Credit cards

Archives for June 2009

barclaycard-warning
just received my new statement payed 2600 off a 2700 balance last month statement shows reduced credit limit to 600:mad: was hoping to get a bt off another account not worth it now for 90% of 500 if id of known id of paid it off a halifax balance instead
Just got my first credit card
Looking to build up my credit rating and go self employed (builder) in 4 or 5 years. Just turned 18 yesterday, applied tonight and got £800 limit on RBS credit card at 26.9% apr. This a good deal folks? I think so.
Lost concert tickets paid by CC are we covered??
Help!! I am wondering if anyone knows if purchase protection covers things like concert tickets? I bought DD a ticket for a concert in October but think they have been accidentally recycled! The ticket was £30 and i paid by credit card in April I was wondering if there is a way to clim for it?
Freemans credit account
Wonder if anyone has info on how Freeman's work in offering a credit account? I requested a catalogue a few weeks ago, that was sent, also the literature that came said there maybe £300 credit available. Anway, I didn't bother I ordered and paid with my debit card. But this Monday, me thinks oh I will order again, but ask…
barclays verified by visa help
been on hold to their 0870 helpline for 1 hour10 mins!! (then my battery on the cordless went dead):mad::mad: Has anyone got an email address for them?:confused: ta
Barclays premiership card
Back in 2003-ish I opened a Barclays Premiership credit card account with 0% interest for the life of the loan. I had to use the card for £1 per month and set up a payment through MoneySavingExpert.com with some of the money going to charity. Unfortunately this payment has been cancelled by PayPal because the card security…
Post Office CC Question
I have recieved my card and pin number but no details to manage the account over the internet. A question to other people on here who have this card. Did you receive the details after the card and pin?
Late Payment on NatWest credit card
I have a NatWest credit card with a limit of £700 and a current balance of around £350. As this month was a particularly expensive month, I could only afford to pay £20 off on the card, and so did this over the Internet about a week before the bill was due. Or so I thought. Received a letter today from NatWest detailing…
Debit Card Protection
Hi, I'm not sure if I'm posting this in the right section but I've had a quick look through and can't find anything that answers my question. If I have paid for something by debit card but was overdrawn at the time of making the purchase am I able to claim the money back from my bank? I was only overdrawn at the time of…
Sky Card Dead?
Logged into my SkyCard account this morning, no hint of anything wrong. Then this afternoon, a notice appears on their site - they are shutting up shop! Then, 10 minutes later, the notice is gone! It's back to normal! The gist of the message was that Sky and Barclaycard are no longer going to be offering SkyCard, and…
Abbey Zero Card - how long does it take?
I have not got a credit card so I applied for an Abbey Zero card 21 days ago because it was recommended as a good one to use abroad. I have heard nothing at all from Abbey. Rang them twice and they just say it is being processed and I should hear in 7 to 10 days (that was today). I need a credit card to use now. Should I…
Egg Anniversary - Only available for 24 hours
I already knew my anniversary was coming up as asked them via a message. However was very surprised that when it was activated on my account that it was only available for 24 hours. Anyone else noticed this?
MBNA / Virgin Existing Customer Offers
Rang Virgin to see what offers or deals I could get on my Virgin Card. Now bear in mind I am in solid employment, with no late payments, a decent credit limit, and a zero balance heres the response I got. Balance Transfer Deals = None Balance Transfer Fees = No deals. Offered at 5 % Any APR reductions = No. The 18.9 % is…
Withdrawing cash... then transfering a balance
Hi Does anyone know if you can legitimately do this? If I withdraw cash on a credit card I already have, then take out a new one with 0% on BT, is transferring the "cash" balance the same? Can I do this? Thanks
Egg Money Card Warning
Hi Apologies if this issue has already been raised. There was recently a change to the ts & cs on the Egg Money Card which may affect your wallet. I have a large positive balance on my Egg card (to take advantage of their now defunct 4% interest rate). I used the card to withdraw cash because under the old Egg ts & cs you…
Nationwide - repeat offers?
Hi everyone, I have Nationwide c/card (0 balance for over a year - only used when going abroad), M&S c/card that I currently use for slow stoozing (0% runs out beginning of Sept) and MBNA that is for OH's balance transfer (0% runs out Sept). Now, I will need a balance transfer for the MBNA so I will obviously have search…
Do HSBC offer credit card PPI?
As subject. I have an HSBC Mastercard with £2000 balance, and wish to insure against job loss.
Egg Card
I have a balance with Egg credit card and was one of the thousands that they decided to bin because we paid on time and didnt incur any charges. If I log onto my account it still shows my original credit limit, on my credit file it shows the same but the thing is that means it is included in available credit which impacts…
Nill balance credit cards and credit scores
Hello, I'm just wondering if someone can answer this question. I have two credit cards that I've paid off and wanted to close the accounts so that my credit rating doesn't dive-bomb because it looks like I have too many credit cards. However, when I called one of the credit card companies the person said that it doesn't do…
Halifax hidden charges...
:mad: before going on holiday last week, i decided to purchase my euros online from the post office as they would deliver to the branch up the road, a fantastic service... however, i paid for it using my halifax one credit card as i do with all online purchases. when i went to pay off the £600 pound charge from the post…

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