Debt-free wannabe challenges

Archives for October 2015

The Sky's The Limit November NSD Challenge with fireworks and treacle toffee for all!
Welcome to the wondrous wonder that is The November NSD Challenge! We have returned from our piratey jaunt aboard the good ship 'Swobzedex' full of vim,vigour and not a little rum...ready to batten down the hatches,face those winter storms and enjoy a few home cooked delicacies such as pilchard mini quiches and the…
NST: Standing Firm in November
NST: Standing Firm in November Dedicate yourself and be ruthless for the next 30 days. Work out what you truly need and learn to separate your needs from your wants. We are bombarded by advertising that tells us that we need to continuously spend more and more, to acquire more and more, in order to be better people. DO NOT…
Make £10 a Day Challenge November 2015 - everybody welcome
:hello: Hello and welcome everybody This is the 99th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
Reminder to "Sealed pot Challenge" members - those wishing to join too!
Reminder to all "Sealed pot Challenge" members, prospective members also Reminder to all "Sealed pot Challenge" members For those who appear to have forgotten....... The "Sealed Pot Challenge 8" has now ended - on the the 5th November so it's now time to declare your savings!!! :j Hi all, it's NEARLY that time of year…
3-6 Month Emergency Fund Challenge!!
MoneySavingExpert.com Official Insert: Our Moneysavers have been joining this challenge since 2015 and it's still going strong! Why not join in? Back to DreamerHelen's original post... Morning Everyone.... :) I have been wondering for MONTHS now about what would happen if there was some kind of Emergency....I am…
52 week card deck saving challenge
I've found a creative money saving challenge online that might be fun for others to try as well. All you need is a jar/savings account and a pack of 52 playing cards. Each week you or your children can draw one card. The number or the amount it's eqaul to is how much you put into your jar or savings account every week.…
The plastic-not-so-fantastic squad
My main is to stop using the plastic -debit or credit cards for day to day purchases & unplanned spendies. I have also started writing down all my spends in a spending diary, I think that by doing both these things it is making me more aware of the money I am spending & this will hopefully lead to cutting out spends on not…
Debt killing me
Sorry, I'm new to the forum. I took a loan about 15000 in 2008 and due to the problems in 2009 I couldn't meet the repayment. I don't know how to get myself out of this problems since. I've developed a serious hypertension and lack of sleep as a result. please help
Joint property query
My partner ( we do not live together, nor are we in a civil partnership) has generously offered to pay off my mortgage. I would like to give him a proportionate share in the property ( my main home). Does anyone know the best way to go about this, and if there are tax implications for either party? I'd be so grateful for…
Octobers 'Take your Lunch to Work' Challenge!
Save your £'s by taking your Lunch To Work (LTW)! A new thread for October 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…

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MSE News

Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.
British Gas extends half-price electricity on Sundays offer for some smart meter users until March 2024 – here's what's happening
British Gas is extending its offer of half-price electricity on Sundays for some smart meter customers until 29 February 2024.
Octopus Energy buys Shell Energy UK – here's what you need to know
Octopus Energy has agreed a deal to buy Shell Energy which, if approved, will see Shell’s 1.4 million energy customers and 500,000 broadband customers moved to Octopus.
Have yourself a MoneySaving Christmas… starting with the best way to bag a cheap, sustainable Christmas jumper from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, and then feel pressure to buy a new one the following year. That's neither sustainable nor MoneySaving, so what can we do about it? I have a few ideas...
More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
New scam ad protection measures to be introduced by Facebook, Google and more – changes Martin Lewis has long called for
New scam ad protection measures, such as two-click reporting and verification for advertisers, are to be introduced by major tech firms, including Amazon, Facebook and more.
Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 276 of their bank branches in 2023 and 2024 after Lloyds announced a further 45 closures today (Wednesday 29 November).
'Unpredictable' broadband and mobile price hikes should be banned, say Which? and Citizens Advice
Broadband and mobile firms should be banned from hitting their customers with unpredictable mid-contract price hikes, consumer group Which? and charity Citizens Advice have said.

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