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Young dumb and in debt!
Hi everyone Finally facing up to the mess I have got into. I am nearly 26, still training in my job and I am, as of today, in debt. I am posting this to put it in black and white and scare myself out of this cycle!
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Miss_Bee's Diary
Ok, so I've been reading around on these boards, and they are wonderful! So, I've decided, to help me on my journey, I too should do a diary. It'll be great to be able to look back and see how I've been doing along the way. :) A little about me, for anybody reading;* I live with my Fiance, who is a wonderful man, and who I…
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Can't Live With This Restrictive Debt
Hey all. I've been struggling lots with my finances over a number of years and it's come to a point over the last few months wheire I am really struggling to get through each month. A friend of mine pointed this site out to me and I've been having a read and I've picked up a few ideas. Having now seen this forum I thought…
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Trying to keep afloat 2010 - YorkshireBorns diary & journey
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* A Life Changing Debt Diary To Start Again at 22 *
Ok so here goes............ I am a 22 Year old 2nd Year Law Student who got her first CC given at the age of 18, thought it was amazing and am still paying for it four years down the line. I made some naive silly mistakes regarding money, and have decided that it is time for me to get my butt into gear and sort this out…
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"Im cured Im cured!!!".......... oh no.. maybe not?
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updating diary help
:j Hi could somebody help as to how I update my diary not completely sure?
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Making every penny count
Hi everyone, From my user name you can see that I am a 40 something mum to 3 little boys. I have been married for 12 years (well almost) and unfortunately am massively in debt!. My dream is to be debt free by the time I am 50 which I have just realised is 61 months today. :eek::eek: I kid myself that I am dealing with my…
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Having courage to be honest
:wave: Well here goes again, this must be the 10 attempt to do this but I feel I have the courage to be honest with myself and my family to start this diary in the hope it will the beginning of the end of debt, my DH and I are 4 years off our 25th wedding anniversary May 2014 (others gave us 6months) showed them!!…
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Suz1988 hoping to be debt free
Hi everyone this is my first post after many weeks of reading through everyone elses. I have been reading through the debt free diaries for a while now and have finally decided to take the plunge and do my own. So a little about myself, im 22, live at home with my mum and dad. I work full time for an ok salary so cant…
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Green to all of this!
Hello all, I have been a lurker for some time , but at the end of 2009 I faced facts and realised the debt problems could go on no more. On January 1st all my creditors got the minimum payment and Payplan took over! Its a frightening thought when you finally tot up all the monies due. Our debt stands at over £23,000 and is…
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CCJ Question
If one of my unsecured creditors decides to issue court proceedings against me will the judge consider my self assessment tax and VAT arrears priority expenses? This is the line I have taken with all of my creditors now, that HM Revenue & Customs are priority so they can only have a token payment until I have cleared my…
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Thats another fine mess I got myself into
Well - my name is RMC and I am a debtor!! I took today off work for the simple reason of removing my head from the proverbial and facing up to it. And it is a massive £48995!!!!!!!!!!!!!!!!!!!!! This is made up of £37000 credit cards - gathered in just two years would you believe - we had previously cleared with…
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Trying to get debt free so i can live with my man
I am new to the site, but am going to give it my all! I really want to get debt free so I can move out of my parents house, and live with my boyfriend. I have been offered full time work near him, but cant take the job untill I get debt free so we can both leave our parents house. He has no debts what so ever and is really…
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sj`s diary
SAVING DIARY!! I need to have a diary, a place where i can keep track and see what i`m doing. My written diary is full of crossings outs and i often run out of space where i vent to myself. I`m 28, married and a sahm. I become DF in Jan 2010 after a long struggle, my debt was not huge but big enough for me as i have no…
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Alamaya's Get Debt Free and Get Pregnant Diary
Hi All, Thought i should write a diary if not only to keep track of things but to keep my sanity. I am 26 husband is 25. We are currently in debt to the tune of £37k. I am also currently loosing weight to be put on the IVF waiting list. This diary is about getting the debt down asap and also having the ability if god…
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Help keep me on the straight and narrow
After a lot of lurking and 2 failed diarys on here i had my final LBM !! I need as much feedback and kicks up the Ar&£ as possible so that this works. Background... Single with a 5year old child who is the best thing in my life and wouldnt change for the world. I have had problems in the past with money and previously…
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50 in 95 days, Last push to be debt free
Hi Peeps, Well, I have been looking at my calender and realised that in 95 days time I will be hitting the big 50. :eek::eek::eek::eek::eek::eek::eek::eek: I have decide to start a diary to help me in the last push towards becoming debt free. I really would like my DFD to be 19th May. The day before my 50th. I soooo dont…
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Lou's down with debt diary
Well today has been a good day, managed to shave £20 off my contact lense bill each month, £10 off my kit insurance bill each month and swapped my breakdown cover from RAC to Green Insurance Company and knocked off another £70 a year!! Although my IVA company has just raised my payment to £521 from £387, which is going to…
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Man make debt, man clear debt!
Hi Everyone, I've been taking stock of my life and have come up with a plan. I've already made a lot of significant changes (paying off my £2000 overdraft), but I think I can do better. OK, time to take accountability for my debts: * Virgin MBNA - £4650 (0% until september 10) * HSBC - £1440.60 (0% until March 11) * EGG -…