Credit cards

Archives for January 2006

2% charge for BT
Hi Are there any cards out there that do not charge a fee for balance transfers. I have just been accepted for a Lloyds credit card with 9 months interest free but they will charge me 2% ( about £62) to transfer the balance. Any advice would be appreciated.
tidy up with my credit cards
as it happens i have been taking advantage of 0% balance transfers and have now got a collection of credit cards. they are as follows mbna europe 3k egg 4k virgin 5k sainsbury 3.5k mint 8.8k abbey 5.9k monument 3.5k halifax 7k nationwide 4.2k beneficial 3k intellifinance (part of halifax) 3.9k want to reduce it down to 4…
Amex blue
Hi. I've just applied for the Amex blue but there is no mention of the introductory offer on the agreement that I sign and send back. Does anybody know if I will still get the 2% introductory offer?
Egg Declining Transactions
For some reason unkown to me four transactions on my Egg Money account have been declined yesterday and today. My balance owed is £400 and my credit limit is £5600. The account is not in arrears. I have queried each declined transaction when they happened using the Egg online Secure Messaging, the first nearly 40 hours…
snowballing??
Hi, Can someone point me in the right direction to the "snowballing grid", at least I think thats what it's called? The one that helps you determine how long your debts will take to pay off!! I saw it a few months ago but cant remember how I got there. Cheers
Anniversary offers.
Is Egg the only card which does anniversary 0% offers ?
Setting up standing order to HSBC mastercard?
Hi, Just got my HSBC credit card and bal transferred funds. They sent me a direct debit mandate to complete. However, I would rather set up a standing order from my bank account and manage the whole lot online myself. I went into our local branch yesterday to ask for the details of their card services collection account,…
Speedcard
Got a mailshot from Speedcard . This is a VISA Electron card which you preload before you spend on it. At first I thought it might be quite a good idea because companies like Ryanair charge extra for using a debit or credit card, but not for VISA electron cards. But then I read further: - £9.95 application fee - £2.45…
0 % balance transfer cc
can anyone tell me the best 0 % BT credit cards that are on offer at the moment thanks
CC with Payment protection – Lost job.
What is the best procedure for a barclaycard with a 1000 on it. paying about 15.8% APR Just lost there job. Is it worth putting in a claim with the payment protection or use 0% balance transfer option I have. Likely to get temp work pretty soon.
Credit cards on benefits
Are there any credit card companies that will let you include benefits such as tax credits, as your income on the application?
Help! Cant transfer balance off card
Hi, << Sorry missed the stoozing sub board in my eagerness to post - happy for a mod. to move this if required >> I recently managed to secure £7000 interest free for 9 months from Lloyds TSB. I promptly transfered this onto a Sainsburys Bank credit card with the intention of a) getting a cheque off them or b) closing the…
Can't even get a Barclaycard Initial
I have no credit history and there is nothing bad on my credit files (I've checked them). I have a good wage, I'm on the electrol role, etc, etc and I've read the articles on here about improving your credit score and have done everything I can. I applied for two decent credit cards a few months ago, but got turned down…
RBS card
Just been into my local branch and they're plugging their credit card with 9 months @ 0% and no balance transfer fee. I already have a Mastercard with them. Do you think it's worth ringing them to see if they will swop my Mastercard to a Visa to get the 0% deal. The girl at the counter didn't know and she suggested I just…
Sneaky counteroffer from CapitalOne?
Hi there, I recently applied for CapitalOne's No Hassle card at 6.9%, including a £4000 BT from my HSBC gold card. I duly received a letter several days later stating that I was tentatively approved, subject to me mailing them 2 documents proving my address. I posted the documents two days later. Now today I receive a…
Transfers
i have three cards. mbna.£4800 cap 1 £700 Lloyds £800. the only problem one is mbna,who refuse to stop interest or lower it.is there anyway of getting another card and shifting all the debt to the one card.i did apply quite a few months ago but got turned down. any help would be grateful.....
Setting up payment of Credit Card by DD
At present my cut off date for my monthly credit card statement is 21st of each month with payment due date being around 9th or 10th in the next month. On april 3rd i am going on holiday for 2 weeks and and because I currently get paid by cheque on 30th of each month my wages won't have cleared in time to pay the statement…
Credit card for using abroad only
I'm going to South America for 2 months soon and I need to get a credit card to take with me. I've never had a credit card and don't really know anything about them. I plan to set up a direct debit to pay it off in full while I'm away and don't anticipate not having enough money to pay this off in full. There are a few…
BMI offering 20,000 miles
My apologies if this has been mentioned already but I've been away for a few days. At the airport I was approached and offered a BMI credit card which would give me 20000 miles or a free trip in Europe. It seems that all you need to do is spend £250 on the card in the first 90 days. I didn't get all the information,…
What is best credit card to get on 0% to reduce my mortgage with?
Hiya I have read up on stoozing and just wondered what credit card i can get that i can use to make a payment off of my ortgage at 0% to save interest? I am debt free (apart from my mortgage) and i am disciplined to remember dates so will not slip up BUT i need to know which cards i can use to actually pay an amount off my…

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