in south London and have been having a look at the Housing Options website, it offers a number of schemes to help get people on the property ladder. Is anyone familiar with their schemes, or has had anything to do with the shared ownership scheme, is it any good? Thanks
-
Please check my tenancy agreement?
Hello, would you mind having a look at this - I can't see anything too bad in it. Not sure on the 3% above interest rate part but hopefully I won't get into that trouble anyway? Assured shorthold tenancy agreement under part 1 of the Housing Act 1988 as amended under part 3 of the Housing Act 1996 Date: XXXXX This…
-
renting - credit checks and guarantors
Hi, just after some advice. Due to the possible breakdown of my relationship, I might be moving out over the next month or so and just need some advice. I've never rented before but all estate agents I've looked at do credit checks and if you fail (which I will), you need a guarator. I have terrible credit history and I…
-
Ownhome Scheme
Hello All, would like your opinions on the Ownhome scheme. Is this something which people are happy with or another useless Government scheme? thank you for your replies. Miguel
-
Council Tenancy succession rights?
Firstly if this is in the wrong place or incorrect then please feel free to move it or delete it. I have lived with my parents all my life (I am 46), in September 2003 my father passed away and the tenancy passed to my mother (they were joint tenants). I became responsible for making sure my Mothers bills were paid, the…
-
Service Charge Dispute letter
"Thank you for your somewhat belated response to my letter of 26 June 2008. I cannot agree that the service charges levied at xxx House are “transparent and open to scrutiny” - my letter about the fire escape has taken CKD Galbraith a record eleven months to answer. I still await a copy of the caretaker’s service contract…
-
How much to offer?
I viewed a 2 bed terraced house I quite like at the asking price of 315k, it is in a prime location. The owner paid 300k in 2006, and it does not look they will accept less than that. My parents said in this current market, I would be stupid to pay that price. Are they right? It has been on the market for nearly 6 months…
-
Lack of CORGI Cert for boiler delaying sale - pls help !!
Thanks ! To (try) to cut a long story short, we had a new combi boiler installed in feb 2006 by a guy who was recommended by a friend and who advised that he was CORGI registered. we have never had any problems whatsoever with the boiler and have never looked back, we had the boiler serviced a month or so ago (by a…
-
5% deposit paid query
i am selling my flat and i am wondering is it a good idea to offer 5% deposit paid or is that too desperate ?
-
How much to offer on a dream house outside our budget?
Hi - only dreaming at the moment as we are waiting for two properties to sell - one just on the market (my probate sale) and one going on next week. We have seen a dream house some way above our probable budget (we also have a substantial deposit and will be keeping a much smaller mortgage than we have now). Our final…
