Budgeting & bank accounts

Archives for March 2020

Banks stability in current crisis ( CV )
The Coronas virus is causing mayhem with the worlds finances - will the banks remain stable or should they be a concern ?
Two trading names and one business bank account
Do any banks allow a non limited business to take payments under two trading names into the same account?
Missing Debit Card Repayment
Hi, I did a bit of matched betting over Cheltenham and found myself with £1K+ in my Exchange Account. I withdrew my balance to my Debit Card, linked to my Current Account and now 17 days later, my money is nowhere to be seen. I have lost track of the number of phone calls and e-mails to both my Bank and the Betting…
Santander: Cancelled Card
My debit card was declined in a local supermarket at 2:15pm today - luckily, I had enough cash to pay. When I called Santander to ask why, they said that they'd cancelled it as some perp had used it at 4:50am to buy an O2 top-up. I'm puzzled as to why I couldn't have been informed automatically, as soon as the card was…
Lloyds bank second current account
Hi, new to this forum. Apologies if this is not the correct section for this query. I'm trying to open a second current account to manage self employed(sole trader) bills with a bit of ease for taxes. I currently have a current account with Lloyds Bank. I'm aware of the 85k protection limit per banking organisation.…
HSBC online log in not sent
I've just switched to HSBC with the recent offer, all went through on 16/3. Not been sent security details to log on. I know there was a surge of applications and now there is an influx of people contacting the bank for payment holidays and a reduction of staff to deal with queries. How do I get my online log in? I know…
Revolut closing account while abroad?
I have the next situation which I will try to briefly explain: I opened my Revolut account 2 years ago, I remember back then I gave them my passport (which is from Spain). I moved last year to Sweden to study… I never informed Revolut (here is my first question, is Revolut only for residents in the UK?). Anyway, my real…
Moving £4k into LISA at start or end of tax year?
Hi, I have a Marcus account, Moneybox LISA and Nationwide Help To Buy ISA. I max out the HTB each month (£200) and max out the LISA each tax year (£4k). The Marcus account is where most of my savings are and I move £4k across into my LISA from my Marcus account each tax year. I also use the HTB account as a savings…
First Direct withdraws Current Account
With all of the hype that normally surrounds First Direct I'm surprised that hasn't been any comments or notification, on the forum, that they have withdrawn access to their current account for new customers. This is said to be only temporary during the coronavirus problem so they can concentrate on serving existing…
TSB login changed
Previously you had to enter ID and password on the first screen, then 3 characters from the memorable word on the second screen. Now you enter ID only on the first screen, then password and 3 characters on the second. This seems a rather pointless change and it will break some auto login sequences. But worse than that they…
Accessing each other’s bank accounts
Hi, looking for some advice. Given the current pandemic my adult son and I (he still lives at home) want to ensure we can access each other’s bank accounts in case of incapacity/death. Can anyone advise how we go about this? We are both with Barclays. Thanks.
Help with recent money
Hi all, I am so sorry if I have posted in the wrong section but I couldn't find a previous post regarding this in recent times with all going on in the world at the moment do please accept my apologies. I have today received a short windfall of around 4,500 pounds and we are currently saving for a mortgage deposit for our…
Natwest £175 cashback for select account
Hello Just had confirmation that my Natwest select account is opened and switch is in process from original current account and will be completed by 2nd April 2020I originally applied to open account on 11th March 2020 so has taken 3 weeks to openI know the original £175 cashback mentioned needed to be opened and switched…
Barclays double blue rewards
Hello, Does anyone know if it's likely Barclays will offer double blue rewards soon? Is it a yearly thing or just as and when? I'm looking up switch but I'll hold off if anyone knows if they might be offering double rewards soon. Many thanks
Switching account
I want to switch my account but I have a loan account with my existing bank. If I switch will they cancel the loan agreement and force me to pay the remainder (3K,and 18 months to run) or will I be able to make the payments on the loan via Direct Debit from the new account?
Will banks increase cheque pay in amount?
My Father has received an insurance cheque for £2,500 however Halifax only allow cheques up to £500 to be paid in online. Has anyone heard if banks will be increasing the allowed amount as people cannot get to the branches/or they are closed? Parents over 80 years old so am self isolating with them and not going out.…
Nationwide in branch statement
Hi Would anyone know if I'd be able to get a fully upto date bank statement from a nationwide branch? Both myself and my wife have account there and normally get our statement on the 3rd and 19th of each month (we've received both). However we'd like a statement on the 31st showing our pay go into our bank accounts on the…
Euro Bank Account in UK for Coronavirus: what do you suggest?
I have this problem. I have an euro account with an online bank. I want to move to a standard bank. Now i'm a bit worried because i've read that this account is not fully protected. As you know standard banks are protected up to 85K pounds. So i wanted to move my savings to 2 euro bank account in UK. I know that some…
Confirmation of Payee (CoP): how do I find out what name my bank has registered me with?
All the discussion about CoP seems to be about how to use it to pay other people, but what about how to use it for other people to pay me?What name have my bank registered for me? How do I find out?Please don't tell me to look at some form I might or might not have filled in when I opened the account. That was years ago.…
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MSE News

NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.
Martin Lewis: Are you an E.on customer? Here's an easy way to cut what you pay for energy
E.on Next's 'Pledge' tariff could be an easy way to cut your bills over the next year, according to MoneySavingExpert.com founder Martin Lewis.
Martin Lewis: Urgent warning for savers as base rate held at 5.25%
You should open a fixed savings rate NOW in case rates are cut, MoneySavingExpert.com founder Martin Lewis has warned.
Second cost of living payment to be paid from 31 October – here's who qualifies and how much you'll get
Over eight million households on certain benefits and tax credits will receive their second cost of living payment from 31 October.
E.on Next's Pledge tariff costs £50 less than the Energy Price Cap – should you switch?
E.on Next has launched an energy deal for existing customers that costs around £50 a year (around 3%) less than the Price Cap for typical users, making it one of the cheapest deals available.
Workers aged 18+ could benefit from a hidden pay rise in future as new pension auto-enrolment rules get the go-ahead
Workers aged 18 and above may benefit from a 'hidden' pay rise in future as the Government now has the power to lower the age limit to be automatically enrolled into workplace pensions from 22 to 18.
Find HIDDEN supermarket discounts in the ‘world foods’ section – up to 80% off herbs, spices, tinned goods & more
You know the old saying, 'it's not what you know, it's who you know' – well, the same can be applied to navigating the aisles of your local supermarket – in this instance, 'its not what you shop, but where you shop'. We’ve uncovered baby aisle bargains and how you can save by crouching down . Now we’re unearthing secrets in the ‘world foods’ aisle…
Virgin Media to hike prices by 13.8% for millions of customers – but you can leave penalty-free
Millions of Virgin Media broadband, TV and home phone customers will see their bills increase this spring by an average of 13.8%.

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Budgeting & bank accounts

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