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Can you have both Halifax & Bank of Scotland Reward accounts?
Both of those banks belong to the same banking group however they are a separate banks at the same at the same time at the best of my understanding. Both of them do offer a reward account with a £5 a month reward if you pay in £1000 a month. My idea i to get both of those accounts and shift the money between them and…
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Notice re cancelling S.O
How much notice do I have to give to cancel a standing order? Got a payment coming out tomorrow and am in dispute with the firm. ta
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bank debt
my friend and her husband split up about 12 months ago. she's just recently got a txt from him to say he's moving to surrey. don't know where. the problem is HE has a bank account in his own name and it is still under the family address now the bank has told my friend she has to pay the £6000 debt because of this even…
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Bank Transfer
Hi How long should a bank transfer from HSBC to Halifax take? The person transferring the funds to my Halifax account says 2 hours. But the last time I did a bank transfer it taken around 3-4 days...Mind you that was in 2003 or so. Thanks
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new bank account
please could anyone recommend me a good bank, i am sick of natwest i have been with them for years and i want to change. i don't need a current account specifically but a current account with cards etc would do but also just a savings account with instant access would be just as fine. whichever has better interest/perks i…
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TX Transfer to Canada
Some advice pls. I have to send a sizeable amount of money across to my son in Canada (his wedding gift!) Having investigated the most economic way to sending money abroad, it would seem not to do it via your bank, ie: poor exchange conversion rate/fee and an additional transfer fee of £25 odd. I've been looking at FX…
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Switching Current Accounts
I am currently thinking about using Santander's switching service for the £100 bonus. I would be switching my Halifax current account which is currently pretty dormant - I do not have my wages paid into it, but I dripfeed £1000 in per month for the £5 reward (I don't trust Santander to handle my actual daily use current…
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Should I complain?
Hi all, Without going too much into the details, i left an ex's house last Sept. At the time i changed my address with natwest, as i wasnt receiving paper statements i assumed it had been done. This year in june i applied for a credit card, when i went into bank to finalise, the agent informed me my address was still my…
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Having seperate bank account for company car allowance etc..
hello, I have an allowance paid by work per month for my car plus so much per mile. Currently all payments in and out (insurance, car loan, fuel etc) are from my only bank account and i've been keeping track of things on a spreadsheet to monitor everything. Does anybody keep a seperate bank account for this situation? If…
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Halifax changing terms of account
My daughter has just finished her masters degree and has had a Halifax Student account with an interest free overdraft. She has used about £1050 of it. She has been studying for 6 years altogether and last year when she renewed her overdraft she was told it would continue until 2011. However in the last few days she has…
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santander overdraft survey
I am reading so many things about santander overdraft and the taking away of the facilty does not seem consistant. Mine is up for review end of september, have used between 35 to 45 % of it over the last year, but cleared it last week, but would like to keep it as a security blanket even if they reduced it by 50% So I am…
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Where should i put my £1500 a month savings?
Me and my fiance are moving back to live with my mum for a year and as a result we will be able to save £1500 a month to put towards a deposit for a house. I'm not sure where the best place to put our savings is? We are both debit free and have used our ISA allowance for this year with additional savings. As i see it i…
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Santander debit card abroad.
I have read somewhere that Santander debit cards can be used ant any Santander ATM in Spain and they charge no exchange fee (normally 2.75%) and no handling fee (nromally 1.5%). I have looked at their site but have only found the above information, nothing about it being free on Santader's Spanish ATMs. Also, in case it is…
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Whenshould I apply for a current account?
To cut a long story short, About 2 yrs ago i got in to trouble writing cheques that would clear and take me OD and then pay it back pay day paying the charge. After a while my bank withdrew my Debit card and it battered my credit file. Learnt m lesson and now want to get backon track, and ditch my basic account, Now my…
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Halifax Bank of Scotland-Overdraft fee APR equivalent
Just wondered if somebody has a formula for working out the eqivalent APR of the charges levied on overdrafts since HBOS scrapped interest charged on o/ds in favour of a fixed fee. It is difficult to compare how much it is costing versus other debts on an interst rate based fee. It is clear that if the fee for up to £2.5k…
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Banks offering free incoming international wire transfer
Hi Sorry if this has been posted elsewhere but does anyone know of any UK banks which don't charge to receive an international wire transfer?? Thanks for your help!!
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How much doyou have after the bills are paid?
Hi guys Sorry if I sound nosey - but someone informed me on another board that £130 a week isn't alot to live on after the bills are paid. Fair enough this doesn't include shopping and petrol. My shopping is £30 a week max for three and OH gets most of his petrol paid for by work. We put £40 in savings a week before we are…
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Credit file: What should appear on it?
I have been reviewing my credit file/rating today on credit builder and would like to clarify something. In terms of what is meant to appear on your file; are bank accounts meant to be on the file? What are the consequences for this to either the bank or customer? Thanks in advance :) Martin
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The £1000 bounce
Hi All, Just wondering how the financially savvy folks on here do the £1000 bounce between Reward, Vantage and Santander 5% current accounts. I have all three and am trying to suss out the best way to do this. My wages go into the Reward account but after bills etc I don't have a spare £1000 to do the payment into the…
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Putting Cheques in Via PO
Does anyone know if it takes the same amount of time to clear if i put a cheque in via the Post Office, it would be going into a Alliance And Leicester Account. Secondly, in the process of switching to FD, is it possible to put money into my FD account via the Post Office like i have done in the past with my current A&L…
