The Sky's The Limit November NSD Challenge with fireworks and treacle toffee for all!
Welcome to the wondrous wonder that is The November NSD Challenge! We have returned from our piratey jaunt aboard the good ship 'Swobzedex' full of vim,vigour and not a little rum...ready to batten down the hatches,face those winter storms and enjoy a few home cooked delicacies such as pilchard mini quiches and the…
NST: Standing Firm in November
NST: Standing Firm in November Dedicate yourself and be ruthless for the next 30 days. Work out what you truly need and learn to separate your needs from your wants. We are bombarded by advertising that tells us that we need to continuously spend more and more, to acquire more and more, in order to be better people. DO NOT…
Make £10 a Day Challenge November 2015 - everybody welcome
:hello: Hello and welcome everybody This is the 99th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
Reminder to "Sealed pot Challenge" members - those wishing to join too!
Reminder to all "Sealed pot Challenge" members, prospective members also Reminder to all "Sealed pot Challenge" members For those who appear to have forgotten....... The "Sealed Pot Challenge 8" has now ended - on the the 5th November so it's now time to declare your savings!!! :j Hi all, it's NEARLY that time of year…
3-6 Month Emergency Fund Challenge!!
MoneySavingExpert.com Official Insert: Our Moneysavers have been joining this challenge since 2015 and it's still going strong! Why not join in? Back to DreamerHelen's original post... Morning Everyone.... :) I have been wondering for MONTHS now about what would happen if there was some kind of Emergency....I am…
52 week card deck saving challenge
I've found a creative money saving challenge online that might be fun for others to try as well. All you need is a jar/savings account and a pack of 52 playing cards. Each week you or your children can draw one card. The number or the amount it's eqaul to is how much you put into your jar or savings account every week.…
The plastic-not-so-fantastic squad
My main is to stop using the plastic -debit or credit cards for day to day purchases & unplanned spendies. I have also started writing down all my spends in a spending diary, I think that by doing both these things it is making me more aware of the money I am spending & this will hopefully lead to cutting out spends on not…
Debt killing me
Sorry, I'm new to the forum. I took a loan about 15000 in 2008 and due to the problems in 2009 I couldn't meet the repayment. I don't know how to get myself out of this problems since. I've developed a serious hypertension and lack of sleep as a result. please help
Joint property query
My partner ( we do not live together, nor are we in a civil partnership) has generously offered to pay off my mortgage. I would like to give him a proportionate share in the property ( my main home). Does anyone know the best way to go about this, and if there are tax implications for either party? I'd be so grateful for…
Octobers 'Take your Lunch to Work' Challenge!
Save your £'s by taking your Lunch To Work (LTW)! A new thread for October 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…