Budgeting & bank accounts

Archives for February 2020

Barclays Current Account and Blue Rewards
Ive just been upgraded to a Barclays Current Account after having a Basic for so long. I had a quick look at some benefits and they do have a blue rewards scheme. Does anyone have this or have experience of using this
Natwest switch
Would a co-op cash minder be eligible to be switched into my Natwest current account to take advantage of their offer? Or would I have to use my Barclays current account then re-apply to open a Barclays account?
Bank account for special needs
My son has just turned 18. I am looking to open him a current account. He has special needs and needs a lot of support with his finance. I need an account that we both have access to. He is currently in full time education and will probably stay in education for several years. Due to his needs and health issues he is…
Second Lloyds current account
My Lloyds banking app keeps prompting me to open a second current account, but then rewords this "apply" for a second current account. Assuming there would be no problem opening it, are there any disadvantages to opening a second account? Would it have any effect on my credit score? Does it matter what I use it for? Has…
DVLA direct debits
Just canx 3 direct debits to DVLA for cars no longer owned... when you advise DVLA of SORN or selling they don’t automatically stop taking the money from your account. Stupidly I had not cancelled direct debits. I’m sure I won’t be the only person.
I've just been changed to monthly pay from weekly pay and I hate it
How do people budget when going from weekly to monthly pay? Weekly pay offered me much more flexibility to cover life's costs but now I'm struggling to make my money stretch the whole month.
Bank account with 2 cards for shopping
Hi, Myself and my wife have a joint account for paying mortgage and other bills including life insurance/pet insurance etc. What we would like, is a separate account for shopping, so we can have, for example £80 transferred into it per week so when either of us are out we have a card we can use and we will never go over…
How much cash do you still use and how (card) light is your wallet?
I was talking to some of my colleagues at work and discovered that many of them still use cash quite often, and carry a lot of physical cards (not only debit and credit, but also rewards cards) with them, and they don't use Google Pay/Apple Pay/mobile pay features. I don't think of myself as being the first one to adopt…
Wages never arrived in bank?
I have worked for the same firm for 6 years, never had this issue before. Its a small business and we are paid vis faster payments. It gets paid on a Thursday in the bank around 1pm. Anyway never arrived yesterday, I asked my co-workers, there's all arrived although none are in the same bank as me. I phoned the bank, no…
Can I move money onto sons Monzo Card?
Hi my son is in Asia at the moment. His phone has broken so he can't top up his monzo card and is desperately short of money. He has borrowed a phone to send an email asking me to top up his monzo for him. I don't have any account details for him. How safe would it be for him to send his account details to me on a borrowed…
Starling Bank - Mobile Cheque Deposits
Just received an email that mobile cheque deposits are being introduced in the Starling app soon. This has been a long awaited feature for me and means I can ditch an account held elsewhere used solely for that purpose.
Metro Bank corporate depositors
In the business part of the Times newspaper today it said that total deposits in Metro Bank last year fell by over £1.2 billon as corporate depositors which are not covered by the deposit protection scheme pulled their money out . My question is who or what are corporate depositors ?
Simplifying as we get older
Is anyone doing this? Most of my cash savings are now with NSI and Hargreaves Lansdown active savings. i have a lump of current accounts that were previously worth having but now probably more admin hassle and I need to consider my wife if she outlives me, which she probably will. Anyway, this is what I have and my…
Who's Fault?
I am writing on behalf of my mother who is disabled and in her 60's. This morning she called a taxi to take her to the local cash point attached to the post office to withdraw some money to pay her bills and do shopping etc. The cash machine is a link and owned by cardtronics uk ltd and when she put the card in it…
Funding for scheme to help bank transfer scam victims extended to December - MSE News
A temporary funding arrangement for a scheme that reimburses people who are tricked into transferring money to fraudsters will be extended until the end of the year... Read the full story: 'Funding for scheme to help bank transfer scam victims extended to December' Click reply below to discuss. If you haven’t already, join…
Saving with plum
Hello Could any one advise me on a budgeting account called plum is it as good as it says I'm abit reluctant to join untill I get some advice thank you
RPI and CPI
what was the average of rpi and cpi 2019? trying to work out wage rise. cheers
Barclays online banking
I simply would like to transfer some money from my 'Barclays Bank Account' to one of my Barclays Savings Accounts..... It seems the 'Barclays Bank Account' does not allow you to do this? A message comes up saying I need more than 1 eligible account, whatever that means. What determines an eligible account and how do I find…
Was anybody referred to switch to Nationwide recently? Switch reference number format question
Idiots from Nationwide say in the online form "you’ll be given an 18 digit switch code beginning FSW".Well, it's clearly not 18 digit as FSW is part of the code followed by "I" in my case. This wouldn't be a problem if after 12 digits the penultimate character wasn't a letter "J". And the last one is "0" or "O" that are…
saving for HTB loan vs overpayments
HiNew build house with mortgage for 35 years 170k, 5y fixed 2.13 %, plus HTB loan 45k (first five years 0%).My plan was to save this 45k to pay off that loan (or at least as much what I can, min20k) but I am not sure if this is the best way for me. I was thinking that maybe making regular overpayments will be better…

★ ★ ★ Meet your Ambassadors

MSE News

Have yourself a MoneySaving Christmas… starting with the best way to bag a cheap, sustainable Christmas jumper from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, and then feel pressure to buy a new one the following year. That's neither sustainable nor MoneySaving, so what can we do about it? I have a few ideas...
More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
New scam ad protection measures to be introduced by Facebook, Google and more – changes Martin Lewis has long called for
New scam ad protection measures, such as two-click reporting and verification for advertisers, are to be introduced by major tech firms, including Amazon, Facebook and more.
Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 276 of their bank branches in 2023 and 2024 after Lloyds announced a further 45 closures today (Wednesday 29 November).
'Unpredictable' broadband and mobile price hikes should be banned, say Which? and Citizens Advice
Broadband and mobile firms should be banned from hitting their customers with unpredictable mid-contract price hikes, consumer group Which? and charity Citizens Advice have said.
Martin Lewis: Do you have a Power of Attorney? It’s crucial protection – not just for the elderly – and more important than a will
Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live.
Second cost of living payment paid to millions – here's who qualifies and what to do if you haven't got yours
More than eight million households on certain benefits and Tax Credits have now received the second third of their £900 cost of living payment.
50+ beauty dupes for big brands including Elemis, Charlotte Tilbury, and Fenty
At MSE, we’ve challenged you to ‘downshift’ your grocery shop for years (check our Downshifting Guide ), but you can also save on make-up and beauty products by downshifting from brands to much cheaper ‘dupes’ – lookalike products, where often even the packaging is similar to the expensive brand.

View All

Budgeting & bank accounts

Discussion List