Budgeting & bank accounts

Archives for June 2017

Direct Debit Fraud
It seems that some one is continuously setting up direct debit to my bank account for some kind of insurance companies – 3 setup in last 2 days ? I have requested bank to cancle those and checking bank account now in daily basis. I do not see any credit search entries, so not sure how someone is making money out of it?…
Moving and budgeting! Tips please!
Hi! Im a newbie looking for some tips! i am moving into a one bed flat with my boyfriend and looking for budgeting tips and deals to get us started. Both working professionals on 39.50 hours weekly. Rent is 800 a month, council tax 47 (we are splitting the amount which will be 97£ montly) Planning to each save 200 a month…
PBA claim time limited
I directly approached RBS about Royalties and Royalties Gold accounts I had had up to Feb 2013 claiming mis selling for a number of reasons. They have rejected my claim as out of time because it "happened" more than 6 years ago. Do they have the right to do this?
Bad credit rating - need a current account with contactless card
Can someone advise please? Years ago had to open a CoOp basic account due to bad credit rating - it has a normal visa debit card. Living in London it is a real pain not to have a contactless card but CoOp is refusing to issue one despite me being with them for over 7 years with no issues ever. My credit rating is still not…
Transferring funds
I have recently sold a property in USA. The funds are in my American bank account. What is the most efficient way of transferring to my UK bank?
My direct debit payment didn't arrive?!!
I've never heard of this before! A bill I pay every month by Direct Debit suddenly wasn't received last month. I never knew such a thing was even possible? Nothing about my Direct Debit instruction had changed at all. My bank confirms my payment was sent out as usual. The recipient swears it's not been received. It's been…
MSE News: Almost 40% of customers now use banking apps
Almost 40% of UK adults now use banking apps, with about 30 transactions taking place every second... 'Almost 40% of customers now use banking apps' Click reply below to discuss. If you haven’t already, join the forum to reply.
Email from utility supplier about Direct Debit during a switch
Hi, I am currently in the process of switching our joint account from Santander to HSBC using the CASS. We use our joint for all of our household bills etc., including our dual fuel account with Avro. The switch has started and is due to complete on the 7th July (I think). Today, I have received an email from Avro as…
Guaranteed Transactions
If a merchant tells me the money will be debited from my account on X date, are they able to reserve the funds until that date? If they are, do they need to tell me that is their intention?
HSBC bank scam
Good evening, I hope I am posting in the right place. I'll keep this short and simple... Three weeks ago I got scammed. I was asked to transfer £915 to someones bank account for some DJ equipment which was sent recorded with a tracking number, except it wasn't DJ equipment he sent it was an empty letter. 52 emails were…
Lloyds posting a verification code? How many days to arrive?
Lloyds sending a Verification code in the post? #How many days to arrive? When doing online banking, and setting up online payments, it is asking as a verification step for a verification number to be posted in the post, and then when this arrives, enter this number online to proceed. How long does this verification code…
TSB switch
I moved £500 to my TSB account prior to the switch completing/being even initiated since I opened the account. Is this okay or should I have done it after the switch completed?
Mortgage seems like it will never happen
Hi, I'm a 30 year old woman living with my partner. We are currently renting but really want a house of our own. I also would like to start a family in the next year. My partner and I earn jointly £52000 a year. Before getting together we both have credit cards and took out a 5000 loan when we moved into our rented house 2…
How to get a bank account. No ID. On Electoral Roll
Hello, Basically I've searched through the requirements of getting a bank account. I literally have nothing on the list of the ones I've checked, and I'm not in a situation where I can obtain anything. All I'm after is a basic bank account. I'm 21 years old. I am on the electoral roll. Hopefully someone can be of…
Locked out of Natwest accounts
We sold our house and received money from solicitors into the current account. I started to move money around, made transfer to e-saving, made transfer to another account in the different bank. This transfer was stopped by fraud team for some reason, the next day they blocked my online banking account. I called them and…
Is Nationwide flexDirect still offering 0% overdraft?
I've clicked on the MSE link that says the Nationwide flexDirect account offers 0% interest on overdrafts for 1 year, but none of the the small ( or large) print on the Nationwide site mentions it. Does anyone know if it is still available?
Recent TSB Switch Bonus
Hi Can anyone tell me what the timings for that deal was with the switch to TSB? It's gone now from the site but if I remember rightly, you had to join by Monday 26th at 4pm, and Switch by July 4. Did that mean the Switch had to complete by July 4, or just be applied for? You had to use a referral link from this site to…
Online bank statement-lines descriptions
Do any banks allow good description / comment /notes against online bank statement lines? I'm with Lloyds. Descriptions are max 16 characters and mostly incomprehensible at first sight, so I'd like to be able to annotate them.
Nation Wide FlexDirect Standing order
Hello, I've just set up a flex direct account, to gain the interest I need to pay in £1000 each month which is fine, me and my partner both have a standing order to pay in £500 each month so the amount is covered. BUT my partners current account is also with nationwide, does anyone know if his standing order will count…
PayPal
I've just opened a PayPal account to create some much-needed direct debits, but it won't allow me to actually make any direct debits. It just says there is a 'technical fault'. Can I ask those with more experience of PayPal whether I just need to wait a few days until the DDs are physically set up? Also, is there a way I…

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More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
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Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
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