Credit cards

Archives for November 2010

which is best to pay off holiday, amex, mastercard or visa debit
Im currently deciding whether to pay of my package holiday with my amex, mastercard or visa debit card. I was wondering which has the cheapest charge. (i gain 5% for using my amex) (i gain tesco points for using mastercard) I was wondering which has the best protection against possible problems with flights etc. The…
Lloyds TSB Credit Card Account - Help
Hello All, First ever post, so hopefully it is in the right area. My partner has a Lloyds TSB credit card and it is unblemished in 25 years of using it. However we moved house at the end of August and we popped into branch and changed our address - first address change in 17 years - first mistake. The lady who changed the…
Credit Card advice
When I opened my student account with Natwest they gave me a credit card, it was only like £100 limit and a stupidly high APR in the end I never even bothered to register the thing because I didn't want to be tempted to use it. Last year the sent me a letter telling me unless I used it within the next week it would be…
Credit Report Discrepancies
Hi All Anyone know why there are discrepancies on my credit report? I pay for the monthly experian report and view it quite regular, no late payments, ever, everything fine and up to date credit score 999 out of 1000 I decided to get all 3 of my reports via checkmyfile.co.uk or some reason my experian report according to…
Very.co.uk
Hey, Not sure if this is in the right place, please move if not and im sorry. But i have just used mine and a friends account to purchase something off very.co.uk We then both got emails saying that we have been approved for a credit limit online. And on the my account details it has -£30, although we only spent 19.95…
Visa Electron Card Won't Work Online
Got a Visa Electron card from Halifax Bank of Scotland Have been using it online to shop regularly for things from both Europe and America. This morning, for example, I used it to pay £20 towards something I owed. This evening I tried to buy a Christmas gift for a friend and the site refused to let me purchase the item.…
Next Credit Account
Hi All I applied for a Next Directory and was accepted with a £150 credit limit, does anyone know how often they increase? I have paid both statements I have recieved straight away (so roughly two weeks before they are due) so no late payments recorded! Thanks :D
Sygma silver cards
I know that they give 30% credit limit increases at 3 months and then after a further 4 months. Does anyone know what happens after that ?
credit card for money transfer?
Hi there, I'm a British student about to spend some time in France as part of my degree. I've found a flat to live in through an agency and my mum has agreed to pay the agency fees and deposit but needs to use her credit card. They accept the agency fee by credit card fine, but I'm looking for advice about how she can pay…
Debt and Death
My brother in law died a week ago,he died intestate,he left credit card debts,monthly direct debits for mobile phone contract,car insurance etc. I would appreciate any advice on how to approach the debtors concerned. Thanks in advance. Jonah.
Purchased debt - advice much appreciated!
Just received a letter through the post from Lowell Portfolio with reference to a £450 debt they have recently purchased from Barclaycard. The debt is from about 2-3 years ago. Escaped Barclaycard originally as I had moved out to Australia. Now I am back in the UK and have been for 6 months. Letter is opened and I am not…
BoS & World Pay
Hi, I logged onto my online BoS page today and it seems they are shortly to get rid of WorldPay and you will no longer be able to pay via their website unless you have a current account. Anyone know why this is? I know I can still use DD, my own online banking etc. I had just got in the habit of paying via their site after…
Need advice
I recently lost my job and now on job seeker's allowance. I owe close to 7 grand on 5 different credit cards. i am getting conflicting advice on the best way to inform the CC companies about my situation and how i may not be able to afford payment till my financial situation improves. Has anyone been in this situation and…
Now Santander want to charge a dormancy fee on my Debenhams store card
I've just received a snailmail message headed Important Cardholder Information from Debenhams Personal Finance, a trading name of Santander. It's tidying up various legal bits and pieces (allocation of payments etc) BUT there's a nasty sting in the tail. If I don't use the card or have a zero balance for six months,…
Motorhome
motorhome facts changing a motorhome tyre is very complex. Not only do you need a jack, but you need to have specific knowledge of where you should place the jack so that you don’t damage the chassis.
Years with bank??
Hello everyone! Hope you are enjoying the snow :jI want to apply for a Tesco credit card however one of the questions they ask is years with your bank.... I do not know this!! One bank I have been with Barclays for around 10 years and with santander for about two years. With both banks I am not entirly sure how many years…
Very happy just got the Halifax clarity card but also Confused
I just received my new clarity card today. Rang them up to activate the card and also set u a direct debit to pay the full amount. Asked them what date each month the statements would be produced to be eligible for the £5 reward and the assistant was totally confused she didnt have a clue. Just told me I would have to ring…
CC Statement Date & Paying Off at End of Month
Hi all, A thread I should have started ages, I make all my daily purchases on a credit card and pay off in full at the end of the month. Currently I manually do this (I get paid second to last working day, when I do, the credit card gets paid off.. wait a few days untill the payment has gone through and balance is £0 then…
HSBC security forms
Hi. I'm just wondering whether HSBC actually send out customer security forms, because I got one a couple months ago, it came 2 months after I got the letter that tells me that my account is ready to go. I've completed it and sent it back (I can't really remember if it asks me for personal details) and they sent me a…
cash plus card
Hi, was wandering whether anyone could advise; my husband and I both are looking to rebuild our credit files post bankruptcy. We are looking at doing this with a cash plus pre pay card, but will we need to take out one in joint names or x2 cards in separate names in order for both our files to benefit? at a £4.95 fee each…

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E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
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E.on Next to cut winter bills by up to 50% for some existing customers on low incomes – here's what's happening
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