Budgeting & bank accounts

Archives for September 2015

Paying in large amounts of cash
What are high street banks policies regarding paying in large amounts of cash, say 10k plus? Here's a ridiculous example. A mystery man wins the lottery and gives out 20k in cash to the first person he passes in the street, just for the hell of it. This lucky winner takes this money straight to the bank to try and pay it…
Santander 1 2 3 - without Direct Debits
I am interested in interest only and not in cashback. So if I do not have DD am I eligible?
HSBC online banking
Hello all, I have always kept an eye on my bank balance and avoid being overdrawn. When I can I withdraw cash from the cashpoint because I like my current/available balance to be the same..but recently due to a few hicups (not realizing Paypal would take 2-3 days to transfer money to pay for something I couldn't use paypal…
TSB conversion to Student Account
I can't seem to find the answer to this on the main TSB site, so maybe someone here can help me? I currently have a TSB Classic Current Account, wish a £3,000 OD Limit (sitting far too close to it for my liking too!) I am not back at college, so should be eligible for a student account, which includes up to £1,500 interest…
Maximum number of Halifax current accounts?
Hi Since I cannot find the answer anywhere, does anybody know if there is a current total number of Halifax current accounts of any kind eg 2 reward + 1 normal etc. I currently have 3 reward current accounts in my name paying £5/month from a number of years ago, plus 1 Easycash account from the days when Ryanair gave…
Bank of scotland / halifax
Just opened a bank of scotland account with vantage. Already have a joint halifax reward and single one for bills anyone advise anything i should be aware of min payments transfers between. Looked on line didnt say much about cross transfers to meet critera etc.
Santander Debit Card Defrauded
Hi Hoping for some advice. On Monday my Santander debit card was stung for 5 or more amounts totaling about £1,300 (of which £500 was prevented) From this £800 to Betfair is now missing from my account. I have no Betfair account. I spoke to Santander fraud at length twice on monday night, visited a branch twice yesterday…
Rbs Revolve Help
HI, recently i made a purchase via paypal (which is directly linked to my bank account) and the next day i was supposed to have money paid to my account ( this was ok because paypal takes 3 days to charge the account) ,however the payment was delayed and never went through so my bank account was negative £75 i just assumed…
Figuring out the best bank account
Basically just wanting abit of advice. Me and my boyfriend both live together and at the minute all bills and direct debits are coming from my account and I'm relying on him to transfer money each month to cover his half of the bills. I've suggested getting a joint account where we both put in the money to cover bills plus…
Suggestion for a direct debit to fulfil requirement to have 2 direct debits
I have seen discussion about the need to have 2 (or more) direct debits registered on a bank account to meet criteria for credit interest and cashback (eg for Santander 123). I recently (June) opened online a fixed rate bond with challenger bank Aldermore. As normal with these online savings accounts, I had to nominate a…
HSBC Business Accounts
Have two both substantially in credit. Opened letter dated July 15 yesterday thinking it was promotional material and it was a letter saying: 1. Fill in this questionnaire 2. Give us certified proof if identity (2 sorts, certified by a Minister of Religion etc) or else we will close your accounts. I was pretty annoyed…
Switch incentives for pensioners?
My parents are pensioners, 60's, and the only income they receive is the state pension but they have some savings. Would they be able to benefit from any of the switching incentives which are currently available? TIA
Transfer money by 12pm next day?????
Hi there, a couple of elderly relatives of mine were giving the grandchildren financial gifts. With regards mine they had told me they had transferred the money across from a building society account to my bank account and it would be done by 12pm the next day. With that I just assumed it would go in overnight as I've…
Refused student account
I now have just over a years worth of borrowing history, my limit across 3 credit cards and 2 current accounts is £2500. I've been close to maxing out my limit, when it was £500, as I tended to spend on credit rather than using my current account, although I use moneydashboard to make sure I'm covered for the balance. I…
Prepaid Mastercard or Visa that allows topping up funds from Paypal?
Hello all, love these forums. I have money left in a Paypal account that I would like to transfer into a prepaid Mastercard or Visa that I can use abroad, online or up the highstreet. Does anyone know of any that allow topping up via Paypal? P.S Paypal to prepaid card, not the other way round :)
Help me decide: OCD bank accounts
I'm notoriously bad at having to make a decision about things : and despot it being unimportant because all my money is used up every month (low income) I cannot for the life of me decide which bank to bank with. Choices are: Santander NatWest RBS Barclays TSB I know it's so silly, but please help me decide…
Lloyds Online Banking
Lloyds have recently changed their Online Banking layout, so I thought i'd try it. The first place I went was Direct Debits. I found my first error. Typically, i'd sort by the 'Last Paid' column to get a chronological order of payment and see what's coming next. Since, the change, Lloyds have included the day of the week…
Nationwide Enhance and Protect Your Money Event
I've been invited to what sounds like a morning's 'seminar style' event in a corporate event space. 10:00 Registration and welcome refreshments 10:30 Part 1 - How to enhance your money. How to make your money work harder 11:15 Break 11:30 - Part 2 - How to protect your money. Suggestions on how to maximise your family…
Closing joint account
My daughter mutually parted with her boyfriend whilst selling their house. After the sale the money will be put into the joint account. If a joint account is closed would the bank be willing to give each person a cheque for certain amounts please? Any other suggestions please?
how to protect myself if we don't have joint accounts
I'm not looking for any judgments here, just advice please. For reasons that I'm not going to go into, my husband and I have separate bank accounts. All the family's finances and investments, are in his name, bar my pension, a credit card that I have and an account in my name, into which he pays me a salary every month, as…

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Budgeting & bank accounts

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