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Balance Transfer to card not in your name?
Hi All, Been trying to get a 0% card in my name but not having much luck and have seen my Dad has a Cheque offer from Barclays where he can transfer £5k to his card and got me thinking that if i transfered mine to his then back to mine i could get 0%?? Would save me £600 a year intrest. Ive transfered Balances from mine to…
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credit file question.
I'm just checking my credit files online and when I first got my mortgage I didn't set up a direct debit as I was temping so didn't know when I 'd have money in my account and my mortgage got quite behind so on my file the first 17 months where it shows late payments between 2 and 5 months. For the next 31 months since I…
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Toilet Brush
Hey everyone, I'v just started my cost cutting to try and get debt free. My first cost cutting act was to buy a toilet brush to save on spending money on lots of bleach! Bit of a crap (no pun intended) way to start cost cutting but it is a start!! :rotfl: Happy New Year!! Hope its a cheap one!!
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Hogmanay party, come join us!
to all of you that are staying in, do you fancy having a party in here? :D :beer:
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Just wanted to say Thank you
As above, as yet I have to post our SOA but its mainly down to lots of you on here that I will be seeing the New Year in at all. Without going into too much detail - I'd had enough and could only see one way out and I now know thats not true - its going to be hard, its going to be tough but I'm going to sort our mess out.…
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happy birthday my birthday twin... babes21 :)
not forgot about you hun... happy birthday for the 31/12.... dunno if you are online but hope you are having a great day... dont get too tipsy... happy birthday [img]http://smileys.!!!!!!/cat/36/36_22_9.gif[/img] [img]http://smilies.sofrayt.com/fsc/blow out…
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just to say
A huge big massive happy new year to each and every MSEr, particulalry you lot in DFW May 2007 be prosperous for all :D See you in 07 Lynz xx
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Has anybodygot the answers?
Hello all, i am £30,000, in debt, i have been paying a debt management company £100 a mth for the last to years, i have just been told it will take 30 yrs to pay off !, i am married with 3 children, we live in a rented property, my wifes credit file is ok, mines crap, we have a car on finance ( in my wifes name ), we have…
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Getting The New Year Off To A Good Start
This is my first post and I would like to say Thanks to everyone on here for giving me the push I needed to sort out my debts. I have been reading with interest for a while but now it is time to get going and do something about it.
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Seeking a very simple spreadsheet
Hello there I'd like to use a spreadsheet to record incomings and outgoings. I am not great in Excel so the simpler the better. I'd be very grateful if anyone could send or recommend one. Thanks! Seaxwyn
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Saving £1 coins...how many?
OH has one of those tins to save £1 coins - the ones from BHS or the like, that look like a tin of beans with a slit in the top. Anyway, he has been putting the odd coin in over the years but recently we have been sticking a lot more ££s in there because we (well, I!) want to open it and find out how much is in there and…
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I need help please - don't know where to start
Okay I have finally came to the realisation I need to do something about my debts in order to improve mine and son's future. I have numerous debts but I have stopped receiving letters from most of them. Basically I need help in starting off how do I get a list of creditors and the amounts I owe etc. These debts i think…
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2006 in retrospect
1. What did you do in 2006 that you'd never done before? 2. Did anyone close to you give birth? 3. Did anyone close to you die? 4. What countries did you visit? 5. What would you like to have in 2007 that you lacked in 2006? 6. What dates from 2006 will remain etched upon your memory, and why? 7. What was your biggest…
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Happy Birthday to Postingalwaysposting
I haven't seen a thread, so please forgive me if I have duplicated, but I would like to wish a very Happy 21st Birthday to one of our most prolific and well loved posters - postingalwaysposting: :bdaycake: HAPPY BIRTHDAY PaP:bdaycake:
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What can i do?
Hi everyone, i finnished paying the finance on my car in november, i've just looked at my credit report and the finance company concerned have added a default notice against me with a remainding sum of £45 to be paid??:confused: I've no idea what this money is for and have received no communication from the finance company…
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How do I work out APR's from Monthly Interest Rates
Can anyone please tell me how I work out an APR from a monthly interest rate. I have two I need to calculate:- MIR - 2.0084% MIR - 1.527% If anyone can help it would be gratefully appreciated. Ta:eek:
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2007 - Newbie and making a new start
Hi all, I have lurked for a long time and have to say how much I admire those of you who are making such an effort to sort your finances and still find the time to provide advice and guidance to others. I am now joining you and 2007 will be the year that we make a big dent in our debts, how we got here is a long story that…
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Do you play the lottery?
Question for people with debts looking to make savings, do you play the lottery? Even if you only have one go on the Wedsneday and Saturday draw, thats £104 in a year, £208 in 2 years etc, and the odds of winning are so astronomical. Do you play it?
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Amazon £50 voucher - what to do with it?
Hi, A guy I helped out with somthing earlier this year has sent me a £50 Amazon voucher as a thank you. Now I didn't expect this, so it's a nice suprise. However, there's nothing really I want from Amazon, and I was wondering if there was any way of turning this into cash. The only thing I could think of was buying CDs to…
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cash back into paypal
https://www.rewardsonline.co.uk Anyone heard of this? You get cash back paid into paypal account for shopping online with certain companies. I needed to buy printer cartridges and they directed me to an online site where they are cheaper than my usual shop, and I get 6% cashback into my paypal. They also have links to 10%…
