Budgeting & bank accounts

Archives for April 2021

Missing share dividends
Equiniti sent our first share dividend since 2002 to a closed Barclays account, equiniti say Barclays have to sort it and Barclays say equiniti. Barclays have reissued our account number and won’t help
Unknown credit
Hi, Wednesday I received a credit from CLT GBP EME-PAYOUT. Refs Widhdrawal Ovalmon for £55. My father received £15. I don't know where is this credit coming from. Anyone know what this credit is for? Thanks MS
HSBC app notifications - money in and out?
Hi MSE, I've just had push notifications for HSBC app enabled on my android device, so that HSBC tell me when I've got money going in or out of my accounts. That's in theory - in practice it's only notifying me of money going out, even though it should do both. Has anyone got notifications going both ways? Within the app I…
Can’t open business account, any advice?
We have a ltd company and urgently need to open an account, however we have two directors and no bank we have spoken to (Barclays (we are premier customers privately but that doesn’t help us at all), HSBC, Lloyds, Metro, revolut) will do it. Can this be real? They say that due to covid they are only accepting online…
Can any bank app show instant notification of Halifax Clarity credit card spend?
The Halifax app only notifies of debit card purchases not credit card. Can some other bank's app do this using the open banking data sharing or does that not work with credit cards? Is Curve the only option in this case?
Which current account safest for ebay's managed payments?
Ebay's new managed payments process is requesting bank accouunt details before I can list items for sale. Paypal is no longer allowed for selling. Users have been invited since last year and there are some real horror stories for those who changed to the new system and their banks closing accounts. The presumption is these…
Why did/would you switch current accounts?
Pending transaction (who’s at fault?)
Hi there guys and gals. I’ve just got a quick question that I hope can be answered by the people on this forum. I currently work at a petrol station and we have feature that gives you three option to “pay at the pump” instead of coming into the shop which is a good idea in theory but sometimes we have the issue of every…
Barclays UK refund
I've just discovered £566.55 in my Barclays bank account this morning. It says "Barclays UK Refu" and there's a reference with a 6 digit number and BARC refnd * tfr. I don't recognize any of this, I've never claimed anything. I have a bank account, mortgage, and credit card with them. I've been with Barclays for 10+ years.…
Best joint account for household bills
I’m after opening a joint account with my partner to make paying bills etc easier. The account will mainly be used to just have the household bills coming out of it, mortgage, council tax, electric etc. It will be an additional new account rather than switching another one, so I’m guessing we won’t be entitled to any of…
bank closing my account with no explanation
Hi I'm looking for some advice from someone with knowledge about banks.could you help please? short story is, that I'm self employed business I buy in uk second hand clothes and I sell to Poland and Lithuania.turning over 1 mil per year.all was good but Loyds just send me a letter to tell me that they not want to bank with…
MSE News: More shops to offer cashback and Post Office opens 'bank hubs' in access to cash trials
A pilot scheme in eight towns across the UK will test new ways to boost access to cash in local communities – with measures including local shops offering cashback, new 'bank hubs' in Post Offices and more free ATMs. And while it's a small-scale trial at the moment, if successful these measures could be rolled out more…
Can't close dormant account - Lloyds keeping money
My husband and I both had Lloyds Bank cash ISAs and a smallish balance was left in both accounts when our local branch turned into a TSB. Lloyds transferred our account to a branch 35 miles away. We wanted to close the accounts but were told that we would have to go to a Lloyds Bank some distance away which wasn't…
Missing Bacs payment after current account switch
Hello, I recently did a current account switch from Santander to Monzo and was told any BACS payments made will be automatically redirected. I had a payment that was paid in last week and was confirmed by the sender to be paid in on Monday 26th however neither my new bank or old bank can see this payment. It was a payment…
HSBC csv/excel statement download stopped, HELP!!!
I've just found out, to my horror, that HSBC has stopped allowing retail banking to download as a csv /excel compatible file. Apparently, they stopped about a year ago. Is there a work around? I won't be able to do my accounts easily and it makes monitoring/review of my expenditure over the course of the year much harder.…
International money trnsfer
What is the best way to mitigate poor exchange rate transferring over £100k to an Australian bank account from a TSB UK account?
Are TSB ever going to fix their online banking?
Both TSB's main domain at tsb.co.uk and their online banking at internetbanking.tsb.co.uk have been intermittently unreliable for months - the servers just stop responding for a while showing a can't find site message in the web browser. I can see them getting hammered about it on Twitter, but they just come back with…
Can you still pay in a cheque via a TSB ATM
I have a cheque with a small value, £30, can you still pay in cheques via the ATM machine on the outside of the bank. Last time I did this was when the bank was LloydsTsb branded and that was about 2013. So instead of a wasted journey, does anyone know if the TSB still operate this service?
Pay in full with 5% discount or 36 months interest free?
Hi there, Kind of a quiz question here, 😅 Im trying to make sense of this and can’t really work out which option is more financially sensible. I will shortly have a major works invoice for £4.8k. I can chose to either pay in full, in which case I will get a 5% discount or in 36 months interest free. I could pay in full and…
Am i reposible if a Direct Debit is not taken
My girlfriend has a Direct Debit set up with the DVLA, the payments were made without issue throughout the previous year. The DD is active but no payments have been taken for the last two months. She has been made aware of this through a Penalty for failure to Tax the vehicle notice with a fine attached. The DD has not…

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MSE News

'Unfair' standing charges need to go: MPs back Martin's and MSE's calls for energy bill overhaul
Energy standing charges unfairly penalise households on lower incomes and those looking to cut their usage, a cross-party group of MPs have said in a new report published today.
NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.
Martin Lewis: Are you an E.on customer? Here's an easy way to cut what you pay for energy
E.on Next's 'Pledge' tariff could be an easy way to cut your bills over the next year, according to MoneySavingExpert.com founder Martin Lewis.
Martin Lewis: Urgent warning for savers as base rate held at 5.25%
You should open a fixed savings rate NOW in case rates are cut, MoneySavingExpert.com founder Martin Lewis has warned.
Second cost of living payment to be paid from 31 October – here's who qualifies and how much you'll get
Over eight million households on certain benefits and tax credits will receive their second cost of living payment from 31 October.
E.on Next's Pledge tariff costs £50 less than the Energy Price Cap – should you switch?
E.on Next has launched an energy deal for existing customers that costs around £50 a year (around 3%) less than the Price Cap for typical users, making it one of the cheapest deals available.
Workers aged 18+ could benefit from a hidden pay rise in future as new pension auto-enrolment rules get the go-ahead
Workers aged 18 and above may benefit from a 'hidden' pay rise in future as the Government now has the power to lower the age limit to be automatically enrolled into workplace pensions from 22 to 18.
Find HIDDEN supermarket discounts in the ‘world foods’ section – up to 80% off herbs, spices, tinned goods & more
You know the old saying, 'it's not what you know, it's who you know' – well, the same can be applied to navigating the aisles of your local supermarket – in this instance, 'its not what you shop, but where you shop'. We’ve uncovered baby aisle bargains and how you can save by crouching down . Now we’re unearthing secrets in the ‘world foods’ aisle…

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