Credit cards

Archives for March 2015

Using Paypal to pay credit card bills
I've had a quiet couple of months at work, so the outgoings have outweighed the incomings slightly. I had what I thought to be a clever idea and thought I'd run it past you guys for input. I currently have a couple of my credit cards attached to my Paypal. I can make 'gift' payments to other Paypal accounts to dodge Paypal…
Barclaycard do they automatically increase limits any more ?
Hi, Just go myself a Barclaycard Platinum card and on the letter that came with it the said if I wanted they could review my limit after 3 months to increase it!. The limit is quite high and I cant see me needing any more, but I though they just automatically increased it every so often like they used to do years ago, but…
Cheapest and easiest way to take card payments?
Hello I am looking to take over a small restaurant business. I would like to know what is the cheapeast and easiest way to get a counter terminal machine to take card payments from customers. I have done some online searching and read that it can be quite tricky to get a merchant account. Also, the montly fees and…
Cancelled Hotel - flight refunds
Good afternoon all, I'm hoping someone can help me. Back inDecember we booked a Hotel in Mexico the Mr and Mrs Smith and booked Aero Mexico flights through a company called Travel up. Yesterday we were advised the hotel is now closed due to a recent storm :( . We have been able to get our deposit back for the hotel but not…
Credit card issue with Aliexpress
Hi, I tried to buy an item from aliexpress. The payment was initially successful but was waiting for verification. Unfortunately this has failed as "AliExpress was unable to process your payment due to security reasons". This is a mastercard credit card, I have used it on many, many occasions on various different websites…
TSB Credit Card
Hi everyone :) I have just joined this site after reading quite a few posts on here while searching the net for an answer. Please be nice to me :) I have had my current account with TSB for for just over a year. I applied for a TSB Credit Card yesterday. I went thought the whole application and it shown the card they could…
M&S Credit Card-Hope you don't get charged to receive it too.
My experience Applied for Credit Card using this site to get free £30 voucher. The process was not timely and communication poor. I have the card and PIN now and hope the process of claiming the voucher works? I got the PIN and waited and waited for the card. I called M&S bank to say it had been sent, waited. One morning…
Barclaycard 0% money transfer
Barclaycard have offered me a 0% money transfer to my current account on my barclaycard account I currently have 4k debt on this card and am paying interest on it. What is to stop me transferring 4K to my current account and then paying off my card with it? Sounds too good to be true, what am I missing?
0% balance transfers
somebody please help. I have £1700 on a credit card which has expired on its 0% fee, so need to do balance transfer, but have just applied for 3 balance transfer deals on line and been immediately turned down. What can i do???? also i cant work out how much im actually paying off on my old credit card now (i pay £50 per…
Bank Switch...
Hi all, I currently bank with HSBC but i am thinking of switching my current account to Halifax for the £125 cash you receive as i am getting nothing through HSBC. I am just wondering if when i switch my current account will my HSBC credit card also be canceled or is this a total separate thing altogether? Cheers all.
Is it possible to renew an old credit card for a new 0% purchase period?
Can anyone help with the question below? I have been looking for a concrete answer but unable to get a clear answer on this. I currently have 3 credit cards that are/were 0% purchase. If I want to take advantage of the new 0% purchase credit cards from the same provider, am I able to cancel the existing ones and re-apply?…
can I balance transfer my partners cc debt to my new card?
We both have a vanquis credit card. The interest rate is horrendous. We both applied for a capital one card 6 months interest free for 6 months 3% charge on balance transfers. We can pay off the balance within 6 months so figure this is the best option but my partner only got a £200 limit but owes £450 can I transfer his…
Credit card balance transfer Vs Loan?
Hi, I have debt to consolidate and I want to know what is best to look at for the debt. Is it better to go for a 0% interest for x time on balance transfers or look at a loan to pay if off over a period of time? Any help would be great. Thanks
Exchange rates
Hi, can anyone help me please? I have a Halifax Clarity credit card and am trying to find out what the exchange rate to US$ is. They have the MasterCard currency conversion tool (https://www.mastercard.com/global/currencyconversion/) but this only gives the rate for the previous working day, rather than the day on which…
Credit card for car purchase
Hi folks, I'm 25 and have never had a credit card or purchased anything on credit/loan before. My car died last week, so I'm looking at used cars around £5500. I've saved up £4500 of that so I'll need to borrow £1k to cover the remainder, and it looks like a 0% credit card would be the best way to do this without getting…
Very basic 0% purchase question
Apologies, I have done some searches but still not clear. I am looking to book a holiday which will involve flights and a villa for the summer and just thought that we would possibly be ok to take out a 0% purchases card to pay for these things over a longer period of time and save my savings. Unless I have missed it, if…
Best way to pay off credit card?
I'm probably being a bit dumb but I can't work out which way is best to do it, I have a high APR card and would like to start paying it off, unfortunately I can't get a loan/card with lower APR anywhere else so my options are - save up and repay the card or pay more per month (on top of minimum payment) which would be…
Barclaycard
Hi ive messed up, I have 4 credit cards, which I am paying off, one has been cleared. Unfortunately as I owe about 10,000 on my Barclaycard and paying interest, the payments are high and half of it has been eaten up in interest. Unfortunately this month I could not make the payment I have been in touch with them who said I…
Putting credit cards on hold while ill
Hi all, Ive been awarded ESA for the first time in my life and am asking the credit card companies to freeze interest payments for now. Only contacted one so far and they were really good but this is what they want to see as proof: ESA letter (I have no problem sending them a copy). Bank statement showing allowance going…
Rewards credit card & PayPal
Not sure if some if someone can help me with this, I have a House of Fraser Mastercard. I earn 1 point for every £1 I spend. 1000 points let's me spend £10 in a HoF store. Previously Santander Cards dealt with this account and then last year New Day took over about October 2014. Every month my points awarded are wrong. I…

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