Budgeting & bank accounts

Archives for February 2006

Natwest Step Account
going throught the bank charges reclaim so attempting to open up new bank accounts.. oh applied online for nw basic bank account and to my knowledge has been accepted.. after looking around we decided to apply for a natwest step account with the possibility of getting a visa electron card... got a letter this morning…
data protection betrayal-hsbc
anyone else had any problems? can anyone help with further advice? Personal mail, including some statements with sort code, account number and account transaction details are being sent to an old address of mine. I moved over three years ago! Thought this had been resolved, but yesterday I found that another letter…
Watch Out For Spam Hsbc Email
Dear Valued HSBC Customer We believe that you deserve the best in banking . Therefore protective measures has been applied to satisfy our striving customer needs. Our technical service department is currently upgrading our SSL servers to enhance adequate banking security,to give our customers a better, fast and secure…
Which accounts have travel insurance and warranty
Hey All, Apologies if this has already been posted but can't seem to find it. Doing a bit of spring-cleaning of my accounts and was trying to find information on which current accounts have: 1) travel insurance as part of their cover (even if there is amonthly charge). The cheapest multi-trip annual i have foudn is £69 for…
Lloyds cash cards? please help
hi, i have a classic account at lloyds with a cheque book but no debit card, anyhoos, just been into town as little uns need new clobber and went to a bank to use my card (halifax) anyway, got a sign up saying card cannot be used at this cashpoint, well i have used it before, so i went to a small lloyds branch and drew…
Problem with the Barclay's £100 offer...
...does anyone know the specific dates when this offer (a) opened and (b) was closed? Not sure if they are trying to avoid paying me the £100 but here is the saga... 18th Jan applied online. It said "you'll hear within four days" 24th Jan email said "it may take 10 days due to volunme" (thanks Martin :) ) around 1st/2nd…
opening a bank account with nationwide
hi i went to apply for a bank account with nationwide and because i had a bad credit reference of £21 which was paid ages ago which wasnt cleared they only offered me a cash card account. i have no debts and with halifax and hsbc combined have savings of £10000. i declined their offer of only a cash card because i do a…
budgeting query
hi all, just wondering if anyone can please help im trying to do this months budget on the computer and im not doing too well. does anyone have an easy to use spreadsheet i can have or know where i can get one. thanks in advance regards Mrs A
Abbey Nightmare
Thought I would share this story of the terrible customer service I have received from Abbey. Never dealt with them before so dont know if this was a one off but thought I would share anyway... I tried to open a current account about 3 weeks ago now. Went into the branch with my drivers licence and bank statement. They…
First Direct Text Messaging
Is it worth the £2.50? I really quite like the idea of it, but I'm not sure I'd use it all that much. Have peopled used this service, and does it work well - i.e. The moment you get close to your OD limit it mails you - not 4 days later etc...? How have people found this service?
Beware Barclays £1000 limit on online transfers
Just discovered that Barclays followed A&L (Beware A&L £1000 Limit) and reduced daily limit to £1000 (used to be £2000 as far as I remember).
Halifax took standing order out day early and put tomorrows date!
Just checked my Halifax current account and noticed its showing a standing order come out today 26th feb but it should come out on 27th feb but they have actually put it as 27th and its not even 27th yet. Its a regular standing order. I wonder if this has happened before and I didnt notice seeing as they have put it down…
Which current account??
Hi There I'm new at this so please forgive if this has already been asked.. I have approx £2000 wages paid into my current account (hsbc) per month. By the next pay day I am usually £100 overdrawn so I dont have a continual balance in my account throughout the month. I've seen the benefits of Lloyds and A&L but wondered…
alliance@leicester and best way to maximse returns
Hello all I have set up the regular saver account paying 10% off my premier direct current account.Do you have to pay in salary to meet there terms and conditions for the regular saver account or can you just pay £500 a month from any non a@l account.How much interest would you earn on putting £250 a month in to it for a…
Smile bank
I am thinking about changing banks and wondered if anyone could tell me anything-either good or bad- about Smile? Thanks
Best current account if credit is not needed:
Hello, Im in need of a separate bank account to run alongside a current account. Im self-employed so plan to use the account for income only - therefore giving me better management over my finance. Im not in need of credit. Im under 21. Account will be needed for transfering money and paying in cheques. Thanks Rich
can they do this?
i complained to halifax about then "downgrading" my account for no reason. at no time did i mention requesting an upgrade anyway the other day i got a letter saying "thank you for applying to upgrade your account, we have searched credit reference agencies and unfortunately...." have avoided credit checks lately - i know…
Bank Charges - I've had a thought last night
as I was drifting off to sleep as you do ....especially when you've spent most of the day getting geared up to reclaiming over £2K in bank charges! As the claims are being dealt with in the Small Claims court the banks can't get a judgement against you for their costs (as per bankactiongroup website) but I seem to remember…
5 days to clear a cheque but
I paid a large bill at the window in the bank with a cheque (£2000)and then went over to the cashpoint to check my balance low and behold the money was out of my account in seconds. Why does it take them so long to put the money in to my account from a cheque but they can take it out in seconds?. Can they not leave it in…
Need a new bank account - not on electoral roll!
Hi there. Im hoping that someone can advise me if there is any way round this problem. Basically we recently moved house and I have just checked to see if we are on the electoral roll as we want to open up a joint acount. It turns out that we arent on the listat that address and wont be until the 03rd April 2006. I know…

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Budgeting & bank accounts

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