Budgeting & bank accounts

Archives for June 2006

Free Ipod Nano From Citibank
Only requires 2 months salary to be credited to a new account... http://www.citibank.com/uk/personal/banking/bankingproducts/currentaccounts/sterling/general.htm
What do I do - Convince me!!!
Currently have an HSBC Joint Account, which is used to cover all DDs/SOs for the running of our house. It is currenlty overdrawn by £1000approx. I've no major problems with them, but as their call centre is india based there CS is now pants. We don't spend on this account, enough money goes in to cover outgoins each month,…
Nationwide
I am currently with A&L and my partner with Barclays. I would like to open a joint Nationwide current account, primarily so that we can use the debit card on our overseas travels for free withdrawls and i thought also of having a linked savings account for our travel fund. Any problems with this? Does anyone know if…
Smile - Are they any good?
I have been meaning to switch my First Direct internet bank account (very poor interest and naff website) to either Smile or Cahoot (better interest rates). I noticed the thread about the free case of wine from Smile, but aside from that I have heard lots of things about them giving poor customer service. I also noticed it…
Lloyds TSB £50 offer ENDS TODAY
Hello I've just been into my local branch of Lloyds TSB to open an account and was told that today's the last day for the £50 offer. I think I'll get it as they opened the account for me on the computer today, even though the paperwork will take a while to get through to head office. So if you want the £50 and have 2 forms…
Who are CHARTERED INTERNET? £9.99 charged
I was charged £9.99 on my debit card on 21st April this year - I rang Barclays and told them I do not recogise the transaction and I was refunded. Today I looked at my account and £9.99 has been taken out AGAIN! Who are they? I don't pay for any membership or anything (at least I hope not) and I certainly don't recognise…
Parachute accounts
Hi folks!!! I'm wondering if anyone can help please!!! I'm currently reclaiming back £1791 from my bank the Abbey in bank charges and so could do with opening a parachute account just in case......but we have really bad credit history being almost £30k in debt(which is being sorted with the help of the lovely people at the…
Card 'eaten' by Cash Machine
Hi all, I'm not sure if this is the right place to create this thread, but I really need some advice here. On the 25th of June, I was about to travel in a train to Slough from Bristol, when I decided to withdraw some money from the cash machine there. In the end, the machine just restarts itself, and I didn't get my money…
Council Tax - Direct Debit Guarantee?
I have moved home and when I queried with the local authority what to do with the direct debit I have with them for the council tax, I was told to cancel the direct debit and any monies owing would be paid back. I moved at the beginning of June, actually the 8th, the date I told the council. Since then all the council can…
Citibank: Free iPod Nano (£99)
(deleted.)
Lloyds TSB £50 for switching
anybody know if this offer is still on, can't find it on their website. Many thanks
interest free overdraft (current accounts)
Does anyone know of any banks (other than cahoot) which offer an interest free overdraft for a joint current account? it doesn't need to be very much, just £100, to provide an emergency buffer zone!
Joint account dilemma
I have a friend who is having problems with ihs joint account with Abbey. He split with his girlfriend and went in the bank to cancel the joint account and took a signed letter from her that they asked for , but they told him they could not stop her taking money out or close the account for 10-14 days , in the meantime she…
double payment taken
just wondered if anyone has had this happen with there natwest account. i only have a solo account put i have noticed 1 month in 3 and it happened yesterday they take a double payment ie:- spend £30 in a shop used card to pay its taken out the account the same day , check on line 2 days after a second ofthe same payment…
BIG mistake by bank, what shd we do?
oh went to withdraw some funds from his bank ac earlier on, only to find that £1000 + was missing from his account, which actually overdrew him!! (he had checked exact amount only 15mins b4 online so knew what should have been in). Str8 away he headed for bank, who at first couldn't understand what had happened and…
Post Office Launch Pre-Pay Visa Electron Card
Good for travellers and perhaps those with bad credit or perhaps those requiring such a card for other purposes. Backed by Bank of Ireland. Unlike some other pre-load Visa Electron cards this one does not make so many charges. http://www.postoffice.co.uk/portal/po/jump1?catId=19300207&mediaId=26800661
Lloyds TSB Classic Plus Account
I started an Classic Plus account in early May to take advantage of the £50 introductory offer (and also because Barclays interest was low in comparison). Salary has gone across (tomorrow will be the second months worth of salary that hits the account) I've just logged on today and there's a link on my account page saying…
RBOS Royalties account
Hello everyone Having only recently found the light and started to sort through our debt and finances we have realised that my OH has been paying £6 per month for this account accuring a massive £72 per year he has had this account for approx 8 years would he be able to claim back these charges we would be interested to…
Changing bank for the first time
This site is a bit of a roller coaster for me the last few months, having changed gas, elec, internet, phone & insurance all to cheaper providers Now, after 19 years with Lloyds and paying £15 month for the privilege I want to change current acc ( and hopefully pay NO fees!) Intitially I was looking at A&L simply as they…
Bounced cheques
Hi everyone, I am trying to find out from Nationwide how long after a cheque is deposited that the issuer of the cheque can cancel it. I have had an email off them that refers to the table available on their web site that shows when funds become available after a cheque is deposited depending on what day you deposit it.…

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MSE News

E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
If you're an E.on Next customer, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
E.on Next to cut winter bills by up to 50% for some existing customers on low incomes – here's what's happening
If you're an E.on Next customer on its standard tariff, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter.
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said.
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime.
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.
Octopus Tracker energy tariff – could it save you £100s on your energy bills?
The Octopus Tracker tariff is not right for everyone, but if you're willing to regularly keep track of daily price changes, it could mean big savings.
Ocado shopper? Christmas delivery slots are launching this week – here's what we know
Ocado is opening up its first round of Christmas delivery slots this week.

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Budgeting & bank accounts

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