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Direct Debit Not Taken
Hi guys Do you think I need to be worried - my family think not. I had two accounts with Lloyds TSB and changed my mortgage direct debit to my other LLoyds account to gain more interest before the DD is taken. Anyway, it all went through early in September. I had written confirmation from my mortgage company that the next…
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Ok, I admit it, I was wrong to move from FD to A&L
Ok, I admit it, I was wrong to move from FD to A&L:confused: . A&L's service is atrocious, it's taken them nearly 2 months to get around to saying that they are now going to speak to FD in order to get my DD's moved over!!!. - lesson learned! That's not to say that FD still have my custom long term. I will be monitoring…
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Where's my Money? (Bank transfer)
Hi I rang my bank yesterday and arranged to transfer a large amount of money from my current account to another person's account - the operator said it would leave my acct Monday and appear in the other account Wednesday I know I should have asked them this ... but where will my money be on Tuesday ... and more to the…
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Another post-dated cheque question
Don't all jump on me at once, it wasn't me that did it! It was my employer. He always post-dates our wages cheque to the last day of the month.... which this month happens to be today (Saturday)........... I've got £35 of bank charges coming out on Monday (long story but that was his fault as well). Anyway, I rang my bank…
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Should banks call time on charging for associated products with current accounts
This one really wound my partner up to the point i thought i would share it with the rest of you!! For the past 6/7 years my partner has subscribed to a Barclays additions account, he has lost count at the amount of times he has looked at his statement and seen the monthly charge rise slowly from £6.00 each month to now…
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Cash Machine Error
I bank with Cahoot and tried to draw £50 from a Lloyds TSB cash machine this afternoon. I put all my details in the machine and made my selection of cash with receipt, I did not look at the screen again but looked at the slot that dispenses the money but nothing happened. the screen went back to please insert your card, so…
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Halifax and Paypal nightmare
On the 20th of Sept I purchased a digital camera on Ebay. I made a request to my bank account via Paypal for the payment to be made. The paypal request has been pending since then and due to clear today. It still hasn't. I phoned the Halifax to ask if they have knowledge of it clearing and to my horror, they say they…
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Anyone with Barcleys, need quick statement help please.
Ive just received my bank statements for my old barclays account from 1998 to 2004 for 3 seperate accounts. I'm claiming back my unauthorized borrowing fee charges etc, thing is im not sure what a charge looks like on my account and how much for it will be. Could be between £20 - £35. So can someone who has had a Barclays…
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Claiming Charges back from the Halifax
Can someone please tell me how long the process takes I know what time you should allow but how long does this actually take, I've requested my statements on the 8th and they've cashed the £10 cheque but I'm still waiting for my statements. Am I being realistic thinking I could get this completed for christmas. Thanks
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Returned DD Charge! Does company pay?
Hi If you cancel a DD and the company requesting it has said request returned does the company get charged for it? Thanks
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lloydstsb gold service plus account
Hi, I was looking at this account http://www.lloydstsb.com/current_accounts/added_value_accounts/gold_serv_current_account.asp I am with lloyds, if I upgraded I would pay £10 a month for this account. £120 a year. Do you think it is worth it? I will soon be paying around £85 for worldwide travel insurance and ~£60 for AA.…
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Which bank a/c for a low income?
Hello, im currently in the process of taking lloyds to the cleaners with regards to all the charges...i am at the 2nd letter stage and im now aware i need to open another account, however I am a single mummy and have a very low income, i have tried with online banks but get refused because i either cant pay in enough or…
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Do A&L have to notify me of overdraft interest rate change (end of 0%)
Just started getting charged interest for my A&L overdraft which was 0% for 12 months. My question is were they obliged to warn me that the interest rate was changing, or as its an introductory offer do they not have to do this. If they are supposed to notify me then I thought it might be worth complaining and getting the…
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Next
I'm not sure if this is the right place to ask this or not. I just got my bill from next & at the bottom it says they've added a £15 service charge, which i think is a little steep. We have had 1 previous bill from them which we didn't pay because they had charged us for curtains which we had sent back. We have sent them…
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Alliance and Leicester current accounts question
I recently opened a A & L Premier account in order to save into the Premier Regular Saver. Would it now be possible to also open a Premier Plus account and therefore have 2 current accounts held with A & L? The reason is that the Premier Plus account has a better interest rate on <£2500 balances. I will be able to fund the…
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Debit Card - Credits & Reversals ???
Hi there ... Please don't shout at me if i've threaded in the wrong place :o just nudge me in the right direction :p At the end of August, after to many drinks one night I had a few plays on a Mecca Bingo site and won two lots of prizes ... £700 & £500. I cashed these winnings in and back into my Nationwide Current account…
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Halifax - proof of name and address
Mrs Mac needs to prove her name and address to open the high rate current account. She's not going to be able to take it, again, this weekend. Is there any problem if take it in?
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Best accounts for earning interest when cheques are deposited
I thought I would ask here to find out which banks offer the most interest during cheque clearance cycles. With most bank accounts cheque deposits generally only begin to earn interest after the third working after being received by the bank. There are some banks that offer better terms namely Lloyds TSB who pay interest…
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RBS service charge what the hell!!!
Recently opened RBS interest paying current account. Just received a statement including advice of a "service charge " for 22/8 to 21/9 of £28. Also refers to this being based on a "Maintenance charge". Anybody know what this is? I had charges for some unpaid items at transfer, but they refunded these charges and…
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Claiming Bank charges
Hi I recently sent a letter to Lloyds claiming all my standing order/direct debit charges back for the past 4 years. I have received a reply stating that I can only claim back default charges and not for charges relating to charges for being overdrawn etc They say that according to their legal experts the OFT's guidelines…