Budgeting & bank accounts

Archives for February 2009

question
hello guys i was wondering if anybody could give me some advice please , im currently overdrawn by about £1500 and with Natwest and i think im paying a high rate of interest. Im a student and earn £460 a month and have a decent credit scoring as i have a credit card and have not missed any payments , and they have…
Nationwide FlexAccount Cash Card
I am attracted to Nationwide due to no-fee cash withdrawals overseas. I can not get a Visa debit with them yet, am I right in assuming the standard cash card with this account can't be used free to withdraw overseas?
Nationwide - No more free cash withdrawals abroad!!!
http://www.nationwide.co.uk/current_account/foreigntransactions.htm :-( Anyone know of any other banks that dont charge for using your card abroad? Apologies if this has already been posted!
Receiving payments on weekends
Can u receive faster payments in alliance & leicester on weekends?
Do bank charges affect your credit rating?
Hi everyone, I have recently been bombarded with a blizzard of bank charges within the last month - about £200 worth as embarrasing as it is to admit, and two were because I made payments and it turned out money was a day late in transferring to my accout :mad: So my question is do they affect your credit rating, note I…
Opening UK bank accounts when not resident
I'm a UK national but not resident in the UK. I have one UK bank account (HSBC) but want to open new accounts with other UK banks (to spread risk.) But all seem to require residence in the UK. How can I open other UK bank accounts?
Opening a bank account in UK for wife
My wife left the country last month and won't be back till May. The thing is, we are expecting some institute to pay her money every month starting from March and they are requesting the details of her bank account. She doesn't currently have a bank account in the UK, and we are wondering if it is possible to open a bank…
Abbey National Charges and Overdraft cut with no warning
Hi, I'm wondering if you can give me some advice. I have an overdraft with abbey national on my personal account of £950. I also have a business account with another bank. Now recently I've had my car broken into, I've had clients unable to pay bills due to the recession and to top it all off my girlfriend left me - so ya…
A&L Online Banking: Setting up a new payee
Hi I've noticed when you set up a new payee, if the payee's bank account begins with zeros, that they just remove them. Just a little cautious as I am about to wire a large sum and don't want to have to wait days for it to bounce back. Can someone who is an A&L customer confirm its ok that even though you enter an 8 digit…
A&L bank error.. how much compensation???
To cut a long story short A&L sent out a large (£1500) standing order twice making me go way over the authorised overdraft. This then impacted on other SOs and DDs etc. I received way over £100 of fees and lots of stress and hassle. I've been trying to sort out this mess since January. At first A&L admitted it was their…
Ooh help please! Debit card with HSBC has run out
Hi First off apologies if this is the wrong board :o I noticed that my debit card says that it is valid until 03/09 but I haven't got another one yet- should I have by now? It'll really screw us up if we can't use it for a bit :mad: What should I do? I'm with HSBC and it's a solo/maestro one- they said they will be…
bank of scotland current account
hiya i have 3 currents accounts with halifax, will i be able to have 3 bank of scotland current accounts? just to get the free fivers? thanks in advance!
Small businees overdraft cancelled
Hi. My husband has had a small gardening business for a few years. He has a £2000.00 overdraft, which he has never exceeded or abused. Lloyds TSB sent a letter advising that the overdraft would not be offered again this year. He was given 3 options - 1. To repay the overdraft immediately 2. To repay the overdraft over 12…
Bank account wanted with interest
HI, I need a bank account that offers ready access and interest. Im building an extension on my house and have 10k with which to pay the bills. As these bills are going to come along as and when I want to put these funds into a seperate account so I can keep track of whats going out and would also like to get a bit…
Halifax £5.00 bonus accounts - get more than one
I went into day to upgrade my now very low in interest current account to their higher one where you have to have £1000 going through the account each month. To guarantee this as I am self employed and have a slightly but not greatly variable monthly flow into the account I have just done the sensible thing of having a…
abbey current account
hiya all i have paid in a grand in december january a febuary, so when do abbey pay you the 100 pounds? thanks in advance
Hsbc Online Authentication
I Have Read About Hsbc "deploying" A New Authentication Security With A 2 Factor Authentication System Using Your Phone Simultaneously While Making A Transaction. This Sounds Like A Much Better Way Forward Than The Card Thing That Barclays Uses. Has This New Hsbc Come Into Affect And Is It A Good And Hassle Free System?
LloydsTSB Select account ?
Hi Fellow MSE's I have a lloydsTSB select account, I sure these accounts are no longer offered but anyway. This account I get charged for the account 8£ per month. I have just recieved a propaganda letter from lloyds saying that they are putting my monthly charge upto £9 a month but look at the benifits you get. To be…
Cahoot Current Account
I'm thinking of switching my Barclays Current Account (currently pay £12.50 monthly fee for god knows what benefits that i'm not beneifitting from) to Cahoot (no monthly fee, £100 fee free OD, good online banking, sounds like a good all rounder account). Has anyone had any experience of these...... good or bad? I'm a…
HBOS frozen account and lost draft.
My younger brother is starting a business for which he got funds from a family friend who recently sold his house and had some spare cash to invest. He was given a bankers draft made out in my brother's name for around £22,000 which he deposited in a branch of HBOS on the 11th of December 2008. The payin slip suggested…

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Budgeting & bank accounts

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