Budgeting & bank accounts

Archives for April 2017

TSB existing customer offer
it seems the contactless and direct debit offers are only for the new customers. Does anyon know what offer can existing customers get, apart from the 3% interest rate? Had the account since its 1st launch, so it has been a while.
How am I am getting 3% interest with H/fax rewards and got £100 for transfer to H/fax
Hi, I had a Nationwide flexaccount. Had 2 direct debits payable to Tesco bank accounts in my name. Each direct debit is for £1 only. Put £100 into N/wide. Transferred N/wide to H/fax rewards. Got £100 for transfer. Very simple exercise and easy money to be made. Done similar with M&S and Co-op. HTHs.
Can someone please explain this to me?
Hi, I'm with TSB on their normal current account where I get upto £5 for using contactless. Here MSE talks about their new one and says 'WITHOUT SWITCHING'. What does that mean? I called them and they said I couldn't have it. So who's right? Thanks.
Halifax/BoS/Lloyds/TSB down
These online banking (shared) portals are all down! An extended Bank Holiday :(
Basic Bank Accounts & Apple Pay
Hi there! I have recently taken the plunge and faced up to my debts by starting the process of going into a debt management plan. They have advised me to open a new bank account as part of my debt it with my current bank (Lloyds). I will struggle to get a standard account so will need to get a basic bank account. I was…
N&P Direct Debits
It would appear Norwich & Peterborough Building Society are not handling the transfer of direct debits correctly. So if you have any that you think should've transferred over in the switching process, check, as you'll probably find they haven't been, and you'll get landed with bounced DD fees.:mad: After speaking to one…
Multiple current accounts
Hi. I am currently with first direct and would like to keep their current account as my main account however I would also like to make some money through the switch service and cashback incentive. Co-op are offering a minimum of £800 and 4 direct debits. So my thoughts are transfer £800 from first direct to co-op then…
Cant stop betting
Didnt know where to post this, but here goes. I have always earned a decent living (£36,000-£40,000) sine i was 18. This left me with lots of disposable income which i filled my time off with gambling with friends in the casinos. It didn't matter, i didn't need the money, it was fun ect. I never got into/have been in debt…
Closing Tesco Current Account
Hi everyone, I want to close my Tesco current account. My question is, will I be able to keep my credit card and my unsecured personal loan open or will they make me pay them both off if I close the current account? I've looked in the T&Cs and can't find anything that relates to my question. Thanks so much in advance for…
How to save?!!
Hi! I'm not sure if I'm posting this in the right forum so please excuse me. So basically, long story short.. I'm struggling to save up. I'm a stay at home Mum and my partner works full time and brings home around £2300 a month after tax. We then have household bills, a gym membership, council tax and a phone bill bringing…
NatWest customers seeing money and wages "disappear"
Nice way to start the bank holiday weekend, anyone had any problems?
BOS internet banking problem?
Anyone else having problems accessing their accounts online? Wife has 3 Vantage current accounts and only one currently shows and very slow to load up.
Unrecognised direct debits
More than once I've had an unrecognised direct debit! Why companies use a different name from what they are known as is very bad business practice and annoys customers. It would be nice if there was somewhere were the names could be listed along with who eventually the actual company is (if traced). This week the culpret…
MSE News: Old fivers must be spent or banked by next Friday
Consumers have until 5 May to spend or bank their older non-polymer £5 notes before they are officially withdrawn...Read the full story: 'Old fivers must be spent or banked by next Friday - but you can swap defunct notes' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
Budget / spending app
Hi Does anyone know of a free budgeting app for android? Nothing too complicated, I just want to be able to put in my spending and see how much I have left. Thanks in advance 🙂
M&S Bank Not Great
I recently switched one of my accounts to M &S Bank. I can't say I am impressed by them. The lack of a proper mobile banking app is disappointing. Though, I can log in via my mobile browser. It is annoying to have to use the pin generator every single time I want to log in. I am wondering how long it lasts for and what…
TSB - 'arrangement to pay'
Hi all Well, as the knowledgeable amongst you will know, there is such thing as an 'arrangement to pay' (AP) whereby a lender (of any kind) can take reduced payments for an outstanding debt. An AP can be viewed negatively by lenders when recorded on your credit file. On this point, I've kind of been screwed by TSB. Until a…
Unknown money paid into my current account
Hello, I was checking my current account balance today and a deposit of £82 from "MBNA LTD" was paid in yesterday. I don't own any credit cards, so I am unsure where this is from? Any advice where it could be from or how I could find out? 15 years ago I had an EGG credit card that I paid off and have not used in 10 years.…
Barclays Bank Pre-Selected offers
I've been with Barclays now since 2012 and had around £3000 a month going into my account but i've never had any of the offers populate. The apply for an overdraft online says they have no credit data for me and i would need to phone to apply. I applied for a barclaycard back in december via the barclaycard website and…
Large amount bank transfer
Hello I have to transfer £11000 to a solicitor for a deposit on a house. My banks limit is £10,000 per transaction so I can either do it in 2 transactions (will cause delay) or go into branch and do it in one. My question is if I do it in branch who's liability is it if it goes wrong? I trust myself but a stranger doing…

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MSE News

Think Money app relaunch leaves thousands unable to access their cash – here's what's happening
Around 2,000 Think Money customers have been locked out of their accounts after the current account provider relaunched its app.
TV licence fee to rise by £10.50 a year to £169.50 from April 2024
The annual cost of a standard colour TV licence will rise to £169.50 from 1 April 2024 – an increase of £10.50 on the current price of £159 a year – the Department for Culture, Media and Sport has announced.
MSE Mince Pie Taste Test 2022
With the festive season in full swing, the Deals Team put their heads together to uncover answers to the true questions of Christmas. No, not Why is my turkey always so dry? or Who writes those terrible Christmas cracker jokes? But Who sells the best mince pies? Is it mince 'pie in the sky' to think that a 99p box could be tastier than one retailing at £12.95? Wait and see. Brandy butter and forks at the ready all, as this is: The MSE Mince Pie Taste Test 2022.
Morses Club borrower? It's launched a new redress scheme for mis-sold loans – here's what it means for you
Borrowers with mis-selling claims against Morses Club likely won't now get the full amount they're owed, after the High Court approved a new scheme put forward by the firm to limit payouts and set a time restriction on claims.
More Than to stop selling car insurance policies – here's what it means for your cover
If you're a More Than car insurance customer with auto-renewal turned on, you should look out for a letter explaining that you'll be switched to Swinton Insurance. Meanwhile, if you're not on auto-renewal, you'll need to arrange new cover when your policy ends as More Than has pulled out of the market.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Martin Lewis: How to earn 8% interest on your savings (and possibly £200 on top, too)
It’s possible to earn 8% interest on your savings – more than four times what many earn – and gain an extra £200 on top. MoneySavingExpert.com founder Martin Lewis explains how.
Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .
Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.

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Budgeting & bank accounts

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