Budgeting & bank accounts

Archives for November 2017

TSB Swith offer
Hi all, I tried to switch my Barclays basic account to the TSB £200 account offer but I was declined. Any idea why & what I can do about it?
Smile! Or not
Received an email today from smile,who I have a low volume account with,telling me that following the BofE announcement etc..... they're putting up my saving rate by 0.09%. Well I'm not smiling, and I'm off to get £125 from first direct. Goodbye offshoot of co-op.
M&S Bank Current Account Rejection
Hey all, I am currently applying & switching bank accounts, to sweep up all those nice switching bonuses. Today I got declined for a current account the first time. This was a M&S Current Account. My question is: Do M&S have higher standards than other banks? Would it be safe for me to start a new current account…
Eligibility criteria for a Barclays Basic Bank Account?
Hi, does anyone know what the acceptance criteria for the Barclays Basic Current Account are? The MSE article on Basic Bank Accounts (on the main site) says that the Barclays account "has eligibility criteria, so if you'd be eligible for a standard current account with Barclays you may not be able to get the basic one".…
Credit gone missing
Hi Looking for some advice Have HSBC credit card which I used in Feb this year to put down a deposit for a new staircase, balance was cleared in full the following month. Long story short, staircase company went into liquidation in August & I initiated a chargeback dispute and the monies were paid back into credit card. I…
Direct Debit Security Issue?
Hi All, Not sure if this has been discussed before however this seems like a potential security issue. I was talking to my wife about direct debits and how I could take money out of her account without her knowing and she didn't believe me, so I ran a test and set up a DD from my Tesco Internet Save pulling £1 from her…
TSB to Lloyds payment missing?
I had a predated £600 payment set to go from my TSB Plus account to my Club Lloyds account today. It's left TSB but not arrived in my Lloyds a/c. As it seems to have gone as 'BP' rather than 'FPI' (maybe because it was set up a few days ago and predated), maybe it takes longer to get recorded at Lloyds? It's a saved…
Halifax Zero Balance Alert
Does anyone know if Halifax have changed their policy on zero balances. I keep my balance at zero then pay in the day before a bill is due. Today I got a text saying my balance was low. Which has never happened before. There was no pending payment showing on the account. Next payment is due to go out tomorrow and there is…
Can I switch an old. unused bank account?
Hey, I have a Student Bank Account with Halifax, which has £50 in but has not been used for more than 3 years. It was my current account, but I set up an account with Santander and just left the old account open. Can I use this old Halifax account to switch to one of the banks offering £100? Cheers
New Bank Account
After finishing Uni, I am now looking for a new bank account but unsure on who to go with. I rarely use branches or borrow money, so just a bank with a good reputation is all I need. I’ll see if I can do a poll on here I’ve never done one before. I’ve whittled my options down to Barclays, Lloyds, and Santander. Their…
How to close a TSB account
I returned to live in Spain and I would like to cancel it
Stolen Inheritance through legal loop hole
Hi, I'm new here and didn't know where else to seek advice. I think I've discovered a 'legal' way of stealing a child's inheritance. My two children from my previous marriage were left cheques for £3.5k & £2.5k when their paternal grandmother sadly passed away earlier this year. Their father lives 130 miles away from where…
M&S Current Account - slow application process?
I applied for an M&S current account for the switching bonus 3 weeks ago and received an approval a few days after that saying a welcome pack will arrive in a ‘few days’. But its now 2 weeks on and there is no sign of anything from M&S, bearing in mind that its only when you sign and return a form will they actually start…
Barclays Online Banking Problem
When I'm on step 2 of logging in and have typed in the Pinsentry code, the 'log in to online banking' button simply doesn't respond - as if it's not even a clickable link. Because of this, I can't log in. Hope someone can help!
Deposit
Hi I have just had £30 credited to my bank account from a company called SPORTSWIFT Ltd. I searched for them and it comes up with a financial shares page by another company called @DueDil I phoned them and they said its the wrong number!!! I don;t want to spend this money because I dont' know where its come from.,any help…
Banks Innovation....
Morning all - hoping some of you might be able to help me. I'm doing a project where i'm looking at the top banks in the UK and what initiatives they are looking at for the future. Also - is there an offering one bank has that others don't - SelfiePay from HSBC for example... Thanks a lot for your help... Oh and it's for…
Putting name onto parents accounts/property
Hi my mother in law is wanting to add my husbands name to her accounts & to put her flat in his name. She owns it outright. He works full time, i was made redundant whilst 7mths pregnant, i rec smp so havent signed on yet as advised by the job ctr but will do once smp has gone. Will her doing this affect our financial…
Best way to deposit a $25,000 cheque
Long story short, I've won a competition and have a cheque for $25,000 coming my way. No, not from my long lost Nigerian Uncle... just to get that out the way. It's paid via an Indian Bank in USD - which I imagine it going to make things quite complicated. I currently have accounts with Lloyds and Natwest - but happy to…
Loot.io
Loot blocked my account over a week ago after I received a transfer in of around £3000. The first I knew was when my card got declined. I contacted support who asked for proof of where the money came from, which I sent them. They have not replied to any of my messages in the last 3 days, they never answer the…
Euro account
I am about to start a one or two year contract in Austria where I will be paid a dollar equivalent amount in Euros. I mean to keep my house in the UK and will be probably be staying in hotels/Air B&B or whatever as I will be largely on the road, at least initially, so will not have a permanent residence over there. Can…

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MSE News

Think Money app relaunch leaves thousands unable to access their cash – here's what's happening
Around 2,000 Think Money customers have been locked out of their accounts after the current account provider relaunched its app.
TV licence fee to rise by £10.50 a year to £169.50 from April 2024
The annual cost of a standard colour TV licence will rise to £169.50 from 1 April 2024 – an increase of £10.50 on the current price of £159 a year – the Department for Culture, Media and Sport has announced.
MSE Mince Pie Taste Test 2022
With the festive season in full swing, the Deals Team put their heads together to uncover answers to the true questions of Christmas. No, not Why is my turkey always so dry? or Who writes those terrible Christmas cracker jokes? But Who sells the best mince pies? Is it mince 'pie in the sky' to think that a 99p box could be tastier than one retailing at £12.95? Wait and see. Brandy butter and forks at the ready all, as this is: The MSE Mince Pie Taste Test 2022.
Morses Club borrower? It's launched a new redress scheme for mis-sold loans – here's what it means for you
Borrowers with mis-selling claims against Morses Club likely won't now get the full amount they're owed, after the High Court approved a new scheme put forward by the firm to limit payouts and set a time restriction on claims.
More Than to stop selling car insurance policies – here's what it means for your cover
If you're a More Than car insurance customer with auto-renewal turned on, you should look out for a letter explaining that you'll be switched to Swinton Insurance. Meanwhile, if you're not on auto-renewal, you'll need to arrange new cover when your policy ends as More Than has pulled out of the market.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Martin Lewis: How to earn 8% interest on your savings (and possibly £200 on top, too)
It’s possible to earn 8% interest on your savings – more than four times what many earn – and gain an extra £200 on top. MoneySavingExpert.com founder Martin Lewis explains how.
Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .
Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.

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Budgeting & bank accounts

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