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Nationwide 5 percent interest.
I have just checked and noticed the account that enjoyed the five percent did not receive a direct payment of £1000 in for August. However I have in the last 20 mins funded it with an external credit. It is now showing as credit received 31st August but the first column is showing 1 September. Does anyone know would I have…
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Halifax Cashback Extras and Lloyds Everyday Offers gone
Did a search and couldn't see that anyone else has brought this up. Can anyone else confirm that either or both of Halifax Cashback Extras and Lloyd's Everyday Offers have disappeared from the new versions of the apps and also mobile and online banking? Or is it just me?
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Is TSB about to become the next bank to slash savings rates?
It appears the bank is reviewing the 5% rate it pays out to savers on its best-buy Classic Plus account...Read the full story: 'Is TSB about to become the next bank to slash savings rates?' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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First Direct charge query
I've just switched from M&S to First Direct with a balance of approx £1500. I'm using the account just to get the £100 switching bonus plus the linked 6% Regular Saver. I've no plans to pay my salary into this account but will transfer £ to then be transferred to the Saver. My query is around the £10 monthly fee. MSE said…
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Natwest - multiple accounts - can you 'name' them?
Hi, I am thinking of switching over to Natwest for our banking. I asked at the counter about the possibility of adding a category to each account. E.g. holiday, car, budget etc.... The lady at the counter said this was possible if mentioned at the time of creating the accounts (book appointment etc.) That's all fine,…
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Santander123 fastpay transfer rejected?
Is there a limit on a fastpay transfer? Tried to send £14500 from my 123 a/c to a different bank yesterday. Got a text saying "confirm recent transactions" & it listed that one & 2 others from few days before. Just had to respond 'yes' to the text & did so. This morning the transaction is listed as Rejected Payment by…
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How long for money to return to account
Hi all, Hope this is the right place to post, Anyhow on Tuesday 23rd August, I made a payment for £751.89 however during the online process my card was declined. However the money was still reserved from my account, meaning the available balance is £751 lower the the balance. Been on the phone to the company in question…
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cheque book without recording pages
I still use cheques occasionally though most of my transactions are done by debit card or on-line. When I recently ordered a new cheque book from Lloyds Bank, I was horrified to get a book without any recording pages! It's bad enough that HSBC cheque books have reduced their recording pages from 5 to 2, but now Lloyds have…
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USD bank charges
Hi everyone I work for a company that has a USD bank account with Citizens Bank in the States and the bank charges we are being charged are extortionate! Does anyone have any tips on how we can reduce these charges?
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Which bank to lodge euro cheque
My five year old son has a 6k euro cheque from an investment his granny did for him in Ireland. As it was set up in his name the granny can't just get the cheque reissued in her name and then transfer him the money unfortunately. They also won't let her leave the money there. His only account is a lloyds one. Although the…
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Halifax took my housing benefit.
I recently got myself overdrawn in the bank, I told my council that I needed my rent money paid into another account as it would get swallowed up, To my shock & horror they ignored this so Halifax have used the money to clear my overdraft. I contacted the council who said something about the Bank had to refund the money as…
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Will Barclays close my account for using their Reward program?
Barclays has a Rewards scheme where if you have 2 direct debits (minimum) and get income (don't remember how much) every month then you get £4.00 from Barclays (you get £7.00 but pay £3.00 fee). Now I wrote here how Halifax closed my account due to big gambling transactions:…
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What account?
Hi I have managed to save a substantial amount of money in-case of emergency which is currently sat in my bank account I use on a daily basis and worry about it being hacked. I need to move the money but it needs to be accessible but safe, I'm looking for some advice really from people who know far more about this stuff…
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Motonovo txt - payment reminder,but I have no motonovo account!
Hi all. Recieved a txt today on my mobile 29/08/16 from motonovo stating ; this is a reminder that your next monthly payment will not be taken from your account until tuesday 30th august due to the bank holiday weekend. I have no motonovo account. Just logged in to IB , no DD's set up as yet,only one monthly SO going…
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Barclays & Lowcostholidays
Has anyone here been affected by the Lowcostholidays disaster? I'm a Barclays customer and paid for my holiday accommodation with my debit card, after following MSE advice I applied for a chargeback refund after LCH went into administration. Nearly 40 days later I still haven't even had a response from Barclays. At least 5…
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Can banks insist on knowing your income, even if you are not a borrower?
What are banks entitled to know about you? I can fully appreciate that if you borrow money they need to assess the risk and have a full financial profile - but I don't. I'm in my fifties, financially secure, no borrowings (for anything, ever!), credit card paid off in full every month, adequate savings, funded pension, and…
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Most secure payment system?
Hello I'm not sure if this is the best place to post this so forgive me if it isn't. I'm going to have a booth at an art fair soon and so I can avoid having to use the organisers credit card system which adds on a percentage (and takes 45 days to clear), I'm trying to find a secure payment option for both the buyer and me.…
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Coinstar or Metro or something else
I have lots of coins to change up - Coinstar is convinient nearby but does anyone know what % they take? OR I heard Metro Bank do something similar for free? Any insight welcome - thanks.
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Rebuilding credit rating
Hello I'm new here and after some advice. I am rebuilding my credit rating now I am back in full time employment. I have total debts of approx £3k with various credit cards, catalogues, and overdrafts. They will all be paid off before Christmas with all the payment arrangements I have in place. My clearscore 2 months ago…
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Current Account Switch Advice
Hi All I'm with Natwest & Wife with Nationwide, if I switch to them we'll get £100 each What i'd like to do is switch to Nationwide then switch again a month later to 123 Santander before the rate drop and gain interest on my balance. Is this possible?
