Budgeting & bank accounts

Archives for November 2013

TSB debit card pay@pump
Anyone know if the TSB cash account Visa debit card works at pay@pump petrol stations?
Smile to nationwide current account switch
So firstly a big thank you to everyone who has provided advice on alternative current bank accounts and nationwides internet banking service. Having been suitably reassured I decided to make the move from smile to nationwide using the online application and 7 day switching service. I applied on Monday night (25th nov) was…
RBS and Nat West Replacing 0845 Numbers.
Nice to see a bank replacing its 0845 numbers with ones included in landline and mobile inclusive minutes. http://www.rbs.com/news/2013/11/natwest-and-rbs-now-cheaper-to-call.html
hsbc replacing my saving cashcard
with visa debit card has everyone else got a letter about it I don't know if I could cope with one has other banks saving accounts have a debit card
Nationwide overdrafts requests online
I have just logged into my NW flex direct account and gone into overdraft options and there is a message saying "we are unable to accept overdraft requests at the moment online" and then refers me to their telephone number. I didn't know if this message applied only to me or whether there is a generic issue at moment.…
stolen bank card
My granddaughter had her bag stolen yesterday, purse and everything inside. She reported the theft to the police and her bank, Santander. They told her that £250 had been taken out of a cashpoint, but I don't understand how this was possible without her pin no. The card has been cancelled but she is worried that someone…
Santander 123 account switch problem
Hi, I recently tried to move my wife's account to our Santander 123 current account. The staff member in branch accepted our forms but he then left the company...3 weeks into the 'transfer' no indication this has been completed. When I called the online customer service they checked with the branch and no record of this…
Large US cheque options?
Hi, I've received a cheque for $82,882 USD and am looking for the best option to exchange to GBP. I've emailed Santander who I bank with but suspect it maybe worth opening an account specifically for this transaction if you good people know of any with low fees and good exchange rates. :) Thanks, Richard
Live feed of bank account?
Hey Guys Well I am currently a student and have a horrible shortage of time during the week due to the volume of studying. I need a better way of watching what is coming in and out of my bank account as currently I cannot do this easily (with HSBC and have to log in with a stupid calculator type device). Anyway, just…
Getting a debit card account after living abroad?
Hello, Just asking on behalf of my brother. He's been living abroad for about 18 months, and come back to the UK 2 months ago. He currently has a cashcard account, and has been told that he cannot apply to have a debit card until he's been in the UK 6 months. Does anybody know of any banks who would allow a debit card…
Gift from outside UK?
hi all need some advice... i am looking to buy a house in the UK and to get the deposit together i am being given (long term loan etc) a chunk of change from family in the USA... as far as i can tell from reading up on this, there is no tax implications, revenue or import duties on this.. am i right? can i literally have…
Trying to save but accused of being a terrorist /fraudster :-(
I've just had a very upsetting meeting at Natwest. I've banked with them for 15 years. In the last year I discovered envelope banking and after becoming uncomfortable with having so much cash in envelopes around the house over the last year I set up 18 instant saver accounts. I have named the accounts and they are called…
Barclays' Bank Account Charges
Just saved £6.50 a month at Barclays for changing accounts: I was paying £6.50 every month for 'benefits' of that type of account, which included phone insurance and others. I've literally just ran into a branch (there's one opposite my work) asked for a free account and 30 seconds later and a few button presses on the…
First Directory Account - thoughts?
Does anyone have any opinions/thoughts on the First Directory account? Specifically the breakdown cover and phone insurance as that is all I would really use. (I already have a 1st account). I used to have the RBS Silver - but...I never used it.
Seven day switching service & salary credit
Well, I'm most impressed! Switched from Metro Bank to Clydesdale in seven days, but too late to have my salary payment details updated. Was very pleased when I logged on this morning at 6am to see my salary in my new account. I had assumed I was going to have to spend part of the day trying to find out where it had gone!…
nat west online issues today
Regular transfers from HSBC to Nat west on Fridays always show up first thing Friday mornings. Payments gone from HSBC but not showing in nat west. Are there problems with nat west online updating today?
Natwest debit cards
Hi This is just a question and its doesn't effect me, but do Natwest issue different debit cards for different current accounts? They seam to have "select account", "Select silver", "Select platinum" & "Black" current accounts. On their website it makes it clear that the black account comes with a black debit card, but do…
Depositing US Cheque via Citibank
Hello! I recently went on a 2 month visit to the US. Thanks to moneysavingexpert.com I applied for a Halifax clarity card before I left and I enjoyed the superb exchange rate and 0% foreign currency transaction fees on purchases with the card. :beer: I will be sent an expenses cheque for around $4,500 within the next…
Lloyds bank asking for employment information
I've got a Lloyds bank classic account (so no frills at all), and when I logged in this morning they asked me to update the information they hold about me. They asked for my employment status (which is self-employed) and the name of my employer or the company I am self-employed through (I'm a sole trader, so I just put…
Santander mortgage details on 123 account online
Hi All, On my Santander online banking I have a section which shows my mortgage account number, but no details of the loan amount etc. Is this normal, or do I need to activate it or something to show the figures? Delta

★ ★ ★ Meet your Ambassadors

MSE News

Think Money app relaunch leaves thousands unable to access their cash – here's what's happening
Around 2,000 Think Money customers have been locked out of their accounts after the current account provider relaunched its app.
TV licence fee to rise by £10.50 a year to £169.50 from April 2024
The annual cost of a standard colour TV licence will rise to £169.50 from 1 April 2024 – an increase of £10.50 on the current price of £159 a year – the Department for Culture, Media and Sport has announced.
MSE Mince Pie Taste Test 2022
With the festive season in full swing, the Deals Team put their heads together to uncover answers to the true questions of Christmas. No, not Why is my turkey always so dry? or Who writes those terrible Christmas cracker jokes? But Who sells the best mince pies? Is it mince 'pie in the sky' to think that a 99p box could be tastier than one retailing at £12.95? Wait and see. Brandy butter and forks at the ready all, as this is: The MSE Mince Pie Taste Test 2022.
Morses Club borrower? It's launched a new redress scheme for mis-sold loans – here's what it means for you
Borrowers with mis-selling claims against Morses Club likely won't now get the full amount they're owed, after the High Court approved a new scheme put forward by the firm to limit payouts and set a time restriction on claims.
More Than to stop selling car insurance policies – here's what it means for your cover
If you're a More Than car insurance customer with auto-renewal turned on, you should look out for a letter explaining that you'll be switched to Swinton Insurance. Meanwhile, if you're not on auto-renewal, you'll need to arrange new cover when your policy ends as More Than has pulled out of the market.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Martin Lewis: How to earn 8% interest on your savings (and possibly £200 on top, too)
It’s possible to earn 8% interest on your savings – more than four times what many earn – and gain an extra £200 on top. MoneySavingExpert.com founder Martin Lewis explains how.
Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .
Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.

View All

Budgeting & bank accounts

Discussion List