Budgeting & bank accounts

Archives for November 2009

Best bank account for foreign currency
Hello all I play poker regularly and mainly play on sites which are based in USD, and was thinking of having another account sorely for this purpose. Is there a particular bank account that has low fees for foreign currency? Thanks in advance
How much can we realistically save?
Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 1 Number of children in household......... 0 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 840 Partners monthly income after tax....... 1100…
Anyone here any good with Microsoft Money?
I copied backup files from my XP pc to flash drive. I loaded M Money onto new windows 7 machine. All seemed fine. When I try to restore the backup file with years of info on, it won't let me. Anyone else had this trouble and if so what did they do? Many thanks.
Daily Cash Limit/Store Cash Back
Morning all I have a quick question about my Natwest Step account. I have a daily cash withdrawal limit of £250 and need to take out £300 today - if I get cash back from a shop is this deemed to be part of the £250? Thanks for your help. WoS
Lloyds Classic with Vantage: Refused second account
I've had my Lloyds Classic Current Account with Vantage for about 6 months. It's been great, especially for the interest on 7k. After reading around on here, about 3 weeks ago, I realised I could open 2 more. I initially applied online and was accepted immediately. I understood I couldn't apply for a second and third…
Halifax Bank - Cost of unused overdraft?
Hi everyone. I was wondering if I had a overdraft set up with Halifax but was in credit would I be charged for having the overdraft?? I am asking this because I currently have a £300 overdraft with them at the moment and have just earned enough spare cash to pay it off. Seeing as the new overdraft fees come into play soon…
Dish the dirt....
Or praise from the rooftops to help me decide, if you can. I'm sick of Abbey, the customer service is useless, long waits on the phone, no-one seems to know what they're doing, frequently blocking simple direct debit cash transfers even after being instructed, little or no response to a complaint. SO I'm on the move with…
barclays-abbey faster payments
are barclays to abbey faster payments meant to go through if the regular payment date falls on a saturday? thanks
The End of Visa Electron?
http://news.bbc.co.uk/1/hi/business/8384034.stm Abbey are stopping issuing them from 14 December, Travellex after that and although it say HBOS will continue they told me they had plans to phase them out too.
Halifax to Natwest FP?
Hey there, I need to pay my new landlord to the rent money on monday so I can pick the keys up on tuesday. It's going from my halifax account to his natwest. Only for £250. I know Halifax will send it via FP but do Natwest receive it via FP? Thanks
Help! Acc closed and wages have disappeared
I went to draw money from my Alliance & Leicester account yesterday only to find they have closed it with no notice and on the day I get paid. I have applied for my charges to be refunded and I applied for HARDSHIP refunds of £165 which they took from my account in October only to be refused. So I complained to the…
LTSB Faster Payments
I just made a payment (to pay my HSBC credit card) from my LTSB current account today 28/11/09 (a Saturday for those reading after today). To my surprise it went by Faster Payment! I didn't realise these could happen on a Saturday. It appears on the statement straight away and the details contain the current date and time.…
Euro vs Pound
Hi all, I get paid in euros in a German account but want to save. Should I transfer money to my UK account to capitalize on the weak pound or is my money better off where it is? I will be paying for my wedding next year from my UK account in pounds. Thanks in advance for any help.
Phone numbers
Having gone through a little financial hardship just recently I find that the banks do a lot of manipulating and lying. One thing that has annoyed me is the amount of time I have had to spend on the phone and normally on and 0845 numbe. It cost me a fortune. Then i found out that most of the banks have free 0800 numbers…
Barclays to halifax instant transfer??
Can anyone tell me if the instant timescale has changed for barclays to halifax transfers. I always transfer to halifax and its always been instantly available. Tonight however it has been immediatley taken form my barclays, But hasnt shown up in halifax?? Anyone know if they have changed it?:confused: cheers
Help please Nationwide: Bank Charges
Hello everyone Hope someone can advise me as I plan to go into our Nationwide branch tomorrow and speak to the manager or someone who can give me some answers. I will try to make this brief. My 18 year old son seems to be following in older brother's footsteps; ie. being terrible with money. :o Anyway he has asked me for…
norwich and peterbrough cash account
hi i have a norwich and peterbrough cash account just wondering if they show up mondays transactions before monday like some other banks who update over the weekend. if so when do they show up? thank you
Abbey Bank Account Credit Searches
Hi Everyone, I have been with Abbey for the last 18 months. I know they have a bad reputation, but I really think they are a good bank!! Ive never had any problems anyway! I joined for the £150 switcher incentive they were running. My question is, if I ask them to change my account to the 6% account will they do another…
HALIFAX bank procedure timings
Hi all, I've got a query about the time that banks action transactions on an account. My rent is paid by standing order on 26th. This month I screwed up and forgot how much was in the account and it ended up I went into the red by £100 when it was paid. I trnsferred in £300 from another halifax account around 2pm yesterday…
Natwest CHAPS
Hi there, I sent a payment by CHAPS from my Natwest account. It's going to Bangkok Bank in London (they have an international branch). Natwest and Bangkok Bank have some kind of connection. Basically, I had to send a payment by CHAPS to Bangkok Bank in London, who will then receive it and credit the payment to a Bangkok…

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Budgeting & bank accounts

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