Debt-free wannabe challenges

Archives for December 2019

Jubilant January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge: 1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
Make £10 A Day January 2020
Hello and welcome everybody to our first challenge of 2020 :hello: This is the 149th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
£0.50p Savers Club 2020
Hey all, Continuing on from last years challenge we will be running the £0.50p savers again in 2020. Link to last years thread - https://forums.moneysavingexpert.com/showthread.php?t=5940201 If you would like to join in let me know. I am not saving for anything specific this year but you can feel free to do add your reason…
January's No-Shopping Challenge
Hi everyone, Some people might remember that I did this last year - so here I am once again, with cupboards full of stuff I have hoarded over the past year. I'm going to choose five items that I'm allowing myself to buy to compliment what I already have in the cupboard, and apart from that I am not allowed to do any other…
Debt free or savings
After a few years of being stupid and getting into debt. I have now decided enough is enough and to tackle this head on. I want to get rid of my debt as fast as I can then work my way to getting a deposit for a morgage.. I'm hoping with your help we all can work together and help each other with tips and motivation to get…
NST January 2020: A Turtle Quest
NST January 2020: A Turtle Quest For the month of January, we are on a quest. “Quest”: a search or pursuit made in order to find something; an adventurous expedition undertaken by a knight or knights in order to secure or achieve something. You can slay dragons, swallow frogs, beat the banks, win against the joy-stealers,…
About my debt
i am a little bit confused about my present situations. i am planning to go to university but i have a bad credit basically i have defaulted already im just wondering if that will prevent me from getting a student loans, overdraft? etc
366 Day 1p Challenge 2020
Hi everyone Welcome to the 366 Day 1p Challenge for 2020! The rules are simple - every day you put aside an amount between 1p and £3.66, covering all the incremental amounts in between... You can do this starting at 1p and working up, or start at £3.66 and work down, or just put aside whichever amount off the list you'd…
Debt time to face up
Jolly January's Bring Your Lunch to Work
Welcome to January's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge There are 22 working days up for grabs. Let me know if you want to join in and how many days you want to attempt…
2020 1% challenge
Welcome to the new home for the 2020 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread, and I’ve copied below her first post from the previous thread: What's it all about? Basically the idea is that money comes to us in lots of small ways and we don't often realise it. When faced…
Virtual Sealed Pot Challenge 2020
Hi All Welcome to the Virtual Sealed Pot Challenge 2020 I have ran this thread since 2016 and I have motivated a few people on here over the last four years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
Pay ALL your debt off by Xmas 2020
Welcome to Pay ALL Your Debt Off By Xmas 2020! Firstly I would like to welcome all new and existing members from last years thread. [FONT=&quot]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have…
Small debts but small lone income
Hi I have just joined today after reading other diaries on here and need budgeting advice if anyone can spare the time. I’m a single mom who works full-time:o:o but never seem to have much spare. Just after tips really. I have very old debt not on my credit file of which I pay a token amount plus a small credit card debt.…
Order of Sale Threat
I would appreciate any help please....My husband has a historic debt with a high street bank on a business overdraft he was forced to personal guarantee by his business account manager (I question his conduct as he knew the business was in difficulty and my husband was vulnerable at the time trying to make ends meet!) The…
Make £10 A Day December 2019
Hello and welcome everybody :hello: This is the 148th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began. https://forums.moneysavingexpert.com/showthread.php?t=542835 Thanks to Batgirl for…

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MSE News

Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.
British Gas extends half-price electricity on Sundays offer for some smart meter users until March 2024 – here's what's happening
British Gas is extending its offer of half-price electricity on Sundays for some smart meter customers until 29 February 2024.
Octopus Energy buys Shell Energy UK – here's what you need to know
Octopus Energy has agreed a deal to buy Shell Energy which, if approved, will see Shell’s 1.4 million energy customers and 500,000 broadband customers moved to Octopus.
Have yourself a MoneySaving Christmas… starting with the best way to bag a cheap, sustainable Christmas jumper from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, and then feel pressure to buy a new one the following year. That's neither sustainable nor MoneySaving, so what can we do about it? I have a few ideas...
More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
New scam ad protection measures to be introduced by Facebook, Google and more – changes Martin Lewis has long called for
New scam ad protection measures, such as two-click reporting and verification for advertisers, are to be introduced by major tech firms, including Amazon, Facebook and more.
Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 276 of their bank branches in 2023 and 2024 after Lloyds announced a further 45 closures today (Wednesday 29 November).
'Unpredictable' broadband and mobile price hikes should be banned, say Which? and Citizens Advice
Broadband and mobile firms should be banned from hitting their customers with unpredictable mid-contract price hikes, consumer group Which? and charity Citizens Advice have said.

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