Budgeting & bank accounts

Archives for February 2022

Nationwide offers refunds after technical glitch delays payments again – what you need to know
Thousands of Nationwide customers have once again seen delays to payments in and out of their accounts today (28 February) after a technical glitch slowed certain transactions. Read the full story: Nationwide offers refunds after technical glitch delays payments again – what you need to know If you haven’t already, join…
North British Credit Ltd
As anyone heard of North British Credit ? I have found a certificate of insurance for my Mum dated 1985; for life insurance but I can’t seem to find any details about who took this company over. I have policy numbers and account numbers but no way of seeing if they are worth anything to Mum who is now 83. Thanks
Business and personal accounts with the same bank?
Hi, I have a business account with Starling and i was looking to open a personal account with them too, along with a joint account for my OH and I. Is having the 3 accounts with the same bank a good idea or could i run into potential conflicts i.e. security issue with one locking me out of the other two, insufficient funds…
Warning: Fineco Bank no longer use unique IBANs for different currencies
Just giving a heads-up to Fineco Bank multi-currency account customers, because it appears Fineco Bank has NOT informed any of their customers of this change (I certainly wasn't). Basically Fineco no longer use a unique IBAN for each of their supported currencies, they now have a single IBAN and any forex payment received…
First Direct issue - debit card payments failing to Interactive Investor
This issue must be affecting hundreds of First Direct customers. Interactive Investor told me last week that they have been unable to receive debit card payments from First Direct for a week (so that is now over 10 days). They said the issue is with the implementation of new security features by WorldPay. It means that…
reporting suspicious transactions - POA
I have an ordinary (not lasting) Power of Attorney to help my aged aunt with her finances. I've noticed a lot of suspicious transactions on her account over the last 18 months, all in USD and some for more than £1k. She says she has no idea what they are. Her bank is refusing to le me report these transactions, and says…
Foreign draft
Hi. Does anybody know if there are any banks that still issue foreign bankers drafts? I need one in US dollars.
ATM Limits help
Good evening, I bank with the Co-op, the biggest issue being that my nearest bank is a 2 hour round trip. I need to pay a painter £1000 next Wednesday, but I am limited to cash withdrawals at ATMs of £250 a day. Plus, I don't get paid until Monday, so I cannot feasibly withdraw money until then. Is it possible for me to go…
Difficulty having small pension sent abroad
My friend lives in St Vincent and the Grenadines and is having difficulty receiving her very small monthly pension payments, due to her bank needing an intermediatory bank to receive funds and Aviva won't use that. That along with exchange rate renders her £75pm payment much less. I wondered if she can open a UK based bank…
Help in paying a bill for a sick man.
My brother in law who is single has Parkinson's which means he cannot speak very well and what he can say is a whisper, he also is unable to write. He has been in a nursing home for the past 2 months for which he has just received his first bill, question is how can he access his Barclays bank account to pay because these…
Nationwide FlexDirect Current Account Application Problem
We have some other NW accounts but not a current account, after seeing they are offering 2.5% on the Flex regular saver but only if you have a current account so attempted to apply for a joint Flex Direct account so as to have two Flex Regular Savings accounts.The application asks me to log on to apply which I did, but…
Getting paid in euros but live in UK
Hi, I’ve been offered a new job in Dublin. I have the opportunity to move over there (I currently live in England) or work remotely and stay living where I am, with the odd trip over. It’s a maternity cover so I’m thinking I might go out there for the year as a bit of an adventure but I’m still undecided. If I stay here…
Post Office Linked accounts feature being closed
Hi, With the notification from Post Office that Linked accounts will be closed in March, I am looking for alternative accounts which allow direct debits deposits from other banks. (to satisfy the 2 Direct debits that some current accounts require) Can anyone recommend any accounts which still allow DDs to be counted from…
CIFAS concern
Hi, I have multiple bank accounts with different banks. If one of them closes my account and puts a CIFAS marker will the other banks dump me as well? In the above scenario can I take out my money as cash?
bank with lower currency exchange fees?
I am now in receipt of a Canadian dollar monthly pension annuity cheque as well as a USD direct deposit each month for which my bank (Natwest) charges over £10 each to convert to £. Is this standard or is there any way to avoid such large sums. Is there any bank that charges less?
Bank wont accept my cheque, name on cheque differs to account name
Long story short, I have received a cheque from Shell energy after they took over Green energy. I am no longer with shell or green as Octopus have taken over. I got a cheque refund for money they owed me. However my bank account name is slightly different to name on the energy account. My bank are refusing to take the…
What is the best deal for a new joint bank account (not switching accounts)
My wife and I have always had separate accounts (been together 15 years) and it's worked fine so far. We both have our own houses which are rented out and up until this week, we have rented a third house together and I have been responsible for making all of the payments (she will transfer me a lump sum to meet half of the…
How do you make a building society accountable who has paid the estate money to one joint executor
The building society has paid the money from my late father's account to a joint executer with me, and she has disappeared overseas with the money and is untraceable. My money owed from this account is gone. The joint executer has taken no part in administration of the estate, and the debts are forever mounting, the debts,…
Smile bank known problem
Just a heads up to any Smile bank users who look at their account and think some credits have gone astray. They maybe haven't as the bank is having problems with some accounts not showing all entries in January and February. The running total is still correct and the missing entries can be seen by downloading and viewing…
Huawei and Issues With UK Banks
I am having an absolutely terrible experience currently with my bank and wondered if anyone else out there has experienced something similar, and possibly if there is any advice for what I can do. Simply put, I do digital advertising for Huawei Appgallery which is similar to the google play store. When I receive payment…

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MSE News

Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime.
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.
Octopus Tracker energy tariff – could it save you £100s on your energy bills?
The Octopus Tracker tariff is not right for everyone, but if you're willing to regularly keep track of daily price changes, it could mean big savings.
Ocado shopper? Christmas delivery slots are launching this week – here's what we know
Ocado is opening up its first round of Christmas delivery slots this week.
Last chance: Stock up on standard first-class stamps before prices rise by 14% next week
You've got just days left to stock up on first-class stamps before prices rise by 14%. From 2 October, the cost of a first-class stamp will be hiked to £1.25 – but if you buy stamps at their current price this week, you'll still be able to use them later.
'Unfair' standing charges need to go: MPs back Martin's and MSE's calls for energy bill overhaul
Energy standing charges unfairly penalise households on lower incomes and those looking to cut their usage, a cross-party group of MPs have said in a new report published today.
NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.

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