Budgeting & bank accounts

Archives for November 2009

overdraft help?
hi i wonder if anyone could advise me? i applied online with natwest to increase my overdraft, it came up with a page that said it would be applied within 48 hours. does this mean it has been approved? sorry if i sound a bit dumb! does anyone have any experience of increasing overdrafts online and how quick it was with…
Money taken from account by Barclays
Hi, I tried over the weekend to pay off my £300 balance with a debit card via their automated system. I tried twice and it did not go through. I was later told by customer services that it was because the address on my debit did not match that of my CC (not true). Anyway, I have paid off my balance over the counter today.…
Which bank has the best online banking?
I need to change banks. I do all of my banking online so I want to open a bank account with a bank that had a good internet banking system. Who is the best? Some points to bear in mind: - not HSBC - they're the bank I'm leaving! However their online banking is exactly what I'm talking about - it loads quickly, it's simple…
Nationwide - Frozen Account...Advice Needed
Hi all Was wondering if anybody can offer any advice. I have had a current account with Nationwide for about 10 years which all of my salary and tax credits are paid into and all of my bills come out of. About 6/7 years ago I opened a credit card account with Nationwide, I think the limit was about £500. I used to pay it…
Santander Branches - service all accounts?
I remember when Santander took over B&B - I asked if Abbey could deal with B&B accounts and they said no. Though if I now search for an abbey branch from their website it shows an A+L branch as being closest. Can different 'banks' within Santander now deal with other santander 'banks' customers?
Joint Cheques - No Joint Account!!
Hi All I need some advice, this must be the place to get it. When my wife and I got married a few weeks ago, some cheques were payable to me and some to both of us. Now we want to cash the joint ones but we don't have a joint bank account. The main reason for this is that my wife has a very poor credit rating including an…
Closed Bank Account
Hi, I closed an old bank account today when I opened a new cash ISA, is there anyway I could reopen the old account or have it reopened.
Tesco duplicate debit
I received an on-line grocery delivery last Friday, and they have taken a duplicate payment from my bank. I've spoken to Tesco, who insist they have only taken the one payment, and also spoken to my bank who confirm that Tesco have definately taken two. I've spent most of the weekend on the phone to Tesco and they are…
Bank Take Money without Asking?
Hi, I had 3 accounts with HSBC... My graduate account became over drawn by £282 (most of which was ridiculous bank charges £90 once) I was claiming these back and said with the money I would re pay debt. They then closed one of my account which had £142 and they took this without asking to go towards the debt now with…
I cannot get bank account
Hi all, I am trying to get a bank account but because I houseshare I cannot get one as I have nothing in my name as proof of address, their seems ringing around banks their is nothing I can do, but thousands of people house share and don't have bills in their name so is their anyway around this? I have tried asking…
Halifax Reward: How many accounts can you have?
Hi all Quick question : How many Reward Accounts can you have with Halifax? I know it used to be 3 but I've got it in my head that it's now only 1. I have searched through all the T+Cs but can't find anything, I must be blind. Thanks
Possible implications of overdraft debt
Hi, My OH was named on her now ex husband's bank account. The account has not been used since March 2001 when they split. He went off to live in Africa. She is not sure if the bank account was in debt or not. She does not have any details of the account anymore. We are going on Friday to collect a safety deposit box from…
Landline number for Alliance and Leicester Current Accounts Customer Services
Got my A&L Premium Current account, so far so good. Just tried to find an alternative landline number for their Customer Services 0844 800 9000 number and there isn’t one on Saynoto0870.com… I could only find the 0800 number but it’s no good for calls from mobiles. Does anyone have a landline number for Current Accounts…
Halifax Ultimate Reward Account.
I've currently got a normal Reward Account and I'm some £900 deep into my overdraft and barely earning enough each month to cover my bills/rent/food and credit card payments. The overdraft is costing me some £25 each month (thanks to moving money about to get at least £5 back). My spending is now at a minimum but its still…
Cancelled Card
Hi There Looking for some advice from anyone please....! I had to cancel my visa debit card yesterday as someone (not me) had ordered a replacement card. The bank were great and have ordered me a new card and pin to be sent to me. However I had a refund of £470 put back on my card on Saturday and am now worried as to what…
International payment FD - HSBC
Hi, Can anyone tell me how much First Direct charge for transfering money from a First Direct account (GBP) to HSBC (SGD) I have checked there website but this just confirms they can make this transfer. Thanks for any help provided
Managing Halifax and BOS accounts
Hi, I use Halifax online banking extensively. There is a Bank of Scotland account that I am interested in opening. Can my Halifax online banking have access and be capable of managing a Bank of Scotland account? Thanks
A&L - A bit worried - Debits before credits
I recently used an old A&L current account to be the servicing account of a new Online Saver Issue 6... Now I transferred some money into the current account (£500 used for illustrative purposes) from another bank, then out again on the day it reached the current account to my Online saver... However, my A&L online…
I've been so stupid! Please help. High Interest HBOS A/C
I've just opened some late post and am really confused & would appreciate the help. I have a high interest halifax a/c however over the last 3 months have been overdrawn. I have seen some literature for the charges and am I best to change to the Reward account? My agreed overdraft is £400, do I get charged if I use it??…
IoM bank account
As you can take it I am from England :) but have a Isle of Man card account (personal account). Cut a long story short the police needed to look at my account due to so nasty little man saying id been creaming off the top of my business (which I wasn't and no charges filed). Now the question is I thought the police would…

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Budgeting & bank accounts

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